Personal Finance Resources, Guides & News in India | Finanjo

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All Articles (216 articles)

Page 1 of 18

Insurance

Claim Settlement Ratio – What It Means and How to Read It Properly?

Picture Credit – Reddit Try picturing this for a moment. A man sits at home scrolling through a message from his insurance company, still…

aditimishra

May 13, 2026

Insurance

Riders in Insurance – What They Are and When You Actually Need Them?

Raj had just finished buying his first term policy without riders in insurance. For a moment it felt oddly satisfying. Not exciting exactly. But…

aditimishra

May 10, 2026

Insurance

Buying Health Insurance Online vs Through an Agent – The difference

We all know that one chacha ji. The one who becomes quietly interested in your finances the moment your salary starts sounding respectable. The…

aditimishra

May 09, 2026

Insurance

Why Should Gen Z Get Best Term Insurance with First Salary?

First salary lands and something shifts. The number sitting in the bank account feels small and huge at the same time. Small when compared…

aditimishra

May 09, 2026

Insurance

Health Insurance or Term Insurance with First Salary?

At Finanjo, there is a pattern that shows up again and again in early careers. The first salary is expected to change spending. It…

aditimishra

Apr 20, 2026

Insurance

10 Important Things To Consider Before Buying Your First Health Insurance

At Finanjo, we often notice something about the first few years of someone’s career. Financial decisions rarely arrive as part of a grand and…

aditimishra

Apr 08, 2026

Insurance

10 Things To Consider Before Buying First Term Insurance

“What do you mean you do not have term insurance?” Buying your first term insurance policy often feels like one of those financial decisions…

aditimishra

Mar 31, 2026

Insurance

Importance of Health Insurance: How Medical Inflation is Destroying Savings in India?

At Finanjo, we spend a fair amount of time interacting with young professionals across India about money. Salary growth, investing, budgeting, taxes, life insurance,…

aditimishra

Mar 29, 2026

Insurance

Why should Young Earners consider Life Insurance early in their career

Shubham had just received his first meaningful annual bonus. Not the kind of money that makes someone quit their job or suddenly plan a…

aditimishra

Mar 27, 2026

Investments

Fixed Deposit vs Recurring Deposit (FD vs RD ): Which Option Works Better for Your Savings?

Fixed Deposit vs Recurring Deposit ( FD vs RD ): Which is better when you want safe returns but aren’t sure how to plan…

Prerna

Feb 06, 2026

Investments

Tax Saving Fixed Deposit Interest Rates: A Comparison Across Banks

Tax Saving Fixed Deposit interest is a key concern for investors looking to reduce their tax liability under Section 80C without taking market-related risk.…

Prerna

Feb 06, 2026

Personal Finance

Fixed Deposit vs Mutual Funds: Which is Better for Beginners in India?

Fixed Deposit vs Mutual Funds is one of the most common investment comparisons for people in India who want to grow their money safely…

Prerna

Feb 05, 2026

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