Fabindia SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹499
₹499
2%
No lounge access
Contents
The Fabindia SBI Card is a co-branded lifestyle card tailored for Fabindia shoppers and lifestyle customers. It offers Fabindia e-voucher welcome benefits, accelerated reward points at Fabindia stores and category-based rewards on dining and entertainment. The card includes fee waiver on defined annual spends and provides worldwide Visa acceptance.
Features of Fabindia SBI Credit Card which makes it unique
Fabfamily Membership
Direct access to Fabfamily Gold membership with the card
Exclusive Fabindia privileges and redemption
Better Fabindia value compared to generic lifestyle cards
Rewards Structure of Fabindia SBI Credit Card
Milestones of Fabindia SBI Credit Card
Quarterly Milestone
₹1,00,000 : Gift voucher (varies) on achieving quarterly milestone
Fees & Charges of Fabindia SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Annual fee waiver on annual spends of ₹1,00,000.
Fee Explanation Standard SBI Card fees and charges apply as per card terms and conditions.
Detailed Explanation of Fabindia SBI Credit Card Fees
Annual Fee: 499 (yearly)
Waived on ₹1,00,000 annual spend
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300
Additional Features of Fabindia SBI Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Apply for add-on cards for family members
Add-on eligibility as per SBI Card policy
Welcome Bonus with Fabindia SBI Credit Card
Welcome Bonus: Fabindia voucher worth ₹500
Bonus Conditions: Welcome e-voucher credited within 30 days of fee payment; available to eligible new cardholders only.
Application Process for Fabindia SBI Credit Card
Processing Time
3-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card portal
Upload KYC documents
Receive verification call (if required)
Card dispatched as per processing timelines
Required Documents for Fabindia SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Fabindia SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Visa acceptance)
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Fabindia SBI Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and KYC documents required. Card issuance subject to SBI Card verification.
How Approval Is Decided
- SBI Card eligibility checks and KYC verification
- Minimum income and credit criteria as per SBI Card
Pros of Fabindia SBI Credit Card
- Good earn rate at Fabindia stores
- Affordable annual fee
- Fee waiver on achieving target annual spend
Cons of Fabindia SBI Credit Card
- Rewards largely Fabindia-centric
- Limited travel/lounges on the base variant
Frequently Asked Questions about Fabindia SBI Credit Card
What is the welcome benefit on the Fabindia SBI Card?
A Fabindia e-voucher worth ₹500 is credited within 30 days of fee payment to eligible new cardholders.
What is the annual fee and can it be waived?
The annual fee is ₹499 and the fee can be waived on annual spends of ₹1,00,000.
How many reward points do I earn on Fabindia purchases?
You earn 5 Reward Points per ₹100 spent at Fabindia stores. (1 Reward Point = ₹1 for Fabfamily redemption.)
Is there a fuel surcharge waiver?
Yes — a 1% fuel surcharge waiver is available on transactions up to ₹3,000, subject to a maximum of ₹100 per statement cycle.
How do I redeem reward points?
Reward points can be converted to Fabfamily Rewards or redeemed via the SBI Card portal, mobile app or customer care as per redemption rules.
Are international spends rewarded differently?
Yes — international spends earn 1 Reward Point per ₹100.
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