EazyDiner Platinum Credit Card
Indusind Bank
Last updated: Feb 03, 2026
₹0
₹0
3.5%
No lounge access
Contents
IndusInd Bank EazyDiner Platinum Credit Card is a lifetime free dining credit card designed for food lovers who frequently eat out or order in. You get complimentary EazyDiner Prime membership, guaranteed 25% to 50% discount at thousands of partner restaurants and extra savings via PayEazy. Reward Points and EazyPoints can be redeemed instantly against dining bills, hotel stays and gourmet experiences. This card is ideal if you want a simple, fee-free way to maximise restaurant savings and dining rewards in India.
Features of EazyDiner Platinum Credit Card which makes it unique
Co-branded Dining Ecosystem
Seamless integration with EazyDiner app for table bookings, Prime membership and PayEazy payments.
Maximises savings at popular restaurants with stacked discounts and points.
More focused on dining than most generic lifestyle credit cards.
Lifetime Free Structure
No joining or annual fee while still offering strong dining benefits and milestone rewards.
Keeps long-term cost of ownership at zero.
Many dining cards charge annual fees; this card stays fee-free.
Rewards Structure of EazyDiner Platinum Credit Card
Dining via EazyDiner App
baseBook a table and pay the bill through EazyDiner app using PayEazy with this card.
Prime discount from EazyDiner plus PayEazy discount; EazyPoints earned as per EazyDiner program.
Regular Card Spends
baseAll retail spends except fuel, insurance, rent, utilities and government payments.
Reward Points can be redeemed against dining, merchandise or statement credit as per IndusInd Bank rewards catalogue.
Essential Categories
baseInsurance, rent, utilities and government category payments.
Lower reward rate applies on specified categories; fuel spends do not earn Reward Points.
EazyPoints on EazyDiner Bookings
baseComplete a restaurant booking on EazyDiner using the linked EazyDiner account.
EazyPoints are managed by EazyDiner and can be redeemed for free meals and hotel stays.
Milestones of EazyDiner Platinum Credit Card
Quarterly Prime Renewal
₹30,000 in 90 days (excluding dining spends for this benefit). : 3-month EazyDiner Prime membership renewal.
Quarterly Reward Booster
₹30,000 in 90 days (excluding dining spends and cash withdrawals). : 2,000 IndusInd Reward Points credited every 90 days on achieving milestone.
Fees & Charges of EazyDiner Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 0 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Lifetime free; no annual or renewal fee.
Fee Explanation Late payment and other charges are slab-based as per IndusInd Bank schedule of charges.
Detailed Explanation of EazyDiner Platinum Credit Card Fees
Joining Fee: 0 (one-time)
No joining fee; lifetime free card.
Annual Fee: 0 (yearly)
No annual or renewal fee.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500 per cash withdrawal.
Forex Markup Fee: 3.5% (transaction)
Applied on all international transactions plus applicable taxes.
Late Payment Fee: ₹0–₹1,300 (statement)
Slab-based on total amount due.
Insurance Coverage with EazyDiner Platinum Credit Card
Lost Card Liability
Up to ₹3,00,000Covers unauthorised transactions after reporting card loss to the bank, as per IndusInd Bank terms.
Purchase Protection
Up to ₹50,000Covers eligible retail purchases against damage or theft for a limited period from purchase date.
Additional Features of EazyDiner Platinum Credit Card
Contactless Payments
Tap to pay securely for small value transactions without entering PIN at enabled terminals.
Contactless transaction limits and RBI guidelines apply.
EMI on Large Purchases
Convert high-value transactions into flexible EMIs using IndusInd Bank customer care or digital channels.
EMI conversion fee and interest rate as per prevailing bank offers.
Add-on Credit Cards
Get add-on EazyDiner Platinum cards for family members to share credit limit and dining benefits.
Primary cardholder remains liable for all spends on add-on cards.
