ICICI MakeMyTrip Signature Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹2,500
₹2,500
0.99%
3 visits/yr
Contents
A travel-focused co-branded card offering accelerated rewards on MakeMyTrip bookings, complimentary MMTBLACK membership benefits and lounge access. Low forex markup and milestone rewards make it attractive for frequent travellers. Ideal for users who book travel and holidays through MakeMyTrip frequently.
Features of ICICI MakeMyTrip Signature Credit Card which makes it unique
Milestone Rewards
Earn additional myCash or vouchers on reaching spend milestones
Increases value for frequent travellers
Competitive with other travel co-branded cards
MMTBLACK Membership Benefits
Complimentary MMTBLACK (or equivalent) benefits on joining or spends
Discounts on hotels and priority access
Stronger travel redemption benefits on MakeMyTrip
Rewards Structure of ICICI MakeMyTrip Signature Credit Card
MakeMyTrip Bookings
acceleratedBookings on MakeMyTrip platform
Best value when booking hotels, flights and holiday packages on MakeMyTrip.
Dining
acceleratedRestaurants and food deliveries
Offers vary; check bank's monthly offers.
Shopping
baseAll merchants
Standard earn rate applies to general spends.
Milestones of ICICI MakeMyTrip Signature Credit Card
Quarterly Milestone
₹50,000 : myCash or cashback as per campaign
Annual Milestone
₹2,00,000 : Holiday voucher or equivalent reward subject to T&Cs
Fees & Charges of ICICI MakeMyTrip Signature Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | ₹2,500 |
| Forex Markup Fee | 0.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Waived on eligible spends or as per ICICI Bank's waiver policy detailed in T&Cs.
Fee Explanation Standard bank rates apply for overdue amounts and specific fees. Refer to issuer T&Cs for exact calculations and thresholds.
Detailed Explanation of ICICI MakeMyTrip Signature Credit Card Fees
Annual Fee: 2500 (yearly)
May be waived on eligible spends or as per bank policy
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 per transaction
Lounge Access Benefits with ICICI MakeMyTrip Signature Credit Card
domestic Lounges
silverVisits per year: 2
Guest access: No
Domestic lounge access subject to card-specific eligibility and spend criteria
international Lounges
silverVisits per year: 1
Guest access: No
International lounge access details in issuer T&Cs
Insurance Coverage with ICICI MakeMyTrip Signature Credit Card
Travel Insurance
₹10,00,000Subject to card usage and insurer terms
Purchase Protection
₹50,000Within 90 days of purchase; T&Cs apply
Additional Features of ICICI MakeMyTrip Signature Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Up to 3 add-on cards permitted as per issuer policy
Welcome Bonus with ICICI MakeMyTrip Signature Credit Card
Welcome Bonus: ₹2,500 MakeMyTrip voucher plus 1,500 myCash
Bonus Conditions: Voucher and myCash subject to T&Cs; myCash credited on joining fee payment and eligible spends within specified period.
Application Process for ICICI MakeMyTrip Signature Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Upload KYC documents
Receive verification call and document validation
Card dispatched within 5–7 business days subject to verification
Apply online via ICICI Bank or MakeMyTrip co-branded page
Required Documents for ICICI MakeMyTrip Signature Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI MakeMyTrip Signature Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Mastercard is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI MakeMyTrip Signature Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have a valid PAN and Aadhaar card. Additional KYC as per bank policy.
How Approval Is Decided
- Minimum income as specified by issuer
- Indian resident with valid KYC
- Credit score and internal bank criteria
Pros of ICICI MakeMyTrip Signature Credit Card
- Strong travel and MakeMyTrip-focused rewards
- Complimentary MMT membership benefits
- Attractive welcome voucher and myCash offers
Cons of ICICI MakeMyTrip Signature Credit Card
- Relatively high joining/annual fee
- Some lounge and perk eligibility tied to minimum spends
- Reward value best when redeemed on MakeMyTrip
Frequently Asked Questions about ICICI MakeMyTrip Signature Credit Card
Is there a joining fee?
Yes. The joining fee is ₹2,500; offers on myCash and vouchers are credited on joining fee payment as per T&Cs.
What is the annual fee and can it be waived?
The annual fee is ₹2,500. Waiver and concession options are subject to eligible spends and issuer policy.
How do I earn the welcome voucher and myCash?
Welcome voucher and myCash are awarded per the bank's joining offer — typically credited on payment of joining fee and qualifying spends. See issuer T&Cs for timelines.
What is the forex markup on international transactions?
The card carries a low forex markup (around 0.99% as promoted); confirm exact rate and any additional conversion charges in bank disclosures.
How do I get lounge access?
Complimentary lounge access rules depend on card tier and spend thresholds. Check the issuer T&Cs for eligibility and visit limits.
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