Doctor's SBI Credit Card (in association with IMA)
SBI Bank
Last updated: Feb 03, 2026
₹1,499
₹1,499
Free
No lounge access
Contents
Designed for medical professionals, this co-branded card with the Indian Medical Association offers high reward rates on medical and travel spends, professional indemnity insurance cover, and extensive lounge access. It suits doctors who travel frequently and want sector-specific rewards plus travel privileges. Clear reward earning and milestone gifts make it a practical choice for practising clinicians.
Rewards Structure of Doctor's SBI Credit Card (in association with IMA)
Fees & Charges of Doctor's SBI Credit Card (in association with IMA)
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 0 |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | 0 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Renewal fee reversed on annual spends of ₹2,00,000.
Fee Explanation Refer to SBI Card's 'Most Important Terms & Conditions' for full fee schedule.
Welcome Bonus with Doctor's SBI Credit Card (in association with IMA)
Welcome Bonus: ₹1,500 Yatra gift voucher
Bonus Conditions: Voucher delivered within 15 days of membership fee payment.
Application Process for Doctor's SBI Credit Card (in association with IMA)
Processing Time
Card dispatched within 7 days of approval (typical).
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Required Documents for Doctor's SBI Credit Card (in association with IMA)
Doctor's SBI Credit Card (in association with IMA) Merchant Acceptance Network
Domestic Acceptance
International Acceptance
Online Acceptance
Payment Technologies
Mobile Wallet Support:
Eligibility Criteria for Doctor's SBI Credit Card (in association with IMA)
Quick Eligibility Check
Minimum Age
21+
Credit Score
0+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Cardholders must provide valid KYC documents; some benefits valid for Primary cardholder only.
How Approval Is Decided
Pros of Doctor's SBI Credit Card (in association with IMA)
Cons of Doctor's SBI Credit Card (in association with IMA)
Frequently Asked Questions about Doctor's SBI Credit Card (in association with IMA)
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