Yatra SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹499
₹499
1.99%
No lounge access
Contents
A travel-focused co-branded card offering strong travel discounts, accelerated rewards on travel and partner categories, and fuel surcharge waiver. Ideal for frequent travellers who book via Yatra.com and want value from travel vouchers and milestone rewards.
Features of Yatra SBI Credit Card which makes it unique
Yatra Voucher Welcome Pack
A set of Yatra vouchers issued as joining benefit
Immediate travel value on joining
Co-branded travel value focused vs generic travel cards
Milestone Rewards
Spend-based reward vouchers for active users
Regular travel savings
Useful for frequent bookers on Yatra
Rewards Structure of Yatra SBI Credit Card
Milestones of Yatra SBI Credit Card
Annual Milestone
₹30,000 : ₹500 Yatra discount voucher
Fees & Charges of Yatra SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waived on ₹100,000 annual spend (refer to card T&Cs).
Fee Explanation Standard bank charges apply; refer to the issuer's fee schedule for exact thresholds and GST.
Detailed Explanation of Yatra SBI Credit Card Fees
Annual Fee: ₹499 + GST (yearly)
Annual fee waived on ₹100,000 annual spend.
Cash Advance Fee: 2.5% or min ₹300 (transaction)
As per bank schedule.
Lounge Access Benefits with Yatra SBI Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
Domestic lounge access not standard; check issuer offers for periodic promotions.
Insurance Coverage with Yatra SBI Credit Card
travel insurance
Subject to provider termsCheck issuer FAQs and policy documents for eligibility and limits.
Additional Features of Yatra SBI Credit Card
Contactless Payments
Tap-and-pay enabled for supported terminals
Add-on Cards
Add-on cards available as per issuer policy
Welcome Bonus with Yatra SBI Credit Card
Welcome Bonus: Yatra vouchers worth ₹8,250
Bonus Conditions: Vouchers issued on payment of joining fee; voucher validity and usage conditions as per Yatra/SBI terms.
Application Process for Yatra SBI Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via issuer or partner portal
Upload KYC documents
Receive verification call
Card dispatched within 5-7 business days
Required Documents for Yatra SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Yatra SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Yatra SBI Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required; eligibility subject to bank verification.
How Approval Is Decided
- Minimum income as per card variant
- Indian resident
- Credit profile acceptable to issuer
Pros of Yatra SBI Credit Card
- Strong travel value via Yatra vouchers
- 6x rewards on Yatra and select categories
- Low joining/annual fee
Cons of Yatra SBI Credit Card
- Rewards primarily redeemable via Yatra (less flexible than general transfer partners)
- Limited traditional lounge benefits
Frequently Asked Questions about Yatra SBI Credit Card
What is the joining/welcome benefit?
Cardholders receive Yatra vouchers worth ₹8,250 on payment of the joining fee; vouchers and validity conditions apply.
What is the earn rate on Yatra and partner spends?
Earn 6 reward points per ₹100 on Yatra.com and select partner categories; base earn is 1 point per ₹100 on other retail spends.
How do I redeem reward points?
Reward points are redeemable for Yatra vouchers (minimum redemption thresholds and validity apply).
Is there a fuel surcharge waiver?
Fuel surcharge waiver applies for transactions between ₹500 and ₹3,000 at petrol pumps; check T&Cs for monthly waiver caps.
When is the annual fee waived?
The annual fee is waived on achieving ₹100,000 annual spend (subject to issuer terms).
Who is eligible to apply?
Indian residents meeting the minimum income and credit criteria; final approval is at the bank's discretion.
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