RBL Bank BankBazaar SaveMax Visa Credit Card
RBL Bank
Last updated: Feb 03, 2026
₹0
₹0
3.5%
No lounge access
Contents
RBL Bank BankBazaar SaveMax Visa Credit Card is a lifetime free credit card designed to help you save more on everyday spends. It offers 5X reward points on grocery purchases, 10% cashback on Zomato and BookMyShow, and a complimentary monthly credit advisory report from BankBazaar. This makes it a strong choice for beginners and value-seekers who want a simple, rewarding card for groceries, dining, movies, and online spends.
Features of RBL Bank BankBazaar SaveMax Visa Credit Card which makes it unique
Lifetime Free Structure
No joining fee and no annual fee, making it easy to hold long term.
Zero fixed cost card with strong everyday savings.
More cost-effective than many entry-level fee-based credit cards.
Focused Grocery Rewards
5X reward points on grocery spends with a clear monthly cap.
Optimised for families and individuals who spend regularly on groceries.
Stronger grocery rewards than many generic lifestyle cards.
Dedicated Zomato and BookMyShow Offers
10% cashback and discounts on popular platforms.
Extra savings on food delivery and entertainment every month.
Highly relevant for urban users who order food and watch movies frequently.
Rewards Structure of RBL Bank BankBazaar SaveMax Visa Credit Card
Groceries
baseEligible grocery merchants and supermarket purchases.
Ideal for monthly grocery and household shopping.
Everyday Spends
baseAll other retail spends except excluded categories.
No reward points on utilities, fuel, rent, wallet loads, government payments, and other excluded categories as per RBL Bank policy.
Milestones of RBL Bank BankBazaar SaveMax Visa Credit Card
Grocery Power Saver
₹10,000 per month on grocery spends (illustrative) : Up to 1,000 Reward Points every month on grocery transactions.
Fees & Charges of RBL Bank BankBazaar SaveMax Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | ₹600 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Lifetime free credit card with no annual or renewal fee.
Fee Explanation Typical RBL Bank credit card charges apply, including up to 3.99% per month finance charges, 2.5% cash advance fee (minimum ₹500), late payment fee up to ₹1,300, and standard overlimit and returned payment charges as per the latest MITC.
Detailed Explanation of RBL Bank BankBazaar SaveMax Visa Credit Card Fees
Joining Fee: ₹0 (one-time)
Lifetime free card with no joining fee.
Annual Fee: ₹0 (yearly)
No annual fee for the primary or add-on cards.
Cash Advance Fee: 2.5% of withdrawn amount (min ₹500) (per transaction)
Interest from the date of cash withdrawal until full repayment.
Foreign Currency Markup: 3.5% of transaction value (per transaction)
Applicable on international spends made in foreign currency.
Late Payment Fee: ₹5 to ₹1,300 (per billing cycle)
Charged as a slab up to 12.5% of total outstanding as per RBL Bank’s latest MITC.
Overlimit Fee: 2.5% of overlimit amount (min ₹600) (per instance)
Applied when total outstanding exceeds the assigned credit limit.
Rewards Redemption Fee: ₹99 + GST (per redemption request)
Applicable when redeeming reward points through the RBL rewards platform.
Lounge Access Benefits with RBL Bank BankBazaar SaveMax Visa Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
This card does not offer complimentary airport lounge access.
Additional Features of RBL Bank BankBazaar SaveMax Visa Credit Card
Contactless Payments
Tap-and-pay enabled Visa contactless credit card.
Works on NFC-enabled POS terminals for eligible transaction amounts.
EMI Conversion
Convert large purchases above a specified amount into EMIs.
Tenure and interest rate as per RBL Bank’s prevailing EMI conversion offers.
Xpress Cash
Instant funds directly to your bank account against your credit limit.
Subject to eligibility and credit limit availability.
Monthly Credit Advisory Report
Free monthly credit advisory report from BankBazaar.
Delivered digitally to help you track and improve your credit profile.
Welcome Bonus with RBL Bank BankBazaar SaveMax Visa Credit Card
Welcome Bonus: Lifetime free
Bonus Conditions: Welcome benefit and complimentary advisory reports are available only for approved primary cardholders as per RBL Bank and BankBazaar eligibility policies.
Application Process for RBL Bank BankBazaar SaveMax Visa Credit Card
Processing Time
Typically 5–7 working days after successful document verification.
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Visit the official RBL Bank or BankBazaar SaveMax credit card page.
Check eligibility details such as age, residence, and income profile.
Fill in the online application form with your personal and employment details.
Upload or submit your KYC and income documents for verification.
Complete in-person or video KYC, if required by RBL Bank.
On approval, your credit card is dispatched to your registered address within a few working days.
Required Documents for RBL Bank BankBazaar SaveMax Visa Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
RBL Bank BankBazaar SaveMax Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted across India at most Visa-enabled POS terminals and online merchants.
International Acceptance
Accepted globally at Visa network merchants, subject to foreign currency markup charges.
Online Acceptance
Supports secure online transactions on major Indian and international websites.
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for RBL Bank BankBazaar SaveMax Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian residents only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Applicant should have a stable income and a good credit history. Final eligibility is as per RBL Bank’s internal credit policy.
How Approval Is Decided
- Age of 21 years or above with stable income.
- Indian resident with complete KYC documents.
- Good credit history and score as per RBL Bank’s internal policy.
- Overall profile fit and risk assessment by RBL Bank.
Pros of RBL Bank BankBazaar SaveMax Visa Credit Card
- No joining or annual fee – truly lifetime free.
- Strong value-back on groceries through 5X reward points.
- Regular savings on Zomato and BookMyShow every month.
- Useful free monthly credit advisory report for credit health tracking.
- Suitable as a first credit card for beginners.
Cons of RBL Bank BankBazaar SaveMax Visa Credit Card
- No complimentary airport lounge access.
- No specialised travel or premium lifestyle benefits.
- Reward points not earned on certain utility, fuel, rent, wallet loads, and government spends.
- Best value requires consistent grocery and online usage.
Frequently Asked Questions about RBL Bank BankBazaar SaveMax Visa Credit Card
Is the RBL Bank BankBazaar SaveMax Visa Credit Card lifetime free?
Yes, the SaveMax card is a lifetime free credit card with no joining or annual fee for primary or add-on cardholders, as per the latest RBL Bank schedule of charges.
How do I earn reward points on this card?
You earn 5X reward points for every ₹100 spent on eligible grocery transactions and 1 reward point for every ₹100 spent on other eligible retail spends, excluding categories like fuel, rent, wallet loads, and government payments.
What benefits do I get on Zomato and BookMyShow?
You get 10% cashback on Zomato orders and a 10% instant discount on BookMyShow movie tickets, each capped at ₹100 per month, when you pay using your SaveMax credit card.
Does this card offer airport lounge access?
No, the RBL Bank BankBazaar SaveMax Visa Credit Card does not provide complimentary domestic or international airport lounge access.
What is the value of each reward point?
Typically, 1 reward point on this card is valued at around ₹0.20 when redeemed through RBL Bank’s rewards platform, though exact value depends on the chosen redemption option.
Who is this credit card best suited for?
This card is best suited for beginners and value-conscious users who spend regularly on groceries, food delivery via Zomato, and movies on BookMyShow, and want a simple, lifetime free rewards card.
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