Is there a joining or annual fee?

Yes. The standard annual/joining fee is ₹2,999 (subject to taxes); renewal benefits may be offered on fee payment.

What is the welcome bonus?

Welcome bonus of reward points (e.g., 12,000 points) credited on payment of annual fee or as per bank's onboarding offer.

How many lounge visits are included?

Domestic lounge access and limited international visits are included; domestic visits often come with quarterly limits—check bank T&Cs.

What are the accelerated reward categories?

Higher reward rates typically apply on dining, movies and select partner retail stores (Home Centre, Lifestyle, Spar, Max).

How do I redeem reward points?

Points can be redeemed instantly at partner stores or via the SBI Card rewards portal according to bank redemption rules.

Credit Cards/SBI Bank/MAX SBI PRIME Credit Card

MAX SBI PRIME Credit Card

SBI Bank

Last updated: Feb 03, 2026

fuelgroceryrestaurantse-commercedepartmentalstores

Annual Fee

₹2,999

Joining Fee

₹2,999

Forex Fee

2.5%

Lounge Access

12 visits/yr

MAX SBI Card PRIME is a shopping-and-rewards-focused card that gives accelerated points on movies, dining and select retail stores. It also includes domestic lounge access, renewal benefits and priority retail redemption options to boost everyday savings.

Features of MAX SBI PRIME Credit Card which makes it unique

Instant Reward Redemption

Redeem points instantly at partner stores and online checkout

Faster value realization

Better retail redemption options vs basic cards

Rewards Structure of MAX SBI PRIME Credit Card

base

Reward Rate:

base

Reward Rate:

base

Reward Rate:

Milestones of MAX SBI PRIME Credit Card

Annual Milestone

₹5,00,000 : 20,000 bonus reward points

Fees & Charges of MAX SBI PRIME Credit Card

Fee & Amount	Fee Value
Joining Fee	₹2,999
Annual Fee	₹2,999
Forex Markup Fee	2.5%
Cash Advance Fee	2.5%
Late Payment Fee	₹750
Over Limit Fee	₹500
Returned Payment Fee	₹350
Cash Withdrawal Fee	2%

Renewal Conditions:Renewal fee paid; renewal benefits (reward points) may be credited on fee payment.

Fee Explanation Standard bank rates apply for interest and overdue amounts; fees subject to bank T&Cs.

Detailed Explanation of MAX SBI PRIME Credit Card Fees

Annual Fee: 2999 (yearly)

Annual fee charged; renewal benefits provided on fee payment.

Cash Advance Fee: 2.5% (transaction)

Minimum charge as per bank; refer to T&C.

Lounge Access Benefits with MAX SBI PRIME Credit Card

domestic Lounges

silver

Visits per year: 8

Guest access: No

Subject to quarterly limits; unused visits lapse at quarter end.

international Lounges

silver

Visits per year: 4

Guest access: Yes

Subject to Priority Pass membership terms and card-specific allocation.

Insurance Coverage with MAX SBI PRIME Credit Card

travel insurance

Varies

Benefits and coverage subject to bank policy and co-branded T&C.

Additional Features of MAX SBI PRIME Credit Card

Contactless Payments

Tap-and-pay enabled

Add-on Cards

Add-on cards allowed as per bank norms

Welcome Bonus with MAX SBI PRIME Credit Card

Welcome Bonus: 12,000 reward points
Bonus Conditions: Welcome bonus provided after payment of the annual fee or as per bank's onboarding offer.

Application Process for MAX SBI PRIME Credit Card

Processing Time

5-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via SBI Card / partner portal

Upload KYC documents

Receive verification call

Card dispatched as per bank timelines

Required Documents for MAX SBI PRIME Credit Card

ID Proof

all

Accepted documents:

PANAadhaar

Address Proof

all

Accepted documents:

PassportUtility Bill

Income Proof

salaried

Accepted documents:

PayslipForm 16