RBL Fun+ Mastercard Credit Card
RBL Bank
Last updated: Feb 03, 2026
₹499
₹0
3.5%
No lounge access
Contents
RBL Fun+ Mastercard Credit Card is an entertainment-focussed card designed for movie lovers and urban families. It offers attractive savings on BookMyShow movie tickets, fuel surcharge waiver on everyday fuel spends, and rewarding points on dining and regular purchases. With a low annual fee and simple milestone benefits, it suits users who prefer predictable, easy-to-understand value instead of complex reward structures.
Features of RBL Fun+ Mastercard Credit Card which makes it unique
Movie-First Design
Card benefits are built around movie-going and entertainment spends.
Regular savings on BookMyShow tickets and food combos.
More focused on movies than generic entry-level rewards cards.
Weekend Dining Rewards
Accelerated reward points on weekend dining spends.
Higher reward value when you dine out on Fridays, Saturdays and Sundays.
Stronger dining reward rate on weekends compared to basic fuel-only cards.
Rewards Structure of RBL Fun+ Mastercard Credit Card
Dining – Weekends
acceleratedDining spends made on weekends at eligible restaurants in India.
Best value when used for dining out on weekends with friends and family.
All Other Retail Spends
baseAll retail purchases except fuel, cash advances and wallet loads.
Simple, flat reward structure for everyday card usage.
Milestones of RBL Fun+ Mastercard Credit Card
Monthly Movie Milestone
₹5,000 in a billing cycle : BookMyShow movie benefit worth up to ₹500 per month.
Annual Spend Reward
₹4,00,000 in a card membership year : 12,000 Reward Points (worth approximately ₹3,000 on voucher redemption).
Fees & Charges of RBL Fun+ Mastercard Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Second year annual fee is waived on annual spends of ₹1,50,000 or more in the previous year.
Fee Explanation Standard RBL Bank credit card charges apply on interest, late payment, cash advance and overlimit usage as per the latest schedule of charges.
Detailed Explanation of RBL Fun+ Mastercard Credit Card Fees
Joining Fee: ₹0 (one-time)
Joining fee may vary by offer; some campaigns offer zero joining fee.
Annual Fee: ₹499 (yearly)
Second year annual fee reversal on annual retail spends of ₹1,50,000 or more.
Finance Charges: Up to 3.99% per month (monthly)
Interest is levied on revolved balances, cash advances and unpaid dues as per card statement cycle.
Cash Advance Fee: 2.5% of withdrawn amount (minimum ₹500) (transaction)
Interest on cash advance is charged from the date of withdrawal until full repayment.
Late Payment Fee: Up to ₹750 (statement)
Slab-wise late fee based on total amount due as per bank schedule.
Overlimit Fee: 2.5% of overlimit amount (minimum ₹500) (statement)
Charged when total outstanding exceeds assigned credit limit.
Foreign Currency Markup: 3.5% of transaction value (transaction)
Applicable on all international transactions settled in foreign currency.
Fuel Surcharge Waiver: 1% surcharge waiver (monthly)
Valid on fuel transactions between ₹500 and ₹4,000 at select petrol pumps; waiver capped at ₹100 per statement cycle.
Lounge Access Benefits with RBL Fun+ Mastercard Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
This card does not offer complimentary domestic airport lounge access.
international Lounges
silverVisits per year: 0
Guest access: No
No complimentary international airport lounge access on this card.
Insurance Coverage with RBL Fun+ Mastercard Credit Card
Zero Liability on Lost Card
Up to full credit limit for fraudulent transactions post-reportingLiability protection is applicable only after loss is reported to RBL Bank customer care and as per bank policy.
Purchase Protection
₹50,000Coverage for eligible high-value retail purchases against fire and burglary for a limited period from the date of purchase, as per policy terms.
Additional Features of RBL Fun+ Mastercard Credit Card
Contactless Payments
Tap-and-pay enabled Mastercard with NFC for small-ticket transactions.
Contactless limit and PIN requirement follow RBI and RBL Bank guidelines.
Easy EMI Conversion
Convert eligible large purchases to EMIs via RBL Bank’s Easy Pay program.
Minimum transaction amount and tenure-specific interest rates apply.
