SBI Platinum Corporate Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹0
₹0
3.5%
4 visits/yr
Contents
The SBI Platinum Corporate Credit Card is designed for business and corporate spend management. It offers lounge access, rewards on everyday corporate purchases, and priority services to employees. The card helps companies manage employee expenses with detailed reporting and fraud controls.
Features of SBI Platinum Corporate Credit Card which makes it unique
Corporate Expense Controls
Granular spend controls, limits and merchant-level restrictions
Better corporate expense governance
More management features than standard consumer cards
Dedicated Relationship Support
Corporate account manager and priority servicing
Faster onboarding and dispute resolution
Priority support for corporate clients
Rewards Structure of SBI Platinum Corporate Credit Card
Base
baseMilestones of SBI Platinum Corporate Credit Card
Quarterly Spend Milestone
₹50,000 : ₹500 statement credit
Annual Corporate Milestone
₹2,00,000 : Bonus reward points or corporate benefit (subject to agreement)
Fees & Charges of SBI Platinum Corporate Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Fee waivers and renewal terms depend on corporate agreement and spend thresholds.
Fee Explanation Standard bank rates and corporate agreement terms apply for overdue amounts and other charges.
Detailed Explanation of SBI Platinum Corporate Credit Card Fees
Annual Fee: 0 (yearly)
Subject to corporate agreement; many corporate variants carry no individual annual fee.
Foreign Currency Markup Fee: 3.5 (transaction)
Approximate markup on international transactions (network conversion + bank charges).
Cash Advance Fee: 2.5% (transaction)
Or minimum ₹500, whichever is higher; subject to corporate terms.
Lounge Access Benefits with SBI Platinum Corporate Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Domestic airport lounge visits subject to terms and network availability.
international Lounges
silverVisits per year: 0
Guest access: No
Priority Pass provides access to 600+ lounges worldwide; usage fee applies (approx. USD 27 per visit).
Insurance Coverage with SBI Platinum Corporate Credit Card
Employee Fraud Cover
Up to ₹2,00,000Cover for authorised employee transactions as per corporate terms.
Lost Card Liability Cover
Up to ₹3,00,000Covers fraudulent transactions reported within timeline; subject to terms.
Additional Features of SBI Platinum Corporate Credit Card
Contactless Payments
Tap and pay enabled for quick transactions
Virtual Card Numbers
Generate single-use virtual numbers for secure online corporate payments
Welcome Bonus with SBI Platinum Corporate Credit Card
Welcome Bonus: 12,000 bonus reward points
Bonus Conditions: Offer valid for new cardholders only. Spend must post within 90 days of card activation.
Application Process for SBI Platinum Corporate Credit Card
Processing Time
7-14 business days (subject to corporate onboarding and verification)
Online Application
Not Available
Instant Approval
Not Available
Step-by-Step Process
Corporate signs an agreement with SBI Card for employee card issuance
Employee details submitted by the company HR or admin
KYC documents verified
Cards issued to employees within corporate dispatch timelines
Required Documents for SBI Platinum Corporate Credit Card
Company Authorization
allAccepted documents:
ID Proof
employeeAccepted documents:
Address Proof
employeeAccepted documents:
SBI Platinum Corporate Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Mastercard is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for SBI Platinum Corporate Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Card issued to employees under a corporate programme; valid PAN and KYC required.
How Approval Is Decided
- Company approval and corporate agreement in place
- Employee identity and KYC verification
- Authorised signatory confirmation from company
Pros of SBI Platinum Corporate Credit Card
- Strong corporate controls and reporting
- Airport lounge access options
- Insurance and employee fraud cover available
Cons of SBI Platinum Corporate Credit Card
- Priority Pass usage carries a per-visit fee for many plans
- Some benefits depend on corporate agreement terms
Frequently Asked Questions about SBI Platinum Corporate Credit Card
Is there a joining or annual fee for the SBI Platinum Corporate Card?
Generally no fee for employees under corporate programmes, but exact terms depend on the company's agreement with SBI Card.
How do I access airport lounges with this card?
Domestic lounge visits are included as per card terms. For international lounges, Priority Pass access is available but usage fees (approx. USD 27 per visit) may apply.
Can reward points be transferred to airline partners?
Yes — reward points can be converted to select airline miles subject to minimum transfer thresholds and partner conversion rates.
What insurance covers are included with the corporate card?
Many corporate variants provide lost card liability and employee fraud cover; specific coverage limits depend on the corporate agreement.
How does the company manage employee card spend?
The card includes expense controls, virtual cards, and detailed reporting so employers can set limits and reconcile employee spending.
What is the forex markup on international transactions?
Foreign currency markup is approximately 3.5% (network and bank charges combined).
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