RBL iGlobe Mastercard Credit Card
RBL Bank
Last updated: Feb 03, 2026
₹3,000
₹3,000
1.5%
14 visits/yr
Contents
RBL iGlobe Mastercard Credit Card is a premium NRI credit card built for global travellers. It offers strong rewards on both international and domestic spends, with higher reward points on foreign currency transactions. Cardholders also enjoy complimentary airport lounge access, golf privileges and concierge support for travel and lifestyle needs. Low forex markup and a monthly fuel surcharge waiver make it a practical everyday companion for cross-border spending.
Features of RBL iGlobe Mastercard Credit Card which makes it unique
NRI-Focused Design
Designed specifically for Non-Resident Indians who need a single global spending card.
Helps manage India and overseas expenses without constant currency exchange hassles.
More tailored to NRI needs than generic domestic reward cards.
High International Reward Rate
Offers significantly higher reward points on international spends compared to many standard credit cards.
Maximises value on travel bookings, overseas shopping and foreign currency transactions.
Reward rate on global spends is higher than many entry-level travel cards.
Rewards Structure of RBL iGlobe Mastercard Credit Card
International Spends
baseEligible purchases made in foreign currency at international or online merchants.
Best suited for NRIs who spend frequently on travel, shopping and online services abroad.
Domestic Spends
baseEveryday eligible spends within India, excluding fuel, rent, EMIs, fees and charges.
Turn routine domestic expenses into redeemable reward points on the RBL Rewards website.
Base Reward Rate
baseTransactions where special reward rates or promotional offers are not applicable.
Rewards may not accrue on fees, charges, EMIs, wallet loads and other restricted categories.
Milestones of RBL iGlobe Mastercard Credit Card
Annual Spend Milestone – Level 1
₹5,00,000 in an anniversary year : 10,000 bonus Reward Points credited within 45 days.
Annual Spend Milestone – Level 2
₹8,00,000 in an anniversary year : Additional 10,000 travel Reward Points credited within 45 days.
Fees & Charges of RBL iGlobe Mastercard Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Forex Markup Fee | 1.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee of ₹3,000 plus taxes is charged each year; waiver not currently available.
Fee Explanation Standard RBL Bank fees apply, including 1.5% forex markup on international transactions and cash advance charges.
Detailed Explanation of RBL iGlobe Mastercard Credit Card Fees
Joining Fee: ₹3,000 + taxes (one-time)
Charged in the first statement after card issuance.
Annual Fee: ₹3,000 + taxes (yearly)
Payable from the second year onwards; no spend-based waiver currently advertised.
Cash Advance Fee: 2.5% of amount (min ₹500) (per transaction)
Interest is charged from the date of withdrawal until full repayment.
Foreign Currency Markup: 1.5% of transaction value (per transaction)
Applicable on all international and foreign currency transactions.
Rewards Redemption Fee: ₹99 + taxes (per redemption request)
Charged when redeeming reward points through the RBL Rewards platform.
Lounge Access Benefits with RBL iGlobe Mastercard Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
2 complimentary domestic airport lounge visits per quarter for the primary cardholder at participating lounges.
international Lounges
silverVisits per year: 6
Guest access: No
Up to 6 complimentary international airport lounge visits per year via Priority Pass at select global lounges.
Additional Features of RBL iGlobe Mastercard Credit Card
Concierge Services
24x7 concierge assistance for hotel and restaurant reservations, event bookings, gifting and travel support.
Available to primary cardholders as per Mastercard concierge service terms.
Golf Privileges
Enjoy complimentary green fees on select golf courses and periodic golf lessons.
Number of free rounds and lessons governed by Mastercard World golf program rules and partner courses.
Global Acceptance
Use your card at international merchants and ATMs worldwide across the Mastercard network.
International usage must be enabled and is subject to forex markup and regulatory guidelines.
Standing Instructions From NRE Account
Set up standing instructions from your RBL Bank NRE account to pay monthly credit card dues automatically.
