ICICI Mine Pro Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹588
₹49
3.5%
12 visits/yr
Contents
The ICICI Bank Mine Pro Credit Card is a flexible, millennial-focused card with accelerated cashback on select lifestyle brands and curated partner offers. It offers a low monthly plan fee for the Pro plan with higher cashback caps than the Starter plan. Ideal for regular spenders on food delivery, entertainment and travel who want subscription-style benefits.
Features of ICICI Mine Pro Credit Card which makes it unique
Flexible Monthly Plans
Choose Starter, Pro or Premium monthly plans to tailor benefits
Pick the plan that matches your monthly spend and benefits
Subscription-style flexibility compared with fixed-fee cards.
MineCash Rewards
Cashback is credited as MineCash for redemption and fee reversals
Use MineCash against fees or partner redemptions
Easy redemption and plan fee reversals.
Rewards Structure of ICICI Mine Pro Credit Card
Milestones of ICICI Mine Pro Credit Card
Monthly Spend Milestone
₹10,000 : Plan fee reversal as MineCash for the Pro plan
Fees & Charges of ICICI Mine Pro Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | 49% |
| Annual Fee | ₹588 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Plan fee waived when monthly spends meet the Pro plan waiver threshold (see plan details).
Fee Explanation Standard bank rates and charges apply for overdue amounts and special transactions. Refer to the bank’s MITC for full details.
Detailed Explanation of ICICI Mine Pro Credit Card Fees
Pro Plan Monthly Fee: 49 (monthly)
Waived on meeting monthly spend threshold for the Pro plan.
Premium Plan Monthly Fee: 149 (monthly)
Waived on meeting monthly spend threshold for the Premium plan.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 per transaction.
Lounge Access Benefits with ICICI Mine Pro Credit Card
domestic Lounges
silverVisits per year: 12
Guest access: No
Access depends on plan eligibility and spend-based unlock rules.
Insurance Coverage with ICICI Mine Pro Credit Card
Travel Insurance
₹10,00,000Valid for international travel bookings made with the card; terms apply.
Purchase Protection
₹50,000Covers eligible purchases within 90 days; claims subject to bank approval.
Additional Features of ICICI Mine Pro Credit Card
Contactless Payments
Tap-and-pay enabled for quick contactless transactions
Add-on Cards
Add up to 3 add-on cards
Subject to bank approval and applicable fees.
Welcome Bonus with ICICI Mine Pro Credit Card
Welcome Bonus: ₹500 voucher
Bonus Conditions: Valid for new customers only. Receive welcome voucher and cashback after cumulative spend of ₹5,000 within 60 days.
Application Process for ICICI Mine Pro Credit Card
Processing Time
3-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI Bank Mine portal or bank website
Select Starter, Pro or Premium plan and upload KYC documents
Receive verification call/SMS
Card dispatched within 3-7 business days after approval
Required Documents for ICICI Mine Pro Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI Mine Pro Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Mine Pro Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian resident only
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must provide valid PAN and Aadhaar for KYC; eligibility subject to bank verification.
How Approval Is Decided
- Minimum age 21 years and Indian resident
- Minimum income as per bank’s eligibility criteria
- Satisfactory credit score and KYC documents
Pros of ICICI Mine Pro Credit Card
- Strong partner cashback on lifestyle brands
- Flexible monthly plans to match spend patterns
- Potential to reverse plan fees via MineCash
Cons of ICICI Mine Pro Credit Card
- Accelerated benefits require paid Pro/Premium plans or meeting spend thresholds
- Higher forex markup compared with some premium travel cards
Frequently Asked Questions about ICICI Mine Pro Credit Card
Is there a joining or monthly fee for the Pro plan?
Yes. The Pro plan typically charges a small monthly fee (for example, ₹49/month) which may be reversed as MineCash if you meet the waiver threshold.
What is the cashback rate on the Pro plan?
Pro plan cardholders can earn up to 5% cashback on select partner brands and 1% on regular retail spends; caps vary by plan.
How do I get lounge access?
Lounge access availability depends on plan and spend unlock rules set by the bank; check the bank’s quarter-based spend eligibility for complimentary domestic lounge visits.
Can I convert purchases into EMI?
Yes. ICICI Bank allows conversion of eligible purchases into EMIs subject to bank terms and interest rates.
What documents are required to apply online?
Valid PAN and Aadhaar (or passport/utility bill for address proof) and recent income proof for salaried applicants; final KYC list is provided during application.
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