Corporate Gold Credit Card
Kotak Mahindra Bank
Last updated: Feb 03, 2026
₹1,000
₹0
3.5%
No lounge access
Contents
Kotak Mahindra Bank Corporate Gold Credit Card is designed for business and corporate expenses. It offers a straightforward rewards program, fuel surcharge waiver, and flexible expense management for companies. Employers benefit from consolidated payments and controls on employee spending.
Rewards Structure of Corporate Gold Credit Card
All Spending
baseAll merchants
Earn reward points on every purchase
Fees & Charges of Corporate Gold Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | ₹1,000 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 0 |
| Late Payment Fee | ₹500 |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹500 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Annual fee applicable from second year onwards
Fee Explanation Standard bank rates apply for overdue amounts.
Detailed Explanation of Corporate Gold Credit Card Fees
Annual Fee: 1000 (yearly)
Applicable from second year
Foreign Currency Markup Fee: 3.5% (transaction)
On all international spends
Late Payment Fee: 500 (occasion)
Standard charges apply
Returned Payment Fee: 500 (occasion)
Additional Features of Corporate Gold Credit Card
Expense Management
Track employee spend with consolidated billing
Free SMS Alerts
Get instant transaction updates on mobile
Welcome Bonus with Corporate Gold Credit Card
Welcome Bonus: Earn reward points on all spends
Bonus Conditions: New corporate customers only
Application Process for Corporate Gold Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Kotak Mahindra Bank portal
Submit KYC and corporate approval documents
Receive verification call
Card dispatched within 7 business days
Required Documents for Corporate Gold Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
corporate employeesAccepted documents:
Corporate Gold Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Corporate Gold Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Corporate employees only, subject to company approval.
How Approval Is Decided
- Must be Indian resident
- Minimum age 18 years
- Satisfactory credit score above 700
- Corporate employment verification
Pros of Corporate Gold Credit Card
- No joining fee for basic variant
- Fuel surcharge waiver
- Easy reward point redemption
Cons of Corporate Gold Credit Card
- Annual fee applicable from second year
- No lounge access or premium benefits
Frequently Asked Questions about Corporate Gold Credit Card
Is there a joining fee?
No joining fee for the basic variant, annual fee applies from second year.
What is the fuel surcharge waiver?
1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, capped at ₹3,500 annually.
How can reward points be redeemed?
Reward points can be redeemed by contacting Kotak Bank customer care quarterly.
Is there a minimum credit score required?
Yes, a minimum credit score of 700 is required to apply.
Can the card be used internationally?
Yes, the card is globally accepted with a 3.5% forex markup fee.
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