Subject to sufficient balance and RBL Bank NRI banking terms.
Welcome Bonus with RBL iGlobe Mastercard Credit Card
Welcome Bonus: MakeMyTrip travel voucher worth ₹3,000
Bonus Conditions: Make at least one eligible transaction within 30 days of card setup and pay the joining fee by the due date.
Application Process for RBL iGlobe Mastercard Credit Card
Processing Time
7-10 working days after successful document verification
Online Application
Not Available
Instant Approval
Not Available
Step-by-Step Process
Visit the nearest RBL Bank branch that services NRI customers or contact RBL NRI banking support.
Share your basic details, existing NRE or NRO account information and complete the credit card application form.
Submit KYC, income and NRI status documents as requested by the bank.
Await internal credit assessment and approval communication from RBL Bank.
On approval, your RBL iGlobe Mastercard Credit Card is dispatched to your registered overseas or Indian mailing address.
Required Documents for RBL iGlobe Mastercard Credit Card
Identity Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
NRI Status Proof
all NRI applicantsAccepted documents:
RBL iGlobe Mastercard Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted at most POS terminals and online merchants across India on the Mastercard network.
International Acceptance
Accepted globally at millions of merchants and ATMs wherever Mastercard is supported.
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for RBL iGlobe Mastercard Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
730+
Citizenship
Non-Resident Indian (NRI) only
Income Requirements
Salaried Applicants
₹50,000
Minimum annual income
Self-Employed Applicants
₹75,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must hold an NRE/NRO account with RBL Bank, provide valid PAN and passport, and meet internal credit policy.
How Approval Is Decided
- Applicant must be a Non-Resident Indian with an eligible banking relationship with RBL Bank.
- Applicant should meet the minimum income and internal credit score requirements set by RBL Bank.
- Satisfactory verification of KYC, NRI status, employment details and credit history.
Pros of RBL iGlobe Mastercard Credit Card
- Attractive welcome benefit with a MakeMyTrip travel voucher worth ₹3,000.
- Strong reward structure with 10 Reward Points per ₹100 on international and 5 Reward Points per ₹100 on domestic spends.
- Complimentary access to both domestic and international airport lounges.
- NRI-focused features including NRE account bill payment options and wide global acceptance.
Cons of RBL iGlobe Mastercard Credit Card
- High joining and annual fee of ₹3,000 plus taxes with no clear spend-based waiver.
- No dedicated complimentary insurance cover currently highlighted for this card.
- Rewards do not accrue on certain categories such as fees, charges, rent, EMIs and wallet loads.
Frequently Asked Questions about RBL iGlobe Mastercard Credit Card
What is the joining and annual fee for the RBL iGlobe Mastercard Credit Card?
The card currently charges a joining fee of ₹3,000 plus taxes and an annual fee of ₹3,000 plus taxes from the second year onwards.
Who is eligible to apply for the RBL iGlobe Mastercard Credit Card?
This credit card is designed for Non-Resident Indians who meet RBL Bank’s income and credit score criteria and hold an eligible NRE or NRO relationship with the bank.
How do reward points work on the RBL iGlobe Mastercard Credit Card?
You typically earn 10 Reward Points per ₹100 on international spends and 5 Reward Points per ₹100 on domestic spends, and these points can be redeemed on the RBL Rewards platform for flights, hotels, vouchers and more.
What airport lounge benefits do I get with the RBL iGlobe Mastercard Credit Card?
You get 2 complimentary domestic airport lounge visits every quarter and up to 6 complimentary international lounge visits per year via Priority Pass at participating lounges.
Does the RBL iGlobe Mastercard Credit Card offer any fuel surcharge waiver?
Yes, you can get a 1% fuel surcharge waiver up to ₹250 per statement cycle on fuel transactions between ₹500 and ₹4,000 made at eligible fuel stations in India.
Is there any complimentary insurance cover with this card?
Based on current public information, the RBL iGlobe Mastercard Credit Card does not prominently advertise dedicated complimentary insurance benefits.
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