Is there a joining fee?

Yes, the joining/annual fee is ₹750. The fee may be waived if you meet the annual spend threshold.

What is the welcome bonus?

Get 2,000 reward points on first swipe plus 1,000 additional points on ₹10,000 spend within 60 days.

How many reward points do I earn?

You earn 1 reward point for every ₹100 spent as the base earn rate; partner offers give accelerated value on select days.

Is fuel surcharge waived?

Yes — 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 (max ₹100 per month), subject to bank terms.

How do I redeem reward points?

Reward points are redeemable via the RBL rewards portal for flights, hotels, vouchers and merchandise; conversion rates vary.

Credit Cards/RBL Bank/RBL Titanium Delight Mastercard Credit Card

RBL Titanium Delight Mastercard Credit Card

RBL Bank

Last updated: Feb 03, 2026

fuel grocery restaurants e-commerce

Annual Fee

₹750

Joining Fee

₹750

Forex Fee

1.99%

Lounge Access

No lounge access

A budget-friendly rewards card from RBL Bank that gives steady point accrual and weekday value offers. It suits customers who want small, repeat benefits (groceries, pizzas, movies) and straightforward reward redemption. Low annual fees with waiver on sufficient annual spend.

Features of RBL Titanium Delight Mastercard Credit Card which makes it unique

Mid-week Value Offers

Special value-back and buy-one-get-one offers on specific weekdays

Extra value on groceries, pizzas and movies

Useful for repeat small purchases

Rewards Structure of RBL Titanium Delight Mastercard Credit Card

Dining

accelerated

Select restaurant partners, mid-week offers

Reward Rate:Varies (special Wednesday offers)

Monthly Cap:As per partner offer

Mid-week dining offers (e.g., value back on pizza partners on Wednesdays).

Grocery

accelerated

Select grocery merchants on specific days

Reward Rate:Up to 5% value back on specified days

Monthly Cap:As per offer terms

Mid-week grocery value-back offers on select partners.

Base

base

All merchants

Reward Rate:1 reward point/₹100

Monthly Cap:No

Standard earn rate on most spends.

Milestones of RBL Titanium Delight Mastercard Credit Card

Annual Spend Bonus

₹1,20,000 : 4,000 bonus reward points

Fees & Charges of RBL Titanium Delight Mastercard Credit Card

Fee & Amount	Fee Value
Joining Fee	₹750
Annual Fee	₹750
Forex Markup Fee	1.99%
Cash Advance Fee	2.5%
Late Payment Fee	₹750
Over Limit Fee	₹500
Returned Payment Fee	₹350
Cash Withdrawal Fee	2%

Renewal Conditions:Annual fee waived on ₹1,00,000 annual spend

Fee Explanation Standard bank rates and card terms apply for overdue amounts and cash advances.

Detailed Explanation of RBL Titanium Delight Mastercard Credit Card Fees

Annual Fee: 750 (yearly)

Waived on ₹1,00,000 annual spend

Cash Advance Fee: 2.5% (transaction)

Minimum ₹300

Insurance Coverage with RBL Titanium Delight Mastercard Credit Card

Purchase Protection

₹50,000

Valid as per RBL terms for eligible purchases

Additional Features of RBL Titanium Delight Mastercard Credit Card

Contactless Payments

Tap and pay enabled

Add-on Cards

Add-on cards available as per bank policy

Welcome Bonus with RBL Titanium Delight Mastercard Credit Card

Welcome Bonus: 2,000 Reward Points
Bonus Conditions: Welcome points: 2,000 on first swipe within 30 days; additional 1,000 points on spending ₹10,000 within 60 days. New customers only.

Application Process for RBL Titanium Delight Mastercard Credit Card

Processing Time

5-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via RBL or Finanjo portal

Upload KYC and income documents

Receive verification call or OTP

Card dispatched within 7–10 business days after approval

Required Documents for RBL Titanium Delight Mastercard Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16