Snapdeal HDFC Credit Card
HDFC Bank
Last updated: Oct 27, 2025
₹500
₹500
1.99%
No lounge access
Contents
The Snapdeal HDFC Bank Credit Card is a co-branded shopping card designed for frequent online shoppers. It delivers accelerated rewards and platform discounts on Snapdeal purchases, plus routine HDFC benefits like reward points and modest shopping discounts. It is ideal for users seeking extra value on e-commerce and partner merchant spends.
Features of Snapdeal HDFC Credit Card which makes it unique
Platform Discounts
Instant Snapdeal discounts and partner-specific offers
Lower effective cost on e-commerce purchases
Better value for frequent Snapdeal shoppers
Rewards Structure of Snapdeal HDFC Credit Card
Snapdeal
acceleratedSnapdeal purchases
Instant Snapdeal discount on qualifying transactions; see Snapdeal/HDFC offers for exact terms.
Shopping
baseAll merchants
Earn reward points on everyday spends; redemption rules as per HDFC reward program.
Milestones of Snapdeal HDFC Credit Card
Annual Spend Milestone
₹150,000 : Annual fee waiver or equivalent benefit as per bank policy
Fees & Charges of Snapdeal HDFC Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹600 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waived on eligible spends (e.g., ₹150,000 annual spend) as per bank terms.
Fee Explanation Standard HDFC Bank credit card fees apply; joining and renewal fees may be waived on meeting spend thresholds.
Lounge Access Benefits with Snapdeal HDFC Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
Lounge access not included by default for this co-branded variant.
Insurance Coverage with Snapdeal HDFC Credit Card
Purchase protection
₹50,000Coverage as per bank policy and T&Cs.
Additional Features of Snapdeal HDFC Credit Card
Contactless Payments
Tap and pay enabled for quick POS transactions
Add-on Cards
Add-on cards available as per HDFC terms
Welcome Bonus with Snapdeal HDFC Credit Card
Welcome Bonus: 500 reward points
Bonus Conditions: Welcome points credited after fee realisation or first eligible transaction as per bank policy.
Application Process for Snapdeal HDFC Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via HDFC Bank portal
Upload KYC documents
Receive verification call
Card dispatched within 7 days
Required Documents for Snapdeal HDFC Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Snapdeal HDFC Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Snapdeal HDFC Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have valid PAN and Aadhaar and meet bank KYC criteria.
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 700
Pros of Snapdeal HDFC Credit Card
- Attractive Snapdeal-specific discounts
- Low joining fee
- Simple reward programme for shoppers
Cons of Snapdeal HDFC Credit Card
- Limited benefits outside Snapdeal and partner merchants
- Modest overall reward rates compared with premium cards
Frequently Asked Questions about Snapdeal HDFC Credit Card
Is there a joining fee?
Yes, the joining/annual fee is ₹500 + taxes; fee waivers are available on meeting spend conditions.
What is the welcome benefit?
New cardholders receive 500 reward points as a welcome benefit credited as per bank policy.
How can I get the annual fee waived?
The annual fee may be waived if you meet the bank's eligible annual spend threshold (for example, ₹150,000 in 12 months).
Where are rewards redeemable?
Reward points are redeemable via HDFC's rewards portal and partner programs subject to redemption rules.
Is this card good for international travel?
This is primarily a shopping/co-branded card; forex fees apply and benefits for international travel are limited compared to premium travel cards.
What documents are required to apply?
Valid PAN, Aadhaar or other identity and address proof, and income proof for salaried or self-employed applicants.
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