Powering smarter financial decisions, every single day.
transactions anlaysed to make sure Jo gives you insights that matter
Accounts connected via secure Account Aggregators
Users building better financial habits with Finanjo
What makes us the best app for you?
Securely link your bank accounts and begin your journey toward financial clarity.
Thousands already use Finanjo to track, understand, and improve their finances.
Loved by Users
See what our community is saying about their experience
Everything you need to understand your money
Finanjo brings your balances, investments, and insights into one calm, reliable place. So you always know what's happening and what to do next.
All your accounts, one view
See your bank accounts, cards, and investments together. No switching apps. No guessing.
Security you don't have to think about
Your data is encrypted end-to-end and protected with bank-grade security standards.
Automatic tracking, zero effort
Transactions are categorized automatically, so you always know where your money goes.
Secure sharing, on your terms
Powered by the Account Aggregator network. Private, encrypted, and in your control.
Insights that actually help
Finanjo highlights patterns, unusual spending, and opportunities to save or invest, right when it matters.
Meet Our Team
The passionate people behind Finanjo, dedicated to making financial management simple and accessible.
Prithvi
CEO & Founder
Pankaj
CMO
Aashish Sharma
CTO
Bharti Bhatia
Engineering manager
vikas
Founders Office - Finance & Compliances
Gambhir Rathore
Backend Lead Engineer
Kamad Sharma
Founding Engineer
Manish
Product designer
Meghana Patnala
Founders Office
Harsh
Prithvi
CEO & Founder
Pankaj
CMO
Aashish Sharma
CTO
Bharti Bhatia
Engineering manager
vikas
Founders Office - Finance & Compliances
Gambhir Rathore
Backend Lead Engineer
Kamad Sharma
Founding Engineer
Manish
Product designer
Meghana Patnala
Founders Office
Harsh
Prithvi
CEO & Founder
Pankaj
CMO
Aashish Sharma
CTO
Bharti Bhatia
Engineering manager
vikas
Founders Office - Finance & Compliances
Gambhir Rathore
Backend Lead Engineer
Kamad Sharma
Founding Engineer
Manish
Product designer
Meghana Patnala
Founders Office
Harsh
Prithvi
CEO & Founder
Pankaj
CMO
Aashish Sharma
CTO
Bharti Bhatia
Engineering manager
vikas
Founders Office - Finance & Compliances
Gambhir Rathore
Backend Lead Engineer
Kamad Sharma
Founding Engineer
Manish
Product designer
Meghana Patnala
Founders Office
Harsh
Refer & Earn Together
Share Finanjo with friends and both of you get rewarded. It's a win-win!
Share Your Referral Code
Invite friends to Finanjo using your unique referral code.
Friend Joins & Uses Finanjo
Your friend signs up, completes account setup, and makes their first successful split or saving.
Both Get Rewarded
You and your friend earn rewards — up to ₹100 per referral, credited after successful verification.
Unlock the Power of Finanjo
Experience smart financial management with AI-powered insights, automated tracking, and personalized recommendations to help you take control of your money.
Track, Organize & Group
See everything. Automatically.
- Live transaction sync from all linked accounts
- Smart categorization by merchant and type
- Custom grouping for trips, bills, subscriptions, etc.
- Real-time cash flow visibility
Reminders, Budgets & Control
Stay on top of every commitment.
- Auto-detect recurring payments & EMIs
- Smart, adaptive budgets powered by AI
- Split bills directly from transactions
- Renewal and payment reminders
Finanjo AI Assistant
Your personal finance brain.
- Personalized money insights & nudges
- Predictive alerts for upcoming expenses
- Q&A-style assistance for quick answers
- Actionable recommendations to save more
Invest, Grow & Build Wealth
Turn clarity into confidence.
- Credit score & EMI tracker
- Unified investment dashboard for SIPs, stocks & funds
- Insurance renewals & policy management
- AI-driven investment suggestions (coming soon)
Safe, Private & Regulated.
Your financial data deserves the highest level of protection. That's why we've built Finanjo with enterprise-grade security and regulatory compliance at its core.
Control in Your Hands
From access to usage, every part of your data journey stays in your control.
Safety at the Core
Bank-grade 256-bit SSL encryption ensures your data is always secure.
Built on Trust
Powered by the RBI-licensed Account Aggregator framework, your data is never stored, sold, or shared.
Frequently Asked Questions
Everything you need to know about Finanjo. Can't find what you're looking for? Contact our support team.
Simple, Fast &
Effortless
Jo is always ready to help you stay organized and productive with your money.