ICICI Adani One Platinum Credit Card
ICICI Bank
Last updated: Feb 03, 2026
₹750
₹750
3.5%
2 visits/yr
Contents
A travel-focused co-branded card from ICICI Bank and Adani One offering accelerated rewards on the Adani ecosystem, airport-linked privileges and modest joining fees. Ideal for travellers who frequently use Adani-managed airports and Adani partner services. Low annual fee, complimentary welcome vouchers and select lounge/airport benefits.
Features of ICICI Adani One Platinum Credit Card which makes it unique
Airport-linked benefits
Premium car parking, porter, and select airport privileges at Adani-managed airports
Convenience and savings on airport services
Unique to Adani One co-branded cards
Adani ecosystem rewards
Higher rewards for spends across the Adani network
Better value for ecosystem users
Stronger returns inside Adani network
Rewards Structure of ICICI Adani One Platinum Credit Card
Adani-managed
acceleratedOn spends made with the Adani ecosystem, including Adani-managed airports, gas stations, and more
Base
baseAll other Spends
Milestones of ICICI Adani One Platinum Credit Card
Annual Spend Milestone
₹300,000 : Annual fee waiver or equivalent benefits (subject to T&C)
Fees & Charges of ICICI Adani One Platinum Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹750 |
| Annual Fee | ₹750 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 3.75% |
| Late Payment Fee | ₹1,000 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 4% |
Renewal Conditions:Annual fee waiver possible on eligible annual spends (see T&C).
Fee Explanation Standard bank charges apply for unpaid balances, cash advances and returned payments. Check full T&Cs for slab-wise late-fee details.
Detailed Explanation of ICICI Adani One Platinum Credit Card Fees
Joining / Annual Fee: ₹750 + GST (yearly)
Annual fee shown; waiver conditions apply based on spend.
Forex Markup: 3.5% (transaction)
Applies on international spends.
Cash Withdrawal Fee: 3.75% (transaction)
Cash advance fees and interest apply from date of withdrawal.
Lounge Access Benefits with ICICI Adani One Platinum Credit Card
domestic Lounges
silverVisits per year: 2
Guest access: No
Domestic lounge access at select Adani-managed airports; check T&C.
international Lounges
silverVisits per year: 0
Guest access: No
International lounge benefits limited; upgrade possibilities under Signature variant.
Insurance Coverage with ICICI Adani One Platinum Credit Card
Travel-related benefits
As per partner vouchers and servicesRefer to T&Cs for trip delay or baggage policies.
Additional Features of ICICI Adani One Platinum Credit Card
Contactless Payments
Tap-and-pay enabled for fast checkout
Add-on Cards
Add-on cards available as per bank policy
Welcome Bonus with ICICI Adani One Platinum Credit Card
Welcome Bonus: ₹2,000 flight voucher and ₹1,000 hotel voucher
Bonus Conditions: Welcome vouchers delivered on card activation after a minimum spend of ₹10,000 within 60 days; new-cardholders only.
Application Process for ICICI Adani One Platinum Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI or Adani One portal
Upload KYC and income documents
Receive verification call
Card dispatched within the bank's stated timeline
Required Documents for ICICI Adani One Platinum Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI Adani One Platinum Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally wherever Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Adani One Platinum Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹35,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must complete KYC with PAN and Aadhaar; residency and income checks apply.
How Approval Is Decided
- Minimum income as per bank policy
- Indian resident
- Satisfactory credit profile and KYC
Pros of ICICI Adani One Platinum Credit Card
- Attractive airport-linked benefits and vouchers
- Low joining/annual fee
- Good accelerated earn rates within Adani ecosystem
Cons of ICICI Adani One Platinum Credit Card
- Lower base earn on generic domestic spends
- Some benefits are limited to Adani-managed properties
Frequently Asked Questions about ICICI Adani One Platinum Credit Card
Is there a joining fee?
Yes. The joining/annual fee is ₹750 + GST; waiver conditions may apply on eligible spends.
What welcome vouchers are offered?
Welcome vouchers: ₹2,000 flight voucher and ₹1,000 hotel voucher on meeting the minimum activation spend as specified in T&C.
What is the forex markup on international spends?
Forex markup is around 3.5% on international transactions.
How many domestic lounge visits are included?
Complimentary domestic airport privileges are provided at select Adani-managed airports; exact visits depend on card variant and are defined in T&C.
Who is the card best suited for?
Frequent travellers and customers who use Adani-managed airports and Adani ecosystem services will get the most value.
What documents are required to apply?
PAN, Aadhaar and income proof (payslips/Form-16) are typically required; KYC and eligibility checks apply.
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