UCO Bank SBI PRIME Credit Card
SBI Bank (in partnership with UCO Bank)
Last updated: Feb 03, 2026
₹2,999
₹0
Free
12 visits/yr
Contents
UCO Bank SBI Card PRIME is a co-branded premium credit card offering reward points, milestone vouchers and lounge access. It includes welcome vouchers and select shopping and travel privileges. Ideal for customers seeking a mix of rewards and travel benefits with Priority Pass and domestic lounge access.
Features of UCO Bank SBI PRIME Credit Card which makes it unique
Milestone Vouchers
Vouchers on crossing spend thresholds
Adds value for frequent spenders
Competitive with other co-branded PRIME offers
Rewards Structure of UCO Bank SBI PRIME Credit Card
Dining, Groceries, Departmental Stores and Movies
acceleratedSpends made at dining outlets, grocery stores, departmental stores, and on movie tickets
Birthday Month Spending
acceleratedAll eligible spends made during your birthday month
Base
baseAll other retail transactions except fuel, cash withdrawal and EMI transactions
Milestones of UCO Bank SBI PRIME Credit Card
Milestone Vouchers
As per bank promotion : Gift vouchers (value depends on milestone)
Fees & Charges of UCO Bank SBI PRIME Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | ₹2,999 |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 0 |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | 0 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Renewal fee charged; waiver/benefit offers may apply as per bank policy.
Fee Explanation Fees and charges apply as per SBI Card / bank terms. Check latest T&Cs before applying.
Detailed Explanation of UCO Bank SBI PRIME Credit Card Fees
Annual Fee: 2999 (yearly)
Payable on issuance; renewal fee applies from second year onwards
Priority Pass (Complimentary): Included (terms apply) (one-time/membership)
Complimentary Priority Pass membership benefits subject to card terms
Lounge Access Benefits with UCO Bank SBI PRIME Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Domestic lounge visits subject to bank partner list and T&Cs
international Lounges
silverVisits per year: 4
Guest access: Yes
International visits subject to Priority Pass program terms
Insurance Coverage with UCO Bank SBI PRIME Credit Card
Travel Insurance
As per card T&CsCoverage available on booked travel transactions; check T&Cs
Additional Features of UCO Bank SBI PRIME Credit Card
Flexipay
Convert transactions of ₹2,500 or more into EMIs via Flexipay
Enrollment within 30 days of transaction on sbicard.com
Balance Transfer
Balance transfer and EMI options available as per bank offers
Subject to bank approval and charges
Welcome Bonus with UCO Bank SBI PRIME Credit Card
Welcome Bonus: vouchers worth ₹3,000
Bonus Conditions: Welcome voucher credited on payment of annual fee; T&C apply.
Application Process for UCO Bank SBI PRIME Credit Card
Processing Time
5-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via bank/SBI Card partnership page
Upload KYC documents
Receive verification call
Card dispatched within 7–10 days
Required Documents for UCO Bank SBI PRIME Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
UCO Bank SBI PRIME Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for UCO Bank SBI PRIME Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
0+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must submit valid KYC documents (PAN, Aadhaar etc.) as required.
How Approval Is Decided
- Indian resident
- Valid KYC documents
- Meets bank's income and credit criteria
Pros of UCO Bank SBI PRIME Credit Card
- Welcome voucher on annual fee
- Lounge access and Priority Pass benefits
- Useful milestone gifts
Cons of UCO Bank SBI PRIME Credit Card
- Relatively high annual fee
- Some benefits subject to partner T&Cs
Frequently Asked Questions about UCO Bank SBI PRIME Credit Card
What is the annual fee?
Annual fee is ₹2,999 (plus taxes). Some welcome/milestone offers require fee payment.
Is there a welcome benefit?
Yes — e-vouchers up to ₹3,000 on payment of the annual fee. T&Cs apply.
How many lounge visits are available?
Card offers domestic and international lounge options (including Priority Pass) subject to program terms.
Can I convert purchases to EMI?
Yes — Flexipay lets you convert eligible transactions (₹2,500+) into EMIs; enrol on sbicard.com.
Who is eligible to apply?
Eligibility is per bank criteria; you must be an Indian resident and meet the bank's income and KYC requirements.
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