Master Your Money with Finanjo

Review recurring charges, check annual renewals and cancel unused services carefully. A worked example separates real savings from committed payments.

Prithvi

Nov 06, 2026

Personal Finance

A Payday Money Checklist for Bills, Savings and Life

Use this payday checklist to plan bills, everyday costs, annual expenses and savings, with a worked ₹60,000 example and a simple monthly note.

Prithvi

Oct 30, 2026

Personal Finance

Why Your Bank Balance Is Not Your Spending Budget

Work out how much you can spend after bills, essentials and protected savings. A worked example explains why bank balance is only a starting point.

Prithvi

Oct 28, 2026

Personal Finance

Where Did My Money Go? A Monthly Money Review

Review where your money went with a practical monthly checklist, a worked bank-balance example and one clear action for the month ahead.

Prithvi

Oct 23, 2026

Personal Finance

Track UPI and Card Expenses Without Double Counting

Track UPI, bank and credit-card expenses without counting a purchase twice. Work through transfers, repayments, refunds and cash.

Prithvi

Oct 21, 2026

Insurance

Claim Settlement Ratio – What It Means and How to Read It Properly?

Picture Credit – Reddit Try picturing this for a moment. A man sits at home scrolling through a message from his insurance company, still…

aditimishra

May 13, 2026

Insurance

Riders in Insurance – What They Are and When You Actually Need Them?

Raj had just finished buying his first term policy without riders in insurance. For a moment it felt oddly satisfying. Not exciting exactly. But…

aditimishra

May 10, 2026

Insurance

Buying Health Insurance Online vs Through an Agent – The difference

We all know that one chacha ji. The one who becomes quietly interested in your finances the moment your salary starts sounding respectable. The…

aditimishra

May 09, 2026

Insurance

Why Should Gen Z Get Best Term Insurance with First Salary?

First salary lands and something shifts. The number sitting in the bank account feels small and huge at the same time. Small when compared…

aditimishra

May 09, 2026

Insurance

Health Insurance or Term Insurance with First Salary?

At Finanjo, there is a pattern that shows up again and again in early careers. The first salary is expected to change spending. It…

aditimishra

Apr 20, 2026

Insurance

10 Important Things To Consider Before Buying Your First Health Insurance

At Finanjo, we often notice something about the first few years of someone’s career. Financial decisions rarely arrive as part of a grand and…

aditimishra

Apr 08, 2026

Insurance

10 Things To Consider Before Buying First Term Insurance

“What do you mean you do not have term insurance?” Buying your first term insurance policy often feels like one of those financial decisions…

aditimishra

Mar 31, 2026