KrisFlyer SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹2,999
₹2,999
1.99%
8 visits/yr
Contents
A co-branded KrisFlyer travel card by SBI Card that earns KrisFlyer miles for flight and international spends. It offers lounge access, milestone bonus miles and a fuel surcharge waiver for petrol transactions. Ideal for frequent flyers on Singapore Airlines and partners.
Features of KrisFlyer SBI Credit Card which makes it unique
Direct KrisFlyer Miles
Earn KrisFlyer miles directly instead of generic reward points.
Faster redemptions for Singapore Airlines flights and upgrades.
Better for frequent Singapore Airlines flyers.
Priority Pass Membership
Complimentary Priority Pass membership for international lounge access (subject to limits).
Access to global lounges
Competitive lounge access among travel cards.
Rewards Structure of KrisFlyer SBI Credit Card
All other eligible domestic retail purchases (exclusions apply: fuel, wallet uploads, etc.)
Standard earn rate on eligible domestic spends.
Milestones of KrisFlyer SBI Credit Card
Annual Spend Milestone
₹3,00,000 : 3,000 KrisFlyer miles
Singapore Airlines Tier Upgrade Milestone
₹2,50,000 on Singapore Airlines : Tier upgrade to KrisFlyer Elite Silver (subject to terms)
Fees & Charges of KrisFlyer SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹2,999 |
| Annual Fee | ₹2,999 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee payable; renewal fee same as joining fee. Waiver options may vary by campaign.
Fee Explanation Standard SBI Card fees and applicable taxes apply. See card terms and conditions for full schedule.
Detailed Explanation of KrisFlyer SBI Credit Card Fees
Annual Fee: 2999 (yearly)
Payable at issuance and on renewal; refer to T&C for waiver offers.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 per transaction.
Lounge Access Benefits with KrisFlyer SBI Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
One domestic lounge visit per quarter for primary cardholder.
international Lounges
silverVisits per year: 4
Guest access: No
Complimentary Priority Pass membership (usage fees may apply after complimentary visits).
Insurance Coverage with KrisFlyer SBI Credit Card
Baggage loss/delay cover
₹100,000Conditions and limits as per policy documents.
Fraud loss cover
₹100,000Subject to T&C; note: air accident cover was discontinued effective July/August 2025 for selected cards (see issuer notice).
Additional Features of KrisFlyer SBI Credit Card
Contactless Payments
Tap-and-pay enabled (Mastercard/Visa payWave supported).
Add-on Cards
Add-on cards available for family members above 18.
Welcome Bonus with KrisFlyer SBI Credit Card
Welcome Bonus: 3,000 KrisFlyer miles
Bonus Conditions: Miles awarded on payment of annual fee and first transaction within 60 days of card issuance. Miles transferred to KrisFlyer account on statement date.
Application Process for KrisFlyer SBI Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card portal
Upload KYC documents
Receive verification call
Card dispatched within 5-7 business days
Required Documents for KrisFlyer SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
KrisFlyer SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for KrisFlyer SBI Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Primary cardholder must provide valid PAN and Aadhaar for KYC.
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 700
Pros of KrisFlyer SBI Credit Card
- Direct miles for Singapore Airlines
- Good earn rate on international spends
- Milestone bonus miles
Cons of KrisFlyer SBI Credit Card
- Joining/annual fee may be high for infrequent flyers
- Certain exclusions for rewards (fuel, wallet uploads)
Frequently Asked Questions about KrisFlyer SBI Credit Card
How do I earn KrisFlyer miles?
You earn 5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends, and 2 miles per ₹200 on other eligible spends. Exclusions apply.
When are miles transferred to my KrisFlyer account?
KrisFlyer miles are transferred to your KrisFlyer membership account on the card statement date, subject to T&C.
Is lounge access included?
Yes. The card offers complimentary domestic and limited international lounge visits plus a Priority Pass membership with complimentary visits; further visits may incur usage fees.
What are the fuel surcharge waivers?
1% fuel surcharge waiver on transactions from ₹500 to ₹4,000 with a maximum waiver of ₹250 per statement cycle.
What is the welcome bonus?
Get 3,000 KrisFlyer miles on payment of the annual fee and on first transaction within 60 days (see bonus conditions).
What is the annual fee and is it waived?
Annual fee is ₹2,999 + taxes. Waiver options and promotional waivers may be offered from time to time—check SBI Card offers for details.
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