ICICI MakeMyTrip Platinum Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹0
₹500
3.5%
5 visits/yr
Contents
A travel-focused card with useful MakeMyTrip benefits and welcome vouchers. Best for frequent OTA users who want myCash and periodic lounge access. Low or nil annual fees and targeted travel offers make it practical for budget-conscious travellers.
Features of ICICI MakeMyTrip Platinum Credit Card which makes it unique
OTA-first rewards
Higher myCash and vouchers tied to MakeMyTrip bookings
Maximises value for OTA spenders
Better OTA value vs general-purpose cards
Milestone rewards
Extra myCash on hitting annual or MakeMyTrip-specific spend thresholds
Encourages repeat OTA booking through card usage
Competitive milestone structure
Rewards Structure of ICICI MakeMyTrip Platinum Credit Card
Base
baseAll Spends
Milestones of ICICI MakeMyTrip Platinum Credit Card
Annual Spend Milestone
₹2,50,000 : Additional myCash reward (issuer-specific)
MakeMyTrip Spend Milestone
₹50,000 on MakeMyTrip : Extra myCash credits
Fees & Charges of ICICI MakeMyTrip Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | 0 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 3.75% |
| Late Payment Fee | ₹1,300 |
| Over Limit Fee | 0 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 4% |
Renewal Conditions:No annual fee from second year onwards (as per issuer T&C).
Fee Explanation Refer to issuer Terms & Conditions for exact fee slabs and ranges; typical late payment and interest slabs apply.
Detailed Explanation of ICICI MakeMyTrip Platinum Credit Card Fees
Joining Fee: 500 (one-time)
Payable at card issuance; welcome kit benefits issued on joining fee payment.
Annual Fee: 0 (yearly)
Nil from second year onwards as per issuer.
Forex Markup: 3.5% (transaction)
Applies on international transactions.
Cash Advance / ATM Withdrawal: 3.75% (transaction)
Interest and fees apply from the date of withdrawal.
Lounge Access Benefits with ICICI MakeMyTrip Platinum Credit Card
international Lounges
silverVisits per year: 1
Guest access: No
Complimentary international lounge access — check issuer for participating lounges.
domestic Lounges
silverVisits per year: 4
Guest access: No
Domestic airport lounge access per quarter (spend-based or complimentary as per issuer T&C).
Insurance Coverage with ICICI MakeMyTrip Platinum Credit Card
Travel insurance
₹500,000As per cardholder T&C and travel type.
Purchase protection
₹50,000Within 90 days of purchase; T&C apply.
Additional Features of ICICI MakeMyTrip Platinum Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Supplementary cards available at issuer rates
Welcome Bonus with ICICI MakeMyTrip Platinum Credit Card
Welcome Bonus: ₹500 myCash and a ₹3,000 MakeMyTrip holiday voucher
Bonus Conditions: Welcome benefits issued to primary cardholder within 45 business days of joining fee payment; T&Cs apply.
Application Process for ICICI MakeMyTrip Platinum Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via issuer or Finanjo portal
Upload KYC documents
Receive verification call
Card dispatched within 7 business days (typical)
Required Documents for ICICI MakeMyTrip Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI MakeMyTrip Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where the network is supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI MakeMyTrip Platinum Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have valid PAN and Aadhaar; KYC and eligibility checks apply.
How Approval Is Decided
- Minimum income as specified by issuer
- Indian resident
- Satisfactory credit score and KYC
Pros of ICICI MakeMyTrip Platinum Credit Card
- Good OTA-specific rewards and welcome kit
- Low nominal joining fee
- Useful lounge and travel perks for travellers
Cons of ICICI MakeMyTrip Platinum Credit Card
- Forex and cash withdrawal fees can be high for international travellers
- Rewards primarily favour MakeMyTrip bookings
Frequently Asked Questions about ICICI MakeMyTrip Platinum Credit Card
What is the forex markup?
Typical forex markup is around 3.5% on international transactions; confirm on issuer page for exact rate.
Who is eligible to apply?
Indian residents meeting minimum income and KYC criteria can apply; credit checks will apply.
Is there a joining fee?
Yes, a one-time joining fee of ₹500 is payable; welcome benefits are issued after joining fee payment.
Is there an annual fee?
The card carries no annual fee from the second year onwards—refer issuer T&C for details.
How do I redeem the welcome voucher and myCash?
Welcome myCash and MakeMyTrip voucher can be redeemed on the MakeMyTrip platform; follow the redemption steps in issuer communication.
What lounge access is provided?
Complimentary domestic and limited international lounge access is available as per the card’s T&C and participating lounges.
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