DBS 10X Plus Signature Supercard visa Credit card
DBS Bank
Last updated: Feb 03, 2026
₹4,999
₹4,999
3.5%
10 visits/yr
Contents
DBS 10X Plus Signature Supercard is a premium rewards card aimed at heavy online and lifestyle spenders. It offers a strong welcome bonus, a high base earn rate plus multipliers (monthly milestone and in-app accelerators), and multiple airport lounge visits. Best for users who can hit monthly milestones (₹20,000) and redeem Cash Points via DBS Card+ / DBS Delights.
Features of DBS 10X Plus Signature Supercard visa Credit card which makes it unique
DBS Card+ Accelerator
Special in-app rewards window (DBS Card+ / DBS Delights) that unlocks 20X Cash Points on partner spends
Huge accelerated earn on platform purchases
Stronger in-app multipliers than many peers in the same fee bracket
Monthly Multiplier
Automatic 10X multiplier when monthly spends exceed ₹20,000
Turns regular spending into very high Cash Point accrual
Requires consistent monthly spends to extract full value
Rewards Structure of DBS 10X Plus Signature Supercard visa Credit card
Base Earn
baseAll eligible merchant spends (excludes fuel and cash withdrawals)
Guaranteed base earn on most spends; Cash Points are rounded per MITC.
Monthly Milestone Multiplier
baseMonthly spends ≥ ₹20,000 in a statement cycle
Hit ₹20k monthly to receive 10X multiplier for that statement cycle.
In-App / DBS Delights Accelerated Earn
acceleratedSpends made via DBS Card+ (DBS Delights / partner apps) and eligible rewards platform
20X is for purchases on the rewards platform; air travel bookings may be excluded from 20X.
OTT & Subscriptions
baseSelected OTT subscriptions via DBS Card+ / offers
Check specific OTT/merchant T&C on DBS Card+.
Milestones of DBS 10X Plus Signature Supercard visa Credit card
Monthly Milestone
₹20,000 (per statement cycle) : 10X Cash Points multiplier for that month (subject to monthly cap).
In-app Accelerator
Eligible spends on DBS Card+ / DBS Delights platform : Up to 20X accelerated Cash Points on qualifying platform purchases.
Annual Value Perks
N/A : Fuel surcharge waiver up to ₹200 (per statement/season cap) and lounge accesses as stated.
Fees & Charges of DBS 10X Plus Signature Supercard visa Credit card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹4,999 |
| Annual Fee | ₹4,999 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 0% |
| Over Limit Fee | ₹600 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 0% |
Renewal Conditions:Standard annual fee charged each year; no public automatic waiver for this variant (refer MITC for updates).
Fee Explanation Fees follow DBS SuperCard MITC/schedule of fees (GST applies where relevant). Late payment and overlimit charges are applied as per statement-level outstanding amounts. | Late payment fee details: Tiered: ₹0–₹100: Nil; ₹101–₹500: ₹99; ₹501–₹5,000: ₹499; >₹5,000: 10% of TAD (max ₹1,299).
Detailed Explanation of DBS 10X Plus Signature Supercard visa Credit card Fees
Joining Fee: ₹4,999 + GST (one-time)
Applied at issuance for this variant.
Annual Fee: ₹4,999 + GST (yearly)
Charged at the start of each membership year.
Foreign Transaction (Forex) Fee: 3.5% (transaction)
Applies to overseas/foreign currency transactions as per MITC.
Cash Withdrawal Fee: 2.5% (min ₹500) (transaction)
ATM cash advances domestic & international.
Late Payment Fee: Tiered (₹99/₹499/Up to ₹1,299) (per occurrence)
Based on total amount due (see MITC for tier thresholds).
Lounge Access Benefits with DBS 10X Plus Signature Supercard visa Credit card
domestic Lounges
silverVisits per year: 8
Guest access: No
Complimentary domestic lounge visits (check participating lounges and validation rules; present card + boarding pass).
international Lounges
silverVisits per year: 2
Guest access: Yes
Access via participating international lounges; authentication by swiping card may be required.
Insurance Coverage with DBS 10X Plus Signature Supercard visa Credit card
Purchase Protection (select)
Refer to MITC / Card T&CSome purchase protection or fraud protection features may exist for DBS cards; check card-specific documentation for limits and claim process.
Additional Features of DBS 10X Plus Signature Supercard visa Credit card
Contactless Payments
Tap-and-pay enabled Visa contactless functionality
Add-on Cards
Add-on cards available (fees vary), subject to bank policy
Welcome Bonus with DBS 10X Plus Signature Supercard visa Credit card
Welcome Bonus: 20,000 Cash Points
Bonus Conditions: Primary cardholder; first customer-initiated transaction within 60 days of card issuance and joining fee paid.
Application Process for DBS 10X Plus Signature Supercard visa Credit card
Processing Time
5-7 business days (typical; subject to KYC/verification).
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via DBS / Bancard partner portal (DBS Card+ or Bajaj Finserv where applicable)
Upload KYC and income documents
Receive verification call from bank
Card dispatched within 5-7 business days after approval
Required Documents for DBS 10X Plus Signature Supercard visa Credit card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
DBS 10X Plus Signature Supercard visa Credit card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India (Visa network)
International Acceptance
Accepted globally where Visa is accepted
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for DBS 10X Plus Signature Supercard visa Credit card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar required; applicant must be Indian resident as per DBS eligibility rules.
How Approval Is Decided
- Minimum income ₹30,000/month (salaried guideline)
- Indian resident with valid PAN & Aadhaar
- Credit score generally 700+ (subject to bank underwriting)
Pros of DBS 10X Plus Signature Supercard visa Credit card
- Excellent acceleration for DBS Card+ / in-app purchases
- High welcome bonus for first transaction
- Multiple domestic + international lounge visits
Cons of DBS 