Is there a joining fee?

No joining fee for standard ICICI HPCL Coral issuance; annual fee applies as per current offers.

What fuel benefit does the card offer?

The card offers cashback on fuel transactions at HPCL pumps plus a fuel surcharge waiver on specified transaction ranges.

How many reward points do I earn on non-fuel spends?

Typically 2 reward points for every ₹100 spent on non-fuel categories; refer to issuer for exact earn rates and exceptions.

Are movie discounts included?

Yes — periodic movie offers (for example, BookMyShow discounts) are available subject to T&Cs and monthly caps.

Apply online via ICICI Bank’s credit card portal or authorized partners; submission is subject to KYC and eligibility checks.

Credit Cards/ICICI Bank/ICICI HPCL Coral Credit Card

ICICI HPCL Coral Credit Card

ICICI Bank

Last updated: Feb 03, 2026

groceryrestaurantse-commercefuel

Annual Fee

₹199

Joining Fee

₹0

Forex Fee

1.99%

Lounge Access

4 visits/yr

A co-branded fuel and lifestyle card from ICICI Bank in partnership with HPCL. It offers fuel savings at HPCL pumps, reward points on non-fuel spends, and entertainment discounts such as movie offers. The card is designed for regular drivers and everyday spenders who want low fees and simple fuel benefits.

Features of ICICI HPCL Coral Credit Card which makes it unique

Fuel-Focused Savings

Co-branded fuel benefits at HPCL pumps combining cashback and surcharge waiver

Lower running cost for regular drivers

Better than generic entry-level cards for fuel savings

Rewards Structure of ICICI HPCL Coral Credit Card

base

Reward Rate:

base

Reward Rate:

base

Reward Rate:

Milestones of ICICI HPCL Coral Credit Card

Annual Milestone

₹2,00,000 : Milestone reward points as per issuer program

Fees & Charges of ICICI HPCL Coral Credit Card

Fee & Amount	Fee Value
Joining Fee	0
Annual Fee	₹199
Forex Markup Fee	1.99%
Cash Advance Fee	2.5%
Late Payment Fee	₹750
Over Limit Fee	₹500
Returned Payment Fee	₹350
Cash Withdrawal Fee	2%

Renewal Conditions:Annual fee may be waived or reduced per issuer promotions or milestone spends; check bank terms.

Fee Explanation Standard bank rates and fees apply; finance charges apply on outstanding balances as per ICICI Bank policy.

Detailed Explanation of ICICI HPCL Coral Credit Card Fees

Annual Fee: 199 (yearly)

As per issuer; promotional waivers may apply.

Cash Advance Fee: 2.5% (transaction)

Minimum amount and charges apply as per bank policy.

Lounge Access Benefits with ICICI HPCL Coral Credit Card

domestic Lounges

silver

Visits per year: 4

Guest access: No

Complimentary access to select railway/airport lounges per issuer terms.

Insurance Coverage with ICICI HPCL Coral Credit Card

personal accident insurance

₹2,00,000

As per issuer terms and eligibility.

Additional Features of ICICI HPCL Coral Credit Card

Contactless Payments

Tap-to-pay enabled

Add-on Cards

Add-on cards available as per bank policy

Welcome Bonus with ICICI HPCL Coral Credit Card

Welcome Bonus: Fuel voucher on joining and fuel cashback offers.
Bonus Conditions: Welcome fuel voucher and cashback terms as per issuer; valid for new customers unless stated otherwise.

Application Process for ICICI HPCL Coral Credit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via ICICI Bank portal or partner site

Upload KYC documents

Receive verification call if required

Card dispatched within 5-7 business days after approval

Required Documents for ICICI HPCL Coral Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

salaried

Accepted documents:

Payslip Form 16