Etihad Guest SBI Premier Card
SBI Bank
Last updated: Oct 28, 2025
₹4,999
₹4,999
3.5%
12 visits/yr
Contents
A premium co-branded travel card that rewards Etihad flyers with Etihad Guest Miles, lounge access and milestone benefits. Designed for frequent international travellers who want accelerated air-miles on airline and international spends. Combines travel-centric perks with standard insurance and airport lounge privileges.
Features of Etihad Guest SBI Premier Card which makes it unique
Milestone Bonuses
Earn bonus miles on hitting annual spend milestones
Large spenders can offset fees
Valuable for frequent travellers
Priority Pass Access
Complimentary or discounted Priority Pass visits for international travel
Access to global lounges
Competitive with other premium travel cards
Rewards Structure of Etihad Guest SBI Premier Card
Base
baseStandard earn rate applicable across most merchant categories in India.
Milestones of Etihad Guest SBI Premier Card
Quarterly Milestone
₹50,000 : Bonus miles or cashback as per issuer promotion
Annual Milestone
₹5,00,000 : Waiver of renewal fee and milestone bonus miles
Fees & Charges of Etihad Guest SBI Premier Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹4,999 |
| Annual Fee | ₹4,999 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Waived on ₹5,00,000 annual spend.
Fee Explanation Standard bank rates apply for overdue amounts and cash advances; see issuer T&Cs for full details.
Lounge Access Benefits with Etihad Guest SBI Premier Card
domestic Lounges
silverVisits per year: 8
Guest access: No
As per issuer and lounge operator policies
international Lounges
silverVisits per year: 4
Guest access: Yes
Priority Pass membership terms apply
Insurance Coverage with Etihad Guest SBI Premier Card
Overseas air accident
₹25,00,000As per issuer insurance policy
Fraud liability cover
₹50,000Standard terms and claims process apply
Additional Features of Etihad Guest SBI Premier Card
Contactless Payments
Tap and pay enabled for contactless terminals
Add-on Cards
Add-on cards available subject to issuer rules
Welcome Bonus with Etihad Guest SBI Premier Card
Welcome Bonus: 10,000 reward points
Bonus Conditions: Valid for new customers only. Bonus awarded after ₹20,000 spend within 90 days of card issuance.
Application Process for Etihad Guest SBI Premier Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via the issuer portal
Upload KYC and income documents
Receive verification and approval communication
Card dispatched within 5-7 business days after approval
Required Documents for Etihad Guest SBI Premier Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Etihad Guest SBI Premier Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Etihad Guest SBI Premier Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹50,000
Minimum annual income
Self-Employed Applicants
₹60,000
Minimum annual income
Who Can Apply
Important Conditions
- Primary cardholder must hold a valid PAN and Aadhaar.
How Approval Is Decided
- Minimum income (recommended) ₹50,000/month
- Indian resident
- Credit score preferably above 750
Pros of Etihad Guest SBI Premier Card
- Priority Pass / lounge access
- Milestone rewards that offset fees for high spenders
- Strong airmiles earnings for Etihad and international travel
Cons of Etihad Guest SBI Premier Card
- High joining and renewal fees
- Best value mainly for frequent Etihad or international travellers
Frequently Asked Questions about Etihad Guest SBI Premier Card
What is the joining fee?
The joining fee is ₹4,999 plus applicable taxes; renewal fee is similar unless waived by spend.
How do I earn the welcome bonus?
Welcome bonus is credited after you complete the required spend of ₹20,000 within 90 days; terms apply.
What is the reward rate on Etihad bookings?
You earn 6 Etihad Guest Miles for every ₹100 spent on Etihad.com.
Are international spends rewarded differently?
Yes — international transactions earn an accelerated rate of 4 Etihad Guest Miles/₹100.
How can I get the annual fee waived?
Annual fee waiver is available on achieving the issuer’s specified annual spend threshold (typically ₹5,00,000).
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