DBS 7X Plus SuperCard Visa Credit Card
DBS Bank
Last updated: Feb 03, 2026
₹1,999
₹1,999
3.5%
8 visits/yr
Contents
A mid-premium rewards credit card tailored for lifestyle and regular spending. Offers solid cash-back via Cash Points, lounge access, and fuel surcharge waiver — good for frequent shoppers and travellers in India. Seamless online application via DBS Card+ app, with rewards platform and redemption flexibility.
Rewards Structure of DBS 7X Plus SuperCard Visa Credit Card
All retail spends
baseevery ₹200 spent
Base earn rate on general retail spends (excluding fuel, utility, wallet load, cash withdrawal)
Milestone bonus
accelerated₹15,000+ monthly spends (excluding fuel/withdrawal/special excludes)
SuperCard monthly milestone bonus
DBS Card+ App / DBS Delights platform spends
acceleratedEligible spends via DBS Card+ / DBS Delights
Extra rewards when using DBS rewards platform
Milestones of DBS 7X Plus SuperCard Visa Credit Card
Monthly Milestone
₹15,000 : Accelerated 7X Cash Points (up to cap)
Fees & Charges of DBS 7X Plus SuperCard Visa Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,999 |
| Annual Fee | ₹1,999 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 0% |
| Over Limit Fee | 0 |
| Returned Payment Fee | 0 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:
Fee Explanation Standard fees as per DBS SuperCard schedule; foreign transactions attract 3.5% markup + GST. Cash advance charged 2.5% (min ₹500).
Detailed Explanation of DBS 7X Plus SuperCard Visa Credit Card Fees
Joining / Annual Fee: ₹1,999 + GST (yearly)
Charged at start of membership year
Cash Advance Fee: 2.5% (min ₹500) (transaction)
For cash withdrawals
Foreign Currency Mark-up: 3.5% + GST (transaction)
For international / foreign currency spend
Lounge Access Benefits with DBS 7X Plus SuperCard Visa Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
2 complimentary domestic lounge visits per quarter at eligible airports
Additional Features of DBS 7X Plus SuperCard Visa Credit Card
Easy EMI conversion
Convert transactions of ₹2,500+ into EMIs via DBS Card+ app
Welcome Bonus with DBS 7X Plus SuperCard Visa Credit Card
Welcome Bonus: 8,000 Cash Points
Bonus Conditions: Make first transaction within 60 days of card issuance + pay joining fee
Application Process for DBS 7X Plus SuperCard Visa Credit Card
Processing Time
Typically a few days after approval
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via DBS Card+ website or Bajaj Finserv portal
Complete KYC and submit ID, address and income proofs
Wait for bank verification and credit assessment
Once approved, card dispatched and ready for use — typically within a few days
Required Documents for DBS 7X Plus SuperCard Visa Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salaried or self-employedAccepted documents:
DBS 7X Plus SuperCard Visa Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Yes (Visa network) — though forex markup applies
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for DBS 7X Plus SuperCard Visa Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
0+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹0
Minimum annual income
Self-Employed Applicants
₹0
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar (or other KYC) as per bank policy.
How Approval Is Decided
- Indian resident aged 21-70 years
- Valid KYC (PAN / Aadhaar + address proof)
- Regular source of income and acceptable credit history
Pros of DBS 7X Plus SuperCard Visa Credit Card
- Strong rewards on regular retail spends and milestone bonuses
- Fuel surcharge waiver adds value for car owners
- Complimentary lounge access at domestic airports
- Flexible redemption via DBS Delights platform
Cons of DBS 7X Plus SuperCard Visa Credit Card
- Joining/annual fee ₹1,999 + GST — benefits only worthwhile if you spend regularly
- Foreign / international spends attract high 3.5% mark-up + GST
- No global lounge access or premium travel perks
- Exclusions on wallets, utilities, fuel for milestone and accelerated rewards
Frequently Asked Questions about DBS 7X Plus SuperCard Visa Credit Card
What is the joining fee and annual fee for DBS 7X Plus SuperCard?
The card carries a joining fee of ₹1,999 + GST and annual fee of ₹1,999 + GST every year.
How do I earn welcome bonus on this card?
You get 8,000 Cash Points as welcome bonus when you make your first transaction within 60 days of card issuance and pay the joining fee.
What is the base reward rate on this card?
You earn 2 Cash Points for every ₹200 spent on general retail transactions (excluding fuel, utilities, wallet-load, cash withdrawals).
How does the milestone bonus work?
If you spend ₹15,000 or more in a month (excluding excluded categories), your cashback accelerates to 7X for that month — up to a cap of 6,000 extra Cash Points.
Does the card offer lounge access?
Yes — you get 2 complimentary domestic airport lounge visits per quarter (total 8 per year).
Is there a fuel surcharge waiver benefit?
Yes — eligible fuel transactions get surcharge waiver up to ₹150 per statement cycle.
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