HPCL Super Saver Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹500
₹500
3.5%
4 visits/yr
Contents
A co-branded fuel-focused credit card aimed at frequent HPCL fuel buyers. It offers strong fuel savings, utility discounts and occasional movie and lifestyle offers. Best suited for users who want recurring savings on fuel plus modest everyday rewards.
Features of HPCL Super Saver Credit Card which makes it unique
Co-branded Fuel Benefits
Higher effective savings on HPCL fuel purchases and HP Pay tie-ups
Lower running cost for frequent fuel buyers
Better fuel-specific benefits than generic rewards cards
Utility Cashback
Accelerated rewards on selected utilities and departmental store spends
Saves on recurring monthly bills
Competitive with other fuel-focused co-branded cards
Rewards Structure of HPCL Super Saver Credit Card
Fuel
baseHPCL fuel purchases
Includes HP Pay incentives and surcharge waiver components.
Utilities & Groceries
acceleratedSelected utility bills and departmental stores
Often awarded as Payback/reward points.
Retail & Others
baseAll other retail spends
Points redemption value depends on transfer/conversion rules.
Milestones of HPCL Super Saver Credit Card
Annual Spend Waiver
₹50,000 : Annual fee waiver (check issuer slab)
Fees & Charges of HPCL Super Saver Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 100% |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on meeting the issuer's specified annual spend (refer issuer terms).
Fee Explanation Standard bank charges and GST apply; fees and waiver thresholds vary by issuer and offer period.
Detailed Explanation of HPCL Super Saver Credit Card Fees
Joining Fee: ₹500 (one-time)
May be waived or partially reversed on meeting activation/spend criteria.
Annual Fee: ₹500 (yearly)
Waiver available on meeting annual spend threshold set by issuer.
Foreign Currency Markup: 3.5% (transaction)
Applies to international transactions.
Cash Advance Fee: 2.5% (transaction)
Min charges and interest apply; check issuer T&Cs.
Lounge Access Benefits with HPCL Super Saver Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Complimentary domestic lounge access under issuer program.
Insurance Coverage with HPCL Super Saver Credit Card
roadside assistance
As per partner programAvailable for cardholders; check issuer brochure.
personal accident
As per card variantVariant-specific; check issuer T&Cs.
Additional Features of HPCL Super Saver Credit Card
Fuel Surcharge Waiver
Partial waiver on fuel surcharge when paying at HPCL outlets with the card
Subject to issuer terms and slab limits.
HP Pay Integration
Extra benefits when payments made via HP Pay app
Additional cashback or points on HP Pay usage.
Welcome Bonus with HPCL Super Saver Credit Card
Welcome Bonus: 2,000 bonus reward points plus ₹100 cashback via HP Pay on activation.
Bonus Conditions: Welcome points and cashback awarded on card activation and on meeting the minimum spend as specified by the issuer (check issuer T&Cs).
Application Process for HPCL Super Saver Credit Card
Processing Time
5-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via issuer portal or partner site
Upload KYC and identity documents
Issuer performs verification and credit checks
Card dispatched on approval (typical timelines vary)
Required Documents for HPCL Super Saver Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
HPCL Super Saver Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India at HPCL pumps and other merchants
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HPCL Super Saver Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must complete KYC and provide valid PAN. Additional issuer-specific checks apply.
How Approval Is Decided
- Minimum income (salaried/self-employed) as per issuer slabs
- Indian resident with valid KYC
- Satisfactory credit history
Pros of HPCL Super Saver Credit Card
- High effective savings on fuel
- Useful utility/grocery cashback buckets
- Complimentary domestic lounge access
Cons of HPCL Super Saver Credit Card
- Low monthly capping on fuel cashback
- Limited lifestyle offers outside fuel and utilities
Frequently Asked Questions about HPCL Super Saver Credit Card
Is there a joining fee?
Yes. The typical joining fee is ₹500; fee waivers and bonus points may be available on activation and eligible spends.
How much cashback do I get on fuel?
Fuel savings are up to ~5% at HPCL pumps (a combination of cashback/points and surcharge waiver); monthly caps apply — check issuer details.
Are utility and grocery spends rewarded?
Yes. Selected utility and departmental store spends earn accelerated cashback/points subject to a monthly cap.
What is the annual fee waiver condition?
Annual fee is typically waived or reversed on meeting the issuer's specified annual spend threshold—refer to issuer terms for exact slab.
Can I use HP Pay for extra benefits?
Yes. Additional cashback or rewards may be available when transactions are made via the HP Pay app at participating HPCL outlets.
Is there a fuel surcharge waiver?
Yes. A partial fuel surcharge waiver may apply as per issuer terms when paying for fuel with the card.
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