Etihad Guest SBI Credit Card
SBI Bank
Last updated: Oct 25, 2025
₹1,499
₹1,499
1.99%
8 visits/yr
Contents
A travel-focused co-branded card that turns everyday spend into Etihad Guest Miles. Best for travellers who redeem miles for flights and enjoy travel perks like lounge access and fuel surcharge waiver. Offers milestone bonuses and Priority Pass membership for frequent flyers.
Features of Etihad Guest SBI Credit Card which makes it unique
Priority Pass Membership
Complimentary Priority Pass membership included.
Access to international lounges and partner lounges worldwide.
Valuable for frequent international travellers.
Milestone Rewards
Annual spend milestones that credit miles or vouchers.
Extra miles or companion voucher on high annual spend.
Rewards scale with travel spend.
Rewards Structure of Etihad Guest SBI Credit Card
Milestones of Etihad Guest SBI Credit Card
Annual 5 Lakh Spend
₹5,00,000 : 5,000 Etihad Guest Miles
Annual 10 Lakh Spend
₹10,00,000 : 1 companion voucher (terms apply)
Fees & Charges of Etihad Guest SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Renewal fee reversible if annual spends ≥ ₹3,00,000 (spend-based fee reversal applies).
Fee Explanation Standard bank rates and applicable GST apply to fees and overdue amounts. See issuer T&Cs for full details.
Lounge Access Benefits with Etihad Guest SBI Credit Card
domestic Lounges
silverVisits per year: 0
Guest access: Yes
Complimentary Priority Pass membership included.
domestic Lounges
silverVisits per year: 8
Guest access: No
Max 2 visits per quarter for domestic Visa lounges.
Insurance Coverage with Etihad Guest SBI Credit Card
Overseas Accident
₹25,00,000Complimentary overseas air accident coverage as per card terms.
Fraud Liability
₹50,000Complimentary fraud liability cover per issuer terms.
Additional Features of Etihad Guest SBI Credit Card
Contactless Payments
Tap and pay enabled (Visa contactless).
Add-on Cards
Add-on cards available; add-on fee nil.
Welcome Bonus with Etihad Guest SBI Credit Card
Welcome Bonus: 5,000 Etihad Guest Miles & Etihad Guest Silver
Bonus Conditions: 5,000 Etihad Guest Miles credited within 30 days of annual fee payment; Silver tier granted after first card transaction. T&Cs apply.
Application Process for Etihad Guest SBI Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card portal
Upload KYC documents
Receive verification call
Card dispatched as per issuer timelines
Required Documents for Etihad Guest SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Etihad Guest SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Visa network)
International Acceptance
Accepted globally on Visa network
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Etihad Guest SBI Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must submit valid PAN and Aadhaar (or alternate KYC) as per issuer requirements.
How Approval Is Decided
- Minimum income as per issuer criteria
- Indian resident
- Credit score typically above 700
Pros of Etihad Guest SBI Credit Card
- Good miles earn on Etihad bookings
- Priority Pass and domestic lounge visits
- Milestone bonuses for high spenders
Cons of Etihad Guest SBI Credit Card
- Value best for frequent Etihad travellers
- Annual fee applies and needs spend to reverse
Frequently Asked Questions about Etihad Guest SBI Credit Card
What is the welcome bonus?
You receive 5,000 Etihad Guest Miles and complimentary Etihad Guest Silver Tier as the welcome gift (credited per issuer terms).
How many miles do I earn on Etihad bookings?
You earn 3 Etihad Guest Miles for every ₹100 spent on Etihad.com.
What is the annual fee and can it be reversed?
Annual fee is ₹1,499; it can be reversed if you meet the spend-based reversal condition (annual spends ≥ ₹3,00,000).
Is Priority Pass included?
Yes — complimentary Priority Pass membership is included; visit rules and guest access depend on Priority Pass terms.
Are fuel transactions eligible for miles?
Fuel transactions are excluded from the card's standard miles earn — refer to issuer T&Cs for exact exclusions.
What milestone benefits are available?
On annual spends of ₹5,00,000 you receive 5,000 Etihad Guest Miles; on ₹10,00,000 you may receive a companion voucher (terms apply).
Add Your Review
Reviews (0)
No reviews yet
Be the first one to review this card.
