HDFC Solitaire Credit Card
HDFC Bank
Last updated: Feb 03, 2026
₹500
₹500
2.5%
No lounge access
Contents
HDFC Solitaire is a lifestyle credit card designed to reward everyday spending, especially on dining, groceries and shopping, with attractive perks and offers.
Features of HDFC Solitaire Credit Card which makes it unique
Wellness Package
Complimentary wellness check-up in the first year
Health care benefit
Not common in peer cards
Rewards Structure of HDFC Solitaire Credit Card
groceries & dining
acceleratedgroceries, restaurants
3 reward points for every ₹150 on dining & groceries
general shopping
baseall merchants
Standard earn rate on all other spends
Milestones of HDFC Solitaire Credit Card
Half-Year Milestone
₹75,000 : ₹1,000 shopping voucher
Fees & Charges of HDFC Solitaire Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 2.5% |
| Cash Advance Fee | 2% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:2500 reward points on renewal
Fee Explanation Standard bank rates apply for overdue and special transactions.
Detailed Explanation of HDFC Solitaire Credit Card Fees
Annual Fee: 500 (yearly)
Renewal benefit: 2,500 reward points
Cash Advance Fee: 2.0% (transaction)
Minimum ₹300
Additional Features of HDFC Solitaire Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Up to 2 free add-on cards
Welcome Bonus with HDFC Solitaire Credit Card
Welcome Bonus: Wellness package on first year
Bonus Conditions: Applicable to new cardholders only
Application Process for HDFC Solitaire Credit Card
Processing Time
5–7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via HDFC Bank portal
Upload KYC & income documents
Verification call or check
Card dispatched in 5–7 working days
Required Documents for HDFC Solitaire Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
HDFC Solitaire Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally with VISA
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for HDFC Solitaire Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Cardholder must have valid PAN and Aadhaar
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 700
Pros of HDFC Solitaire Credit Card
- Simple rewards structure
- Low fee card
- Useful for everyday spenders
Cons of HDFC Solitaire Credit Card
- No lounge access
- Limited accelerated categories
Frequently Asked Questions about HDFC Solitaire Credit Card
Is there a joining fee?
Yes, the joining fee is ₹500.
How can I get my annual fee waived?
You receive 2,500 reward points every year on renewal as a benefit.
What reward rate do I earn on groceries and dining?
You earn 3 reward points for every ₹150 spent on dining and groceries.
Are there any fuel surcharge waivers?
Yes, 1% surcharge waiver on fuel transactions of ₹400 and above (capped at ₹250).
What documents do I need to apply?
You need proof of identity (PAN/Aadhaar), address proof (utility bill / passport), and income proof (salary slip / ITR).
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