Finanjo Team

Planning your vacations, bank work, school schedule or office leave for next year? This article gives you the most accurate projected List of Holidays…

Finanjo Team

Dec 10, 2025

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Personal Finance

CIBIL vs Experian vs CRIF vs Equifax – Which Credit Score Is Correct in India?

7 min read

When you check your credit score on different platforms, it is common to see CIBIL, Experian, CRIF High Mark, and Equifax showing different numbers.…

Finanjo Team

Dec 02, 2025

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Personal Finance

Credit Score: Soft Inquiry vs Hard Inquiry

5 min read

Every time your credit score or credit report is checked, the inquiry is classified as either a soft inquiry or a hard inquiry. Understanding…

Finanjo Team

Nov 29, 2025

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Investments

Fixed Deposits (FD) : Types, Calculation, Interest Rates, and Taxes

10 min read

Fixed Deposits (FDs) remain one of the most trusted and popular investment options in India, offering a perfect blend of safety, stability, and guaranteed…

Finanjo Team

Nov 28, 2025

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Personal Finance

Credit Card Complete Guide (2025): Eligibility, Benefits, Fees, Types, Credit Limit, and other Important Terms

10 min read

Credit cards are among the most versatile and rewarding financial tools available today. Whether you want to earn cashback, collect air miles, enjoy premium…

Finanjo Team

Nov 27, 2025

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Investments

Recurring Deposits (RD): Eligibility, Calculation, and Bank-Wise Interest Rates 2025

10 min read

Recurring Deposits (RDs) continue to be one of the most reliable and discipline-friendly savings instruments in India in 2025. For monthly savers who prefer…

Finanjo Team

Nov 26, 2025

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Personal Finance

30 Personal Finance Rules Every Indian Should Follow to Build Wealth in 2025

10 min read

Financial success is not about luck. It is about following certain principles – tested, proven, and refined over decades by economists, financial planners, and…

Finanjo Team

Nov 24, 2025

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Loans

Documents Required for Home Loan in India (2025)

10 min read

Applying for a home loan is easier when you have every document ready. Lenders check identity, income, property papers and others before they sanction…

Finanjo Team

Nov 20, 2025

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Government Documents

Documents Required for Pan Card Application (2025)

8 min read

PAN (Permanent Account Number) is a 10-character alphanumeric identity issued by the Income Tax Department. It is mandatory for tax filing, opening certain bank…

Finanjo Team

Nov 19, 2025

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