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HDFC 6E Rewards Indigo Credit Card

HDFC 6E Rewards Indigo Credit Card

HDFC Bank

4.5

Expert Rating

airlinegroceryrestaurantse-commerce
Annual Fee

₹500

Welcome Bonus

Complimentary flight voucher & 6E Prime add-on

Forex Fee

3.5%

Contents

Overview

An airline co-branded card to earn 6E Rewards on IndiGo and everyday spends

What Makes This Card Unique

6E Rewards Program

Earn 6E Rewards on spends

Redeem for IndiGo flights and add-ons

Better for IndiGo flyers

Rewards Structure

IndiGo bookings

accelerated

via IndiGo app/website

Reward Rate:2.5 pts/₹100
Monthly Cap:no

High earn on airline ticket spends

grocery, dining & entertainment

accelerated

all eligible merchants

Reward Rate:2 pts/₹100
Monthly Cap:some monthly limit for grocery

Bonus rewards on lifestyle spends

all other spends

base

all merchants

Reward Rate:1 pt/₹100
Monthly Cap:no

Standard earn on remaining spends

Spending Milestones

3-month transaction check

3 transactions each month

Complimentary flight voucher

Fees & Charges Overview

Basic Fees

Joining Fee₹500
Annual Fee₹500
Forex Fee3.5%

Transaction Fees

Cash Advance2.5%
Late Payment₹750
Over Limit₹500

Other Charges

Returned Payment₹350
Cash Withdrawal3%

Fee Waiver Conditions

No waiver

Detailed Fee Structure

Fee TypeAmountFrequencyConditions
Annual Fee500yearlyno waiver
Cash Advance Fee2.5%transactionmin ₹300

Additional Features

Contactless Payments

Tap and pay enabled

Application Process

Step-by-Step Process

1

Apply online via HDFC portal

2

Upload KYC & documents

3

Verification call or email

4

Card issued within 5-7 days

Processing Time

5-7 business days

Application Features

Online Application: Available

Instant Approval: Not Available

Required Documents

ID Proof

all

Accepted documents:

PAN Aadhaar Passport

Address Proof

all

Accepted documents:

Passport Utility bill

Income Proof

salaried

Accepted documents:

Salary slips Form 16

Merchant Acceptance Network

Domestic Acceptance

Widespread in India

International Acceptance

Accepted globally via Mastercard

Online Acceptance

Yes

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

Google PaySamsung PayPhonePePaytmApple Pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria

Basic Requirements

Minimum Age21 years
CitizenshipIndian only
Min Credit Score700

Income Requirements

Salaried₹50,000
Self-Employed₹72,000

Occupation Types:

Additional Conditions

Must have valid PAN and Aadhaar

Approval Criteria

  • Minimum income ₹50,000 per month (salaried)
  • Indian citizenship and valid documents
  • Credit score 700+

Frequently Asked Questions

Pros

  • Strong value for frequent IndiGo flyers
  • Welcome voucher & add-on benefits
  • Simple reward structure

✗Cons

  • ✗No lounge access
  • ✗Relatively high forex mark-up
  • ✗Milestone reward has conditions

HDFC 6E Rewards Indigo Credit Card

₹500 Annual Fee •5-7 business days

4.5

Expert Rating