Balance Transfer
Transfer outstanding dues from other bank credit cards to your RBL Fun+ Credit Card.
Introductory interest rates and processing fees apply as per active offer.
Zero Lost Card Liability
Protection from fraudulent transactions post-reporting of card loss.
Subject to timely intimation and investigation under bank’s policy.
Welcome Bonus with RBL Fun+ Mastercard Credit Card
Welcome Bonus: BookMyShow movie voucher worth ₹1,000
Bonus Conditions: Welcome BookMyShow voucher is typically issued after payment of applicable joining fee and completion of at least one eligible transaction within 60 days of card setup.
Application Process for RBL Fun+ Mastercard Credit Card
Processing Time
5–7 business days after successful document verification.
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Start your application online through the RBL Bank credit card page or via Finanjo’s credit card comparison journey.
Fill in basic details such as name, mobile number, PAN and city, then submit your eligibility form.
Upload or share KYC and income documents for digital verification or schedule a pickup if allowed.
RBL Bank evaluates your credit profile, income and documentation as per internal policy.
On approval, the card details are generated and the physical RBL Fun+ Mastercard Credit Card is dispatched to your mailing address.
Required Documents for RBL Fun+ Mastercard Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
RBL Fun+ Mastercard Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted at Mastercard-enabled POS terminals and online merchants across India.
International Acceptance
Accepted at Mastercard merchant outlets and ATMs worldwide for retail and cash withdrawals.
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for RBL Fun+ Mastercard Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian residents only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant should have a valid PAN, address proof, and a stable income profile as per RBL Bank’s underwriting policy.
How Approval Is Decided
- Minimum age of 21 years at the time of application.
- Stable monthly income from salaried or self-employed sources meeting RBL’s internal thresholds.
- Indian residency status with valid KYC documents.
- Satisfactory credit history and a strong repayment track record, generally with a credit score of 700 or higher.
Pros of RBL Fun+ Mastercard Credit Card
- Excellent savings on movie tickets and occasional F&B at BookMyShow.
- Accelerated reward points on weekend dining spends.
- Fuel surcharge waiver on small to mid-size fuel transactions across India.
Cons of RBL Fun+ Mastercard Credit Card
- No complimentary airport lounge access for domestic or international travel.
- Best value is concentrated on BookMyShow and dining; limited benefits on other categories.
- Reward structure and movie offers can change over time and require tracking current terms.
Frequently Asked Questions about RBL Fun+ Mastercard Credit Card
What is the annual fee for the RBL Fun+ Mastercard Credit Card?
The RBL Fun+ Mastercard Credit Card generally comes with an annual fee of around ₹499, with the second year fee waived on annual spends of ₹1,50,000 or more. Exact fee may vary by campaign or offer and is confirmed at the time of application.
How does the RBL Fun+ Credit Card help me save on movie tickets?
You can get regular savings on BookMyShow movie tickets through a 10% discount (capped per transaction) and periodic movie benefits or vouchers when you meet monthly or joining spend conditions, subject to the latest RBL–BookMyShow offer terms.
What reward points can I earn on dining and other spends?
With the RBL Fun+ Mastercard, you typically earn 20 Reward Points per ₹100 spent on eligible weekend dining and 1 Reward Point per ₹100 spent on most other retail transactions, excluding fuel and cash-related spends.
Is there any fuel surcharge waiver on this credit card?
Yes, the card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at participating fuel stations, with the waiver usually capped at around ₹100 per statement cycle.
Does the RBL Fun+ Credit Card offer airport lounge access?
No, the RBL Fun+ Mastercard Credit Card does not provide complimentary domestic or international airport lounge access. It is primarily designed for movies, dining and fuel benefits.
What is the basic eligibility to apply for this card?
Applicants should be Indian residents aged 21 years or above, with a stable income from salaried or self-employed sources, a valid PAN and KYC documents, and a good credit profile—ideally a credit score of 700 or higher.
Which mobile wallets can I link with the RBL Fun+ Mastercard Credit Card?
Subject to device compatibility and RBL Bank policy, the card can typically be added to leading mobile wallets such as Google Pay, Samsung Pay, PhonePe, Paytm and Amazon Pay for secure online and contactless payments.
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