InterMiles Voyage Visa Credit Card
IndusInd Bank
Last updated: Feb 03, 2026
₹2,000
₹2,000
Free
8 visits/yr
Contents
A travel-focused rewards card that earns InterMiles on everyday and travel spends, with accelerated miles on flights and hotels. Includes travel benefits such as Priority Pass / lounge privileges, travel insurance and fuel surcharge waiver. Best for frequent travellers who redeem miles for flights and hotels.
Features of InterMiles Voyage Visa Credit Card which makes it unique
InterMiles Integration
Direct earning and redemption on InterMiles portal
Seamless travel redemptions
Better travel redemption options than generic reward-only cards
Travel Plus / Concierge
Travel assistance and concierge services
Convenience during international travel
Value-added travel services
Rewards Structure of InterMiles Voyage Visa Credit Card
Flights & Hotels
acceleratedBookings via intermiles.com / interbook
Dining & Travel
acceleratedRestaurants, travel-related spends
Base
baseAll merchants
Milestones of InterMiles Voyage Visa Credit Card
Annual Reward Cap
N/A : Cap of InterMiles per year (uncapping available for a fee)
Renewal Benefits
On renewal payment : Bonus InterMiles and travel vouchers (per bank offer)
Fees & Charges of InterMiles Voyage Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹2,000 |
| Annual Fee | ₹2,000 |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 0 |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Fee may be waived or reduced based on card usage and bank offers; see bank T&C.
Fee Explanation Standard bank rates and T&Cs apply to fees and interest. See bank for full charges.
Detailed Explanation of InterMiles Voyage Visa Credit Card Fees
Joining Fee: ₹2,000 (one-time)
Payable at issuance; may include GST.
Annual Fee: ₹2,000 (yearly)
Payable on renewal; bank offers may apply.
Foreign Currency Markup: 3.5% (transaction)
On all foreign currency transactions.
Cash Advance Fee: 2.5% (transaction)
Minimum charge may apply.
Lounge Access Benefits with InterMiles Voyage Visa Credit Card
international Lounges
silverVisits per year: 8
Guest access: Yes
Priority Pass membership benefits subject to enrollment and T&C
domestic Lounges
silverVisits per year: 0
Guest access: No
Domestic lounge access varies by card variant
Insurance Coverage with InterMiles Voyage Visa Credit Card
Travel insurance
₹10,00,000Coverage on international trips per policy terms
Personal accident
₹25,00,000Applies to primary cardholder; see T&C
Additional Features of InterMiles Voyage Visa Credit Card
Contactless Payments
Tap-and-pay enabled
Add-on Cards
Add-on cards available for family/business
Limits apply
Welcome Bonus with InterMiles Voyage Visa Credit Card
Welcome Bonus: 2,000 InterMiles plus ₹750 flight and ₹1,500 hotel vouchers.
Bonus Conditions:
Application Process for InterMiles Voyage Visa Credit Card
Processing Time
5-7 business days (subject to verification)
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via IndusInd or partner portal
Upload KYC and income documents
Verification call / checks
Card dispatched upon approval (digital access may be immediate)
Required Documents for InterMiles Voyage Visa Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
InterMiles Voyage Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally (Visa network)
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for InterMiles Voyage Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required. Residency and income criteria apply.
How Approval Is Decided
- Minimum age 21 years
- Indian resident with valid KYC
- Minimum income criteria and satisfactory credit score
Pros of InterMiles Voyage Visa Credit Card
- Strong travel rewards on flights and hotels
- Priority Pass / international lounge access
- Fuel surcharge waiver on eligible transactions
Cons of InterMiles Voyage Visa Credit Card
- Relatively high joining/annual fee
- Earnings capped annually unless uncapped for a fee
- Foreign currency markup higher than some premium cards
Frequently Asked Questions about InterMiles Voyage Visa Credit Card
Is there a joining fee?
Yes. Standard joining fee is ₹2,000 (plus applicable taxes); bank promotions may vary.
What is the welcome benefit?
Earn 2,000 bonus InterMiles plus flight and hotel discount vouchers on joining (conditions apply).
How do I earn InterMiles?
InterMiles are earned on card spends; accelerated rates apply for flights and hotels booked via the InterMiles portal and higher earn rates on weekends.
Is there any cap on InterMiles earnings?
Yes. The card has an annual cap on InterMiles accrual; you can opt to uncapped earnings for a fee—see bank T&C.
What travel benefits are included?
Priority Pass membership benefits, travel insurance, fuel surcharge waiver and concierge services are included subject to enrollment and T&C.
What is the foreign currency markup?
Foreign currency markup is typically 3.5% of the transaction amount (check latest bank schedule).
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