Reward Points Redemption Flexibility
Redeem Reward Points for dining vouchers, merchandise, vouchers or statement credit via IndusInd rewards portal.
Redemption options and point value as per IndusInd Bank rewards catalogue.
Welcome Bonus with EazyDiner Platinum Credit Card
Welcome Bonus: 3-month EazyDiner Prime membership plus 500 EazyPoints
Bonus Conditions: Available for new EazyDiner Platinum cardholders; EazyPoints credited after first successful transaction as per bank terms.
Application Process for EazyDiner Platinum Credit Card
Processing Time
Instant approval in most cases; card dispatch within 5-7 business days after verification.
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Visit the IndusInd Bank website or Finanjo EazyDiner Platinum Credit Card page and click on Apply Now.
Enter your basic details such as mobile number, PAN and date of birth to check eligibility.
Complete online KYC and share income and address documents as requested.
On approval, receive your virtual credit card instantly and physical card within a few working days.
Required Documents for EazyDiner Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Income Proof
self-employedAccepted documents:
EazyDiner Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted at restaurants, cafes, food delivery apps and retail outlets across India that support Visa cards.
International Acceptance
Accepted at most international merchants and online platforms that accept Visa.
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for EazyDiner Platinum Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian residents only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must have a valid PAN, Aadhaar and meet IndusInd Bank credit policy.
How Approval Is Decided
- Minimum monthly income of around ₹25,000 for salaried applicants and ₹30,000 for self-employed applicants.
- Indian resident within the eligible age band with valid KYC documents.
- Good credit profile, typically with a credit score of 700 or above as per bank policy.
Pros of EazyDiner Platinum Credit Card
- Lifetime free credit card with no joining or renewal fee.
- Strong dining benefits with stacked discounts via EazyDiner Prime and PayEazy.
- Decent base Reward Points on regular spends plus partner EazyPoints.
- Fuel surcharge waiver for everyday fuel purchases.
- Good beginner card for users building a dining and lifestyle rewards portfolio.
Cons of EazyDiner Platinum Credit Card
- Benefits are heavily focused on dining; limited value if you rarely eat out or order food.
- No complimentary airport lounge access on the Platinum variant.
- Standard forex markup fee on international transactions.
- Lower Reward Point earning rate on essential categories like utilities and insurance.
Frequently Asked Questions about EazyDiner Platinum Credit Card
Is the EazyDiner Platinum Credit Card truly lifetime free?
Yes. IndusInd Bank EazyDiner Platinum Credit Card has zero joining fee and zero annual fee, so you can keep it for a lifetime without paying card charges.
What are the main dining benefits on the EazyDiner Platinum Credit Card?
You get complimentary 3-month EazyDiner Prime membership with guaranteed 25%–50% discount at partner restaurants, plus an extra 20% instant discount up to ₹500 per visit when you pay via PayEazy on the EazyDiner app, up to 3 times per month.
How do Reward Points and EazyPoints work on this card?
You earn 2 Reward Points per ₹100 on most card spends and 0.7 Reward Points per ₹100 on select essential categories. Separately, you earn 2X EazyPoints on eligible EazyDiner bookings, and both Reward Points and EazyPoints can be redeemed for dining and lifestyle benefits.
How can I renew my EazyDiner Prime membership with this card?
Your 3-month EazyDiner Prime membership can be renewed every 90 days by spending ₹30,000 on the card within that period. On achieving the milestone, your Prime membership is extended as per the bank and EazyDiner terms.
Is there any milestone reward apart from Prime renewal?
Yes. When you spend ₹30,000 in 90 days (excluding dining spends and cash withdrawals), you also earn 2,000 IndusInd Reward Points as a quarterly milestone bonus.
Does the EazyDiner Platinum Credit Card offer airport lounge access?
No. The EazyDiner Platinum Credit Card does not include complimentary airport lounge access. It is primarily designed as a dining-focused, lifetime free credit card.
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