ICICI Ferrari Signature Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹999
₹3,999
3.5%
10 visits/yr
Contents
A premium co-branded lifestyle credit card that blends Ferrari-branded privileges with ICICI's reward ecosystem. Ideal for dining, travel and lifestyle spends with complimentary watch on joining and lounge benefits. Low fuel surcharge and regular merchant offers make it attractive for frequent spenders.
Features of ICICI Ferrari Signature Credit Card which makes it unique
Ferrari Co-Brand Privileges
Exclusive Ferrari merchandise and event access for top spenders
Lifestyle perks and brand experiences
Co-branded benefits not common on regular cards
Reward Redemption
Redeem points for vouchers, merchandise or travel
Flexible redemption options
Competitive redemption choices
Rewards Structure of ICICI Ferrari Signature Credit Card
Dining
acceleratedPremium restaurants and partner merchant offers
Elevated dining offers & partner discounts.
Shopping
baseAll retail merchants excluding fuel
Standard earn on retail spends.
Fuel
baseHPCL and selected pumps
Fuel surcharge waiver on eligible transactions.
Milestones of ICICI Ferrari Signature Credit Card
Quarterly Spend Reward
₹50,000 : Complimentary vouchers / bonus points (as per bank offers)
Annual Top Spender
₹2,50,000 : Annual fee waiver and exclusive privileges
Fees & Charges of ICICI Ferrari Signature Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,999 |
| Annual Fee | ₹999 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived on ₹2,50,000 annual spend in previous year.
Fee Explanation Standard bank rates apply for overdue amounts; cash advances and foreign transactions attract higher markup and fees.
Detailed Explanation of ICICI Ferrari Signature Credit Card Fees
Joining Fee: ₹3,999 + GST (one-time)
Welcome gift given on joining after payment of joining fee.
Annual Fee: ₹999 + GST (yearly)
Waived on ₹2,50,000 annual spend in previous year.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300.
Foreign Currency Markup: 3.5% (transaction)
Applies to all overseas transactions.
Lounge Access Benefits with ICICI Ferrari Signature Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Access as per ICICI lounge partner T&Cs
international Lounges
silverVisits per year: 2
Guest access: Yes
Priority Pass / partner access subject to registration
Insurance Coverage with ICICI Ferrari Signature Credit Card
Travel insurance
₹10,00,000Valid on international trips when ticket booked with card
Purchase protection
₹50,000Within 90 days of purchase subject to claim T&Cs
Additional Features of ICICI Ferrari Signature Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Add-on cards available as per bank policy
Up to 3 add-on cards; fees as applicable
Welcome Bonus with ICICI Ferrari Signature Credit Card
Welcome Bonus: Complimentary Scuderia Ferrari watch and welcome reward points \
Bonus Conditions: Gift given on payment of joining fee ₹3,999 + GST and card activation; subject to bank T&Cs.
Application Process for ICICI Ferrari Signature Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI Bank or Finanjo portal
Upload KYC documents
Receive verification call
Card dispatched within 7 business days after approval
Required Documents for ICICI Ferrari Signature Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI Ferrari Signature Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Ferrari Signature Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have valid PAN and Aadhaar; eligibility subject to bank verification.
How Approval Is Decided
- Minimum income ~₹20,000/month (varies by applicant profile)
- Indian resident
- Credit score typically 650+
Pros of ICICI Ferrari Signature Credit Card
- Attractive lifestyle and Ferrari-branded benefits
- Welcome gift on joining
- Fuel surcharge waiver and reward points on spends
Cons of ICICI Ferrari Signature Credit Card
- Relatively high joining fee
- Some fees & foreign markup are higher than premium travel cards
Frequently Asked Questions about ICICI Ferrari Signature Credit Card
Is there a joining fee?
Yes — a joining fee of ₹3,999 + GST applies; the welcome Ferrari gift is provided on joining after fee payment.
What are the annual fee waiver conditions?
The annual fee is waived if you spend ₹2,50,000 or more in the previous year.
What welcome gift does the card offer?
The standard welcome gift is a Scuderia Ferrari watch; terms apply and the gift is subject to joining fee payment and card activation.
What is the forex markup on overseas spends?
Foreign currency transactions attract a forex markup of 3.5%.
How many reward points do I earn?
Typically 2 Reward Points for every ₹100 of eligible retail spend; certain categories and partner offers may vary.
Can I get airport lounge access?
Yes — domestic and limited international lounge access is available as per the card's partner terms; registration may be required.
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