Credit Cards/SBI Bank/SBI Corporate Purchase Credit Card

SBI Corporate Purchase Credit Card

SBI Corporate Purchase Credit Card

SBI Bank

Last updated: Feb 03, 2026

procurementofficesuppliestravele-commerce
Annual Fee

₹0

Joining Fee

₹0

Forex Fee

Free

Lounge Access

No lounge access

The SBI Corporate Purchase Credit Card is built for businesses to simplify procurement and expense management. It offers smart spend controls, web-based dashboards, and reporting to ensure policy compliance. The product is tailored for organisations seeking frictionless purchase workflows and enhanced fraud protection.

Features of SBI Corporate Purchase Credit Card which makes it unique

Procurement Focus

Designed specifically to manage company purchase flows and reconciliations

Simplifies corporate procurement and reconciliation

Tailored reporting vs standard business cards


Rewards Structure of SBI Corporate Purchase Credit Card

Base

base

Reward Rate:1 pts/₹100

Fees & Charges of SBI Corporate Purchase Credit Card

Fee & AmountFee Value
Joining Fee
0
Annual Fee
0
Forex Markup Fee
0
Cash Advance Fee
0
Late Payment Fee
0%
Over Limit Fee
0
Returned Payment Fee
0
Cash Withdrawal Fee
0%

Renewal Conditions:Varies by corporate programme; typically nil for negotiated corporate agreements.


Fee Explanation Fees and interest vary by corporate programme and agreement; organisations should confirm terms with SBI Card sales. | Late payment fee details: As per corporate agreement

Detailed Explanation of SBI Corporate Purchase Credit Card Fees

Joining Fee: Nil (one-time)

Typically Nil for corporate purchase programmes.

Annual Fee: Nil (yearly)

Often Nil under negotiated corporate agreements.

Insurance Coverage with SBI Corporate Purchase Credit Card

Fraud Insurance / Limited Liability

As per corporate agreement

Coverage and limits depend on programme terms.

Additional Features of SBI Corporate Purchase Credit Card

Expense Controls

Customisable transaction controls and spend limits for cardholders

Web-based Reporting

Interactive dashboards, drill-down reports and email alerts for expense monitoring

Welcome Bonus with SBI Corporate Purchase Credit Card

Welcome Bonus: Customised for clients.
Bonus Conditions: Corporate programmes typically negotiate incentives with SBI Card; contact sales for details.

Application Process for SBI Corporate Purchase Credit Card

Processing Time

Variable — typically 7–21 business days for corporate onboarding

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

1

Contact SBI Card corporate sales or enquire via SBI Card corporate page

2

Provide corporate KYC and onboarding documents

3

Set up programme controls and card limits

4

Issue cards to authorised employees

Required Documents for SBI Corporate Purchase Credit Card

Corporate Registration / Onboarding Documents

organisation

Accepted documents:

Company PAN incorporation certificate authorised signatory ID

Employee ID / Authorisation

cardholder

Accepted documents:

Employee ID corporate authorisation letter

SBI Corporate Purchase Credit Card Merchant Acceptance Network

Domestic Acceptance

Wide coverage across India

International Acceptance

Accepted globally (subject to merchant acceptance)

Online Acceptance

Yes

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

google payphone paypaytmapple pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria for SBI Corporate Purchase Credit Card

Quick Eligibility Check

Minimum Age

18+

Credit Score

0+

Citizenship

Indian resident / corporate cardholders as per SBI Card policy

Income Requirements

Salaried Applicants

₹0

Minimum annual income

Self-Employed Applicants

₹0

Minimum annual income

Who Can Apply

Important Conditions

  1. Corporate enrollment and employer approval required; specific T&Cs apply.

How Approval Is Decided

  • Corporate account or programme approval by SBI Card
  • Authorised user designation by corporate administrator

Pros of SBI Corporate Purchase Credit Card

  • Strong expense management features
  • Customisable controls and reporting
  • No standard joining or annual fees under corporate programmes

Cons of SBI Corporate Purchase Credit Card

  • Rewards and benefits are customised — not standardised for all firms
  • Not targeted at consumer reward-seekers

Frequently Asked Questions about SBI Corporate Purchase Credit Card


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SBI Corporate Purchase Credit Card – Fees & Benefits | Finanjo