ICICI Bank Accelero Credit Card
ICICI Bank
last updated: Oct 11, 2025
₹499
₹499
2%
4 visits/yr
Contents
The ICICI Bank Accelero Credit Card is tailored for automobile and travel enthusiasts. It offers reward points on domestic and international spends, fuel cashback and quarterly domestic lounge access (on meeting spend criteria). Additional perks include 24x7 roadside assistance, car wash offers and discounted movie tickets.
Features of ICICI Bank Accelero Credit Card which makes it unique
Sponsored Adventure Trip
Top spenders may be eligible for a partially-sponsored adventure trip.
Exclusive experiential reward
Unique among entry-level automobile cards
Car Wash & Automotive Offers
Complimentary car wash and curated automobile privileges.
Savings and convenience for vehicle owners
Automobile-focused benefits uncommon on generic cards
Rewards Structure of ICICI Bank Accelero Credit Card
Milestones of ICICI Bank Accelero Credit Card
Annual Spend Reward
₹1,25,000 : 1,500 reward points
Fees & Charges of ICICI Bank Accelero Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 0 |
| Late Payment Fee | 0% |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Annual fee waived if you spend ₹1,25,000 in the previous year.
Fee Explanation Standard bank rates and terms apply for overdue amounts and cash withdrawals as per the issuer's MITC. | Late payment fee details: ₹100-₹1,300 depending on outstanding amount
Lounge Access Benefits with ICICI Bank Accelero Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Primary cardholder gets 4 domestic lounge visits per year when spend ≥ ₹75,000 in previous quarter (entitlement applies for following quarter).
Insurance Coverage with ICICI Bank Accelero Credit Card
Fraud protection & Account Takeover Cover
As per issuer termsSubject to card membership terms and MITC.
Additional Features of ICICI Bank Accelero Credit Card
Contactless Payments
Tap and pay enabled
Supplementary Cards
Up to 3 supplementary cards available
Supplementary card benefits vary as per issuer rules.
Roadside Assistance
24x7 roadside assistance
Terms apply.
Welcome Bonus with ICICI Bank Accelero Credit Card
Welcome Bonus: 1,500 reward points
Bonus Conditions: Reward points credited on achieving ₹1,25,000 anniversary-year spend; valid for primary cardholder only.
Application Process for ICICI Bank Accelero Credit Card
Processing Time
5-7 business days (subject to bank verification)
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via ICICI Bank portal or branch
Upload KYC documents
Receive verification call
Card dispatched within 5-7 business days (subject to verification)
Required Documents for ICICI Bank Accelero Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
ICICI Bank Accelero Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally (Visa network)
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for ICICI Bank Accelero Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹20,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must provide valid PAN and KYC documents; primary cardholder only for certain benefits.
How Approval Is Decided
- Minimum monthly income ₹20,000 (varies by applicant)
- Indian resident
- Acceptable credit history as per issuer policy
Pros of ICICI Bank Accelero Credit Card
- Good fuel benefits and fuel surcharge waiver
- Reward points on domestic and international spends
- Auto-related benefits like roadside assistance and car wash
Cons of ICICI Bank Accelero Credit Card
- Low joining and renewal fees but limited high-value partner redemptions
- Some benefits require quarterly/annual spend conditions
Frequently Asked Questions about ICICI Bank Accelero Credit Card
Is there a joining fee?
Yes. A joining fee of ₹499 + GST applies at issuance.
When is the annual fee waived?
The annual fee (₹499 + GST) is waived if you spend ₹1,25,000 or more in the previous year.
What is the fuel cashback offer?
You get 2.5% cashback on fuel purchases up to ₹200 per month, plus a 1% fuel surcharge waiver on transactions up to ₹4,000.
How do I earn reward points?
Earn 2 reward points per ₹100 on domestic spends and 4 reward points per ₹100 on international spends. Utility and insurance spends earn lower points.
How many complimentary lounge visits do I get?
Primary cardholders can get up to 4 domestic airport lounge visits a year if eligible through quarterly spend criteria (spend ≥ ₹75,000 in a calendar quarter to earn the next quarter’s entitlement).
Who is eligible to apply?
Indian residents aged 21–65 with minimum monthly income of ₹20,000 (varies by applicant profile) and valid KYC documents.
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