Max SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹499
₹499
2.5%
No lounge access
Contents
Max SBI Card is a shopping-focused rewards card built for frequent shoppers at Landmark outlets and popular retail stores. It gives accelerated reward points at Landmark/partner stores, base points on other retail spends, and useful savings like fuel surcharge waiver and easy redemptions.
Features of Max SBI Credit Card which makes it unique
Landmark Rewards Integration
Dual benefit of SBI reward points and Landmark rewards for eligible spends
Higher value on shopping at partner stores
Better for Landmark shoppers than generic reward cards
Rewards Structure of Max SBI Credit Card
Milestones of Max SBI Credit Card
Landmark Annual Milestone
₹40,000 : Bonus reward points as per SBI Card milestone schedule
Fees & Charges of Max SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 2.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Waived or reversed on eligible spend as per SBI Card T&Cs.
Fee Explanation Standard bank rates and SBI Card terms apply for overdue amounts and charges.
Detailed Explanation of Max SBI Credit Card Fees
Joining Fee: 499 (one-time)
Payable at issuance; bonus points on fee payment within 30 days.
Annual Fee: 499 (yearly)
Renewal fee charged yearly; renewal bonus on payment within 30 days.
Cash Advance Fee: 2.5% (transaction)
Minimum applicable amount as per SBI Card T&Cs.
Lounge Access Benefits with Max SBI Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: No
No complimentary lounge access for base Max SBI Card.
Insurance Coverage with Max SBI Credit Card
purchase protection
₹50,000Subject to terms and claims limits in SBI Card T&Cs.
Additional Features of Max SBI Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Add-on cards available as per SBI Card policy
Welcome Bonus with Max SBI Credit Card
Welcome Bonus: 2,000 bonus reward
Bonus Conditions: Bonus credited on payment of joining/renewal fee within 30 days; new card T&Cs apply.
Application Process for Max SBI Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card or Finanjo portal
Upload KYC documents
Receive verification call or OTP verification
Card dispatched within 5-7 business days on approval
Required Documents for Max SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
self_employed_or_salaried_if_requiredAccepted documents:
Max SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally at Visa outlets
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Max SBI Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Customer must provide valid PAN and KYC documents as per RBI norms.
How Approval Is Decided
- Indian resident with valid PAN and KYC
- Credit history and internal SBI Card scoring
- Minimum eligibility and income as per bank policy
Pros of Max SBI Credit Card
- Accelerated points at Landmark/partner stores
- Low fee structure
- Useful welcome and renewal bonus
Cons of Max SBI Credit Card
- Limited accelerated categories (primarily Landmark)
- No complimentary airport lounge access on base variant
Frequently Asked Questions about Max SBI Credit Card
Is there a joining fee?
Yes, the joining fee is ₹499. A welcome bonus of 2,000 reward points is available on payment of joining fee within the stipulated period.
How do I earn reward points?
Earn accelerated points at Landmark family stores (5 pts/₹100) and base points (1 pt/₹100) on other retail spends as per SBI Card rules.
Are reward points redeemable for vouchers?
Yes, points can be redeemed via the SBI Card rewards catalogue for vouchers, products and partner redemptions.
Is there a fuel surcharge waiver?
Yes, a fuel surcharge waiver of up to 1% on eligible transactions is available as per SBI Card terms.
What documents are required to apply?
Standard KYC documents: PAN (mandatory), Aadhaar or other address proof, and income proof if applicable.
How do I get the renewal/annual fee reversed?
Renewal fee reversal or bonus points are applied as per SBI Card spends and redemption policy; check the card T&Cs for exact spend thresholds.
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