DBS 7X Supercard Visa Credit Card
DBS Bank
Last updated: Feb 03, 2026
₹1,499
₹1,499
3.5%
4 visits/yr
Contents
The DBS 7X Supercard is a co-branded rewards card from DBS Bank and Bajaj Finserv that targets frequent online shoppers and lifestyle spenders. It offers a strong milestone-driven rewards mechanic (7X multiply on monthly spends), an attractive welcome bonus and regular accelerated offers on the bank’s redemption platform. The card also includes quarterly domestic lounge access and useful subscription/OTT discounts, making it a practical mid-premium rewards option for consumers who can hit the monthly milestone.
Features of DBS 7X Supercard Visa Credit Card which makes it unique
Milestone Multipliers
7X monthly multiplier after meeting ₹15,000 monthly spend
Big boost to rewards for consistent monthly spenders
Higher than many base cards which rely only on flat earn rates
DBS Delights Offers
Extra multipliers and special deals when transacting via the DBS redemption portal
Higher effective returns when using bank’s partner ecosystem
Gives extra value compared with cards that don't have a dedicated redemption platform
Rewards Structure of DBS 7X Supercard Visa Credit Card
Base
baseAll spends
Milestones of DBS 7X Supercard Visa Credit Card
Monthly Milestone
₹15,000 : 7X multiplier on base earn (up to 6,000 Cash Points per statement)
Fees & Charges of DBS 7X Supercard Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Fee may be waived as communicated by issuer; check latest T&Cs for spend-based waivers.
Fee Explanation Standard fees and GST apply as per issuer schedule. Foreign currency transactions typically carry a 3.5% forex mark-up; cash advances include a percentage fee and/or minimum rupee amount. Refer to issuer T&Cs for full details.
Detailed Explanation of DBS 7X Supercard Visa Credit Card Fees
Joining Fee: 1499 (one-time)
Payable on issuance; GST extra
Annual Fee: 1499 (yearly)
Payable at start of membership year; refer to bank for waiver criteria
Foreign Currency Transaction (Forex Mark-up): 3.5% (transaction)
Applies to all overseas transactions as per T&C
Cash Advance Fee: 2.5% (min ₹500) (transaction)
Cash withdrawal fee at ATMs or cash advance transactions
Lounge Access Benefits with DBS 7X Supercard Visa Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Typically 1 complimentary domestic lounge visit per quarter for primary cardholder; participating lounges only.
international Lounges
silverVisits per year: 0
Guest access: No
No regular international lounge visits included on base 7X variant unless explicitly offered under higher variants.
Insurance Coverage with DBS 7X Supercard Visa Credit Card
Bundled Insurance
Varies / Not bundled by defaultBundled insurance benefits (if any) depend on the specific SuperCard variant and promotional offers; some sources show no standard travel bundle for base variants—cardholders should check T&Cs.
Additional Features of DBS 7X Supercard Visa Credit Card
Contactless Payments
Tap-and-pay enabled for in-store contactless transactions
Add-on Cards
Add-on cards available; issuance and limits per bank policy
Add-on cards share the primary card limit
EMI Conversion
Large transactions convertible to EMI via bank options (subject to merchant and bank terms)
EMI tenor and processing charges as per bank offers
Welcome Bonus with DBS 7X Supercard Visa Credit Card
Welcome Bonus: 6,000 Cash Points
Bonus Conditions: Bonus awarded on first customer-initiated transaction within 60 days of card issue; new customers only. T&C apply.
Application Process for DBS 7X Supercard Visa Credit Card
Processing Time
5-10 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Check eligibility and pre-approved offers on issuer / partner portal
Apply online via issuer or Bajaj Finserv application flow
Upload e-KYC & income documents and complete verification
Receive in-principle decision; card dispatched after underwriting (typically within 5–10 business days)
Required Documents for DBS 7X Supercard Visa Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
DBS 7X Supercard Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India via Visa network
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes — usable for e-commerce & app purchases
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for DBS 7X Supercard Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must be an Indian resident with valid PAN and KYC documents; eligibility subject to bank underwriting.
How Approval Is Decided
- Minimum age 21+ and Indian resident
- Minimum stable monthly income (approx. ₹25,000 for salaried applicants) and satisfactory credit history
- Subject to standard bank underwriting and document verification
Pros of DBS 7X Supercard Visa Credit Card
- Strong milestone-based multiplier for regular spenders
- Good welcome bonus (instant points after first spend)
- DBS partner redemptions and portal offer additional uplift
Cons of DBS 7X Supercard Visa Credit Card
- Annual fee of ₹1,499 + GST — needs spend to justify
- Forex mark-up of ~3.5% makes it less ideal for heavy international card usage
- Accelerated rewards have caps and T&C that limit maximum benefit
Frequently Asked Questions about DBS 7X Supercard Visa Credit Card
Is there a joining fee?
Yes — ₹1,499 (plus applicable GST) as per the card variant; first-year offers may vary. Check the issuer’s offer page for any waiver promotions. ([cms-assets.bajajfinserv.in][1])
How do I earn the 7X rewards?
You earn the 7X multiplier in a statement cycle once your total posted spends exceed ₹15,000 in that cycle; accelerated rewards are subject to caps described in the T&Cs. ([cms-assets.bajajfinserv.in][1])
What is the welcome bonus?
6,000 Cash Points on your first transaction (within the specified time window). ([cms-assets.bajajfinserv.in][1])
Are international transactions expensive on this card?
The card typically charges a forex mark-up around 3.5% on overseas transactions — check the latest fee schedule for exceptions. ([cms-assets.bajajfinserv.in][2])
How many complimentary airport lounge visits do I get?
Base 7X variants generally include one domestic lounge visit per quarter (4 per year) at participating lounges; international visits are usually not included on the base variant. ([dbs.com][3])
Is travel insurance bundled with the card?
Bundled insurance depends on the specific variant and promotional offers; many base SuperCard variants do not include a standard travel insurance bundle — verify the T&Cs for your exact product. ([1 Finance][4])
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