Is there a joining fee?

Yes. The joining/annual fee is ₹1,499 + GST; welcome points are credited on payment of the fee.

How do I earn the welcome bonus?

You receive 6,000 bonus reward points (worth ~₹1,500) after payment of the annual fee; points are credited within 30 days.

What is the earn rate at Landmark stores?

You earn 10 Reward Points for every ₹100 spent at Max, Lifestyle, Home Centre and Spar (online & offline).

What is the earn rate on other retail spends?

You earn 2 Reward Points for every ₹100 on other retail purchases (non-fuel).

Is there a fuel surcharge waiver?

Yes. A 1% fuel surcharge waiver applies on transactions between ₹500 and ₹3,000, subject to a maximum waiver of ₹100 per statement cycle.

Credit Cards/SBI Bank/MAX SBI SELECT Credit Card

MAX SBI SELECT Credit Card

SBI Bank

Last updated: Feb 03, 2026

e-commercelandmarkgroupstoresfuelgroceryrestaurants

Annual Fee

₹1,499

Joining Fee

₹1,499

Forex Fee

1.99%

Lounge Access

4 visits/yr

Max SBI Card SELECT is a shopping-focused credit card built for customers who shop at Landmark Group stores (Max, Lifestyle, Home Centre, Spar). It delivers strong rewards at Landmark stores, milestone bonuses and fuel surcharge waiver while offering contactless payments and Flexipay conversion. Ideal for retail shoppers seeking boosted points and easy redemptions.

Features of MAX SBI SELECT Credit Card which makes it unique

Instant Redemption At Landmark

Use points instantly at Max/Lifestyle/Home Centre/Spar for purchases.

Seamless point redemption

Convenient for frequent Landmark shoppers

Rewards Structure of MAX SBI SELECT Credit Card

Milestones of MAX SBI SELECT Credit Card

Annual Landmark Spend Tier 1

₹25,000 : 2,400 bonus Reward Points

Annual Landmark Spend Tier 2

₹75,000 : 8,000 bonus Reward Points

Overall Annual Spend Bonus

₹3,00,000 : 12,000 bonus Reward Points

Fees & Charges of MAX SBI SELECT Credit Card

Fee & Amount	Fee Value
Joining Fee	₹1,499
Annual Fee	₹1,499
Forex Markup Fee	1.99%
Cash Advance Fee	2.5%
Late Payment Fee	₹750
Over Limit Fee	₹500
Returned Payment Fee	₹350
Cash Withdrawal Fee	2%

Renewal Conditions:Renewal fee rebate: 6,000 reward points on payment of renewal fees.

Fee Explanation Standard bank rates and applicable taxes apply to fees and overdue amounts.

Detailed Explanation of MAX SBI SELECT Credit Card Fees

Annual Fee: 1499 (yearly)

One-time annual/renewal fee of ₹1,499 + GST; renewal benefit on fee payment.

Add-on Fee: 0 (yearly)

No fee for add-on cards.

Fuel Surcharge Waiver: 1% (surcharge waived) (per transaction)

Waiver on transactions of ₹500 - ₹3,000; max waiver ₹100 per statement cycle.

Lounge Access Benefits with MAX SBI SELECT Credit Card

domestic Lounges

silver

Visits per year: 4

Guest access: No

Domestic lounge access capped to 1 visit per quarter for select variants.

Additional Features of MAX SBI SELECT Credit Card

Contactless Payments

Visa contactless enabled (Visa payWave).

Flexipay

Convert eligible purchases of ₹2,500+ into EMIs via Flexipay within 30 days of purchase.

Welcome Bonus with MAX SBI SELECT Credit Card

Welcome Bonus: 6,000 reward points
Bonus Conditions: Reward points credited within 30 days of annual fee payment; T&C apply.

Application Process for MAX SBI SELECT Credit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via bank portal

Upload KYC documents

Receive verification call / OTP

Card dispatched within 7 business days after approval

Required Documents for MAX SBI SELECT Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

if requested

Accepted documents:

Payslip Form 16 or IT returns