ICICI British Airways Premium Credit Card
ICICI Bank
Last updated: Oct 29, 2025
₹7,000
₹7,000
3.5%
6 visits/yr
Contents
A premium travel card built for frequent flyers who want to earn Avios on everyday spends. Offers Avios earning on purchases, travel concierge and curated lifestyle benefits. Best suited for travellers seeking airline mile accumulation, lounge access and premium travel perks.
Features of ICICI British Airways Premium Credit Card which makes it unique
Avios Earning
Earn Avios points on eligible spends and redeem for flights
Faster accumulation of airline miles
Better Avios earn than some standard travel cards
Concierge Service
24/7 i-Assist concierge for travel & lifestyle
Personalised travel and lifestyle assistance
Premium service for frequent travellers
Rewards Structure of ICICI British Airways Premium Credit Card
British Airways
acceleratedBase
baseMilestones of ICICI British Airways Premium Credit Card
Quarterly Spend Reward
₹50,000 : Bonus Avios or statement credit (subject to current offers)
Annual Travel Reward
₹2,00,000 : Extra Avios or travel voucher (subject to bank promotions)
Fees & Charges of ICICI British Airways Premium Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹7,000 |
| Annual Fee | ₹7,000 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Standard renewal fee applies; check issuer offers for waiver/credits.
Fee Explanation Fees include annual/renewal charges, cash advance and foreign transaction markups; interest and penalties apply as per ICICI Bank schedule.
Lounge Access Benefits with ICICI British Airways Premium Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Complimentary visits subject to spend or enrollment conditions.
international Lounges
silverVisits per year: 2
Guest access: Yes
Access via partner lounge programmes or Priority Pass where applicable.
Insurance Coverage with ICICI British Airways Premium Credit Card
travel insurance
₹10,00,000International travel insurance subject to card usage for booking; T&Cs apply.
purchase protection
₹50,000Covers eligible purchases for specified days post purchase.
Additional Features of ICICI British Airways Premium Credit Card
Contactless Payments
Tap-and-pay enabled for quick payments
Add-on Cards
Supplementary/add-on cards available (usually free)
Welcome Bonus with ICICI British Airways Premium Credit Card
Welcome Bonus: 8,000 Bonus Avios
Bonus Conditions: Valid for new customers only. Bonus Avios credited after required spend; transfers and redemptions subject to British Airways and ICICI T&Cs.
Application Process for ICICI British Airways Premium Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI Bank or partner portal
Upload KYC and income documents
Receive verification call or email
Card dispatched within 5-7 business days after approval
Required Documents for ICICI British Airways Premium Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI British Airways Premium Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where Mastercard is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI British Airways Premium Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹50,000
Minimum annual income
Self-Employed Applicants
₹60,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must provide PAN and Aadhaar (or other KYC documents) and meet issuer eligibility checks.
How Approval Is Decided
- Minimum income as per issuer (varies by applicant profile)
- Indian resident with valid KYC
- Credit score typically 700+ preferred
Pros of ICICI British Airways Premium Credit Card
- Attractive Avios earning for frequent travellers
- Premium travel and concierge benefits
- Hotel and airline partner redemption options
Cons of ICICI British Airways Premium Credit Card
- Card may be withdrawn for new applications; check availability
- High annual fee (₹7,000)
- Foreign transaction markups apply
Frequently Asked Questions about ICICI British Airways Premium Credit Card
Is there a joining fee?
The card typically carries an annual/joining fee of ₹7,000. Check current bank offers for concessions.
What is the welcome bonus?
Get 8,000 Bonus Avios after meeting the minimum spend within the first 90 days; subject to T&Cs.
How much is the foreign transaction fee?
Foreign transactions commonly attract a markup of around 3.50% on the transaction value.
Can I convert spends to Avios?
Yes — eligible spends earn Avios which can be redeemed via British Airways Executive Club; transfers and redemptions follow Avios rules.
What documents are required to apply?
Standard KYC: PAN, Aadhaar (or passport/utility bill), proof of income (salary slip/ITR) and passport sized photos where required.
Is lounge access included?
Yes — limited complimentary lounge visits may be provided; some domestic lounge benefits may be conditional on prior spends or enrollment.
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