InterMiles Voyage Amex Credit Card
IndusInd Bank
Last updated: Nov 22, 2025
₹2,000
₹2,000
3.5%
No lounge access
Contents
A travel-first American Express credit card from IndusInd Bank that rewards frequent flyers and hotel bookers with InterMiles. It offers Priority Pass lounge access, accelerated InterMiles on travel and hotel spends and travel insurance benefits. Suited to cardholders who want strong air-mile earning and travel privileges.
Features of InterMiles Voyage Amex Credit Card which makes it unique
InterMiles Earning
Earn InterMiles for travel and everyday spends
Convert miles to flights, upgrades and hotel bookings
Co-branded travel focus
Priority Pass Access
International lounge access via Priority Pass membership (subject to enrollment rules)
Airport lounge comfort on international trips
Competitive among travel cards
Rewards Structure of InterMiles Voyage Amex Credit Card
Flights & Hotels
acceleratedBookings via intermiles.com and partner channels
Weekends
acceleratedWeekends (Sat-Sun)
Base
baseAll merchants on weekdays
Milestones of InterMiles Voyage Amex Credit Card
Annual Spend Milestone
Varies by offer : Fee waivers or bonus InterMiles (subject to bank promotions)
Travel Spend Perks
As per promotional T&C : Extra travel vouchers or bonus InterMiles
Fees & Charges of InterMiles Voyage Amex Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹2,000 |
| Annual Fee | ₹2,000 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 0% |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Fee may be waived or reduced subject to spends or promotional offers; check bank T&C.
Fee Explanation Standard bank fee schedule applies; review card terms for exact slabs and GST applicability. | Late payment fee details: Varies by outstanding amount; standard slab charges apply.
Lounge Access Benefits with InterMiles Voyage Amex Credit Card
international Lounges
silverVisits per year: 0
Guest access: Yes
Priority Pass membership details in bank T&C
domestic Lounges
silverVisits per year: 0
Guest access: Yes
Check current bank offers
Insurance Coverage with InterMiles Voyage Amex Credit Card
Travel Insurance
Up to ₹10,00,000 (varies by offer)Valid on eligible international/domestic trips booked using the card
Purchase Protection
Up to ₹50,000Claims within 90 days; subject to T&C
Additional Features of InterMiles Voyage Amex Credit Card
Contactless Payments
Tap-and-pay enabled for supported terminals
Add-on Cards
Add-on cards available; fees as per bank policy
Welcome Bonus with InterMiles Voyage Amex Credit Card
Welcome Bonus: 2,000 InterMiles plus flight and hotel vouchers
Bonus Conditions: Welcome InterMiles and vouchers are for new-to-card customers; specific vouchers and timelines as per bank T&C.
Application Process for InterMiles Voyage Amex Credit Card
Processing Time
5-10 business days (subject to verification)
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via IndusInd Bank or partner portals
Complete KYC and upload required documents
Bank performs verification and credit checks
Card dispatched upon approval (typical 5–10 business days)
Required Documents for InterMiles Voyage Amex Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
InterMiles Voyage Amex Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India for Amex where accepted
International Acceptance
Accepted globally at American Express merchants and Amex partner locations
Online Acceptance
Yes, where American Express is accepted
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for InterMiles Voyage Amex Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN required; KYC (Aadhaar/passport/utility) for address verification.
How Approval Is Decided
- Indian resident
- Minimum age 18+
- Satisfactory credit profile and income documentation
Pros of InterMiles Voyage Amex Credit Card
- Good air-mile earning structure
- Travel vouchers and Priority Pass benefits
- Accelerated weekend earning
Cons of InterMiles Voyage Amex Credit Card
- Joining and annual fees (₹2,000 + GST)
- Forex markup higher than some low-forex cards
- Priority Pass guest visits and pay-per-visit charges may apply
Frequently Asked Questions about InterMiles Voyage Amex Credit Card
Is there a joining fee?
Yes. The typical joining fee is ₹2,000 + GST; check current bank promotions for waivers.
What is the annual fee and can it be waived?
The annual fee is generally ₹2,000 + GST. Fee waivers or credits may be available through spends or limited-time bank offers.
How many InterMiles do I earn on flights and hotels?
You earn an accelerated InterMiles rate (up to ~6 InterMiles per ₹100 on eligible flight and hotel bookings); exact earn rates depend on the transaction channel.
Does the card offer lounge access?
Yes — Priority Pass international lounge access is offered on eligible variants; guest access and per-visit charges are subject to Priority Pass terms.
What is the forex/foreign currency markup?
Foreign currency markup is typically around 3.5% of the transaction; refer to the card T&C for exact charges.
How do I redeem InterMiles earned via this card?
Redeem InterMiles through the InterMiles portal for flights, hotel bookings, upgrades and partner redemptions as per InterMiles rules.
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