ICICI InterMiles Coral (Amex) Credit Card
ICICI Bank
Last updated: Oct 28, 2025
₹1,250
₹1,250
1.99%
4 visits/yr
Contents
A cobranded travel-oriented credit card that earns InterMiles on spends across travel and everyday categories. It provides milestone bonuses, limited complimentary lounge access and partnered offers that help frequent flyers and leisure travellers maximise travel redemptions. Suitable for users who prioritise air-mile accumulation and travel perks.
Features of ICICI InterMiles Coral (Amex) Credit Card which makes it unique
InterMiles Partnership
Direct miles accumulation for travel redemptions
Better value for frequent flyers
Stronger travel redemptions than generic point cards
Milestone Bonuses
Bonus miles on meeting spend milestones
Accelerated rewards for high spenders
Competitive milestone programme
Rewards Structure of ICICI InterMiles Coral (Amex) Credit Card
Milestones of ICICI InterMiles Coral (Amex) Credit Card
Quarterly Milestone
₹50,000 : Bonus InterMiles or cashback as per current offers
Annual Milestone
₹2,00,000 : Large bonus InterMiles or travel voucher (subject to terms)
Fees & Charges of ICICI InterMiles Coral (Amex) Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,250 |
| Annual Fee | ₹1,250 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waiver on meeting the card-specific spend threshold as per ICICI Bank terms.
Fee Explanation Standard bank charges apply for overdue and special transactions; see issuer T&Cs for limits and exceptions.
Lounge Access Benefits with ICICI InterMiles Coral (Amex) Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Complimentary domestic lounge access subject to spend and activation rules.
international Lounges
silverVisits per year: 0
Guest access: No
International lounge access available via specific variants or paid programmes.
Insurance Coverage with ICICI InterMiles Coral (Amex) Credit Card
travel insurance
Up to ₹10,00,000Valid for eligible international trips when the ticket is booked using the card, subject to T&Cs.
purchase protection
Up to ₹50,000Valid for purchases made on the card within defined claim window.
Additional Features of ICICI InterMiles Coral (Amex) Credit Card
Contactless Payments
Tap and pay enabled where accepted
Add-on Cards
Add-on cards subject to issuer policy
Welcome Bonus with ICICI InterMiles Coral (Amex) Credit Card
Welcome Bonus: Get up to 6,000 bonus InterMiles on eligible first transactions.
Bonus Conditions: New cardholders only. Miles credited on meeting minimum spend and within specified time as per InterMiles/ICICI terms.
Application Process for ICICI InterMiles Coral (Amex) Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI/partner portal
Upload KYC documents
Receive verification call or OTP
Card dispatched within issuer timelines
Required Documents for ICICI InterMiles Coral (Amex) Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI InterMiles Coral (Amex) Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted internationally where Amex is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI InterMiles Coral (Amex) Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required; card issuance subject to bank approval.
How Approval Is Decided
- Minimum income as per issuer policy
- Indian resident
- Credit score above specified threshold
Pros of ICICI InterMiles Coral (Amex) Credit Card
- Good for air-mile accumulation
- Milestone and welcome bonuses
- Partner redemptions via InterMiles
Cons of ICICI InterMiles Coral (Amex) Credit Card
- Annual fee may apply
- Some offers vary by variant and may be limited to certain merchants
Frequently Asked Questions about ICICI InterMiles Coral (Amex) Credit Card
Is there a joining fee?
Yes, the joining/annual fee is charged as per the variant; waivers and offers may be available on first year or on meeting spend conditions.
How do I earn the welcome InterMiles?
Welcome InterMiles are credited after meeting the specified minimum spends within the stipulated time window; refer to InterMiles/ICICI offer terms.
Can I convert reward points to airline miles?
Yes, InterMiles are redeemable with partner airlines and travel redemptions according to the InterMiles programme rules.
What is the forex markup on this card?
Typical forex markup is listed around 1.99% but check the issuer T&Cs for exact rates and any variant differences.
How many complimentary lounges are included?
Domestic lounge access is offered under certain spend conditions; international lounge access depends on specific card variants and programmes.
Which mobile wallets are supported?
Supported mobile wallets: apple pay, google pay, samsung pay, phone pay, paytm, amezon pay.
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