SBI Central Travel Account Credit Card
SBI Bank
Last updated: Oct 29, 2025
₹0
₹0
3.35%
No lounge access
Contents
A centralised corporate travel payment solution for organisations requiring efficient travel reconciliation and priority support. Designed for corporate travel bookings and reconciliation with dedicated service and real-time data availability. Typically issued without joining or annual fees for eligible corporate customers.
Features of SBI Central Travel Account Credit Card which makes it unique
Real-time Reconciliation
Faster reconciliation with consolidated reporting
Reduces accounting overhead
Designed for corporate workflows
Rewards Structure of SBI Central Travel Account Credit Card
Flights
acceleratedHigher earn on corporate flight bookings through authorised channels.
Hotel
acceleratedApplies to room charges and corporate hotel folios.
Dining
acceleratedEarns on business travel dining; personal dining may be treated differently by employer policy.
Base
baseStandard earn rate for non-travel spends.
Fees & Charges of SBI Central Travel Account Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.35% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Lifetime-free card; refer to issuer for exceptions
Fee Explanation Standard corporate/card-specific charges apply; refer to issuer schedule.
Additional Features of SBI Central Travel Account Credit Card
Centralised Billing
Single account for all corporate travel payments
Dedicated Support
Priority customer desk for corporate clients
Welcome Bonus with SBI Central Travel Account Credit Card
Welcome Bonus: No joining gift stated in public brochure
Bonus Conditions: See issuer terms for any promotional offers
Application Process for SBI Central Travel Account Credit Card
Processing Time
3-7 business days (subject to corporate onboarding)
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Enquire via SBI Card corporate portal or relationship manager
Complete corporate KYC and onboarding forms
Assign employees and request card issuance
Receive cards and start using with consolidated reporting
Required Documents for SBI Central Travel Account Credit Card
Corporate KYC
companyAccepted documents:
Employee ID
cardholderAccepted documents:
SBI Central Travel Account Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for SBI Central Travel Account Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
0+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Corporate enrolment and employer validation may be required.
How Approval Is Decided
- Corporate account eligibility
- Authorised signatory verification
- Company credit assessment
Pros of SBI Central Travel Account Credit Card
- Centralised travel payment solution for corporates
- No joining/annual fees for many corporate setups
- Dedicated support and faster reconciliation
Cons of SBI Central Travel Account Credit Card
- Limited public retail reward detail compared with consumer cards
- Not targeted at individual retail customers
Frequently Asked Questions about SBI Central Travel Account Credit Card
How does reconciliation work?
The card provides consolidated transaction data and dedicated reporting to simplify travel reconciliation for finance teams.
Is there a joining or annual fee?
No — the SBI Central Travel Account Card is typically offered with no joining or annual fee for eligible corporate customers.
Who can apply for this card?
This is a corporate product; companies or corporate travel programmes should enquire with SBI Card for eligibility and onboarding.
Is the card accepted internationally?
Yes — accepted globally at merchants supporting the card network.
Does the card include rewards for travel?
Public information on consumer-style rewards is limited; corporate programmes focus on reconciliation and billing rather than retail reward offers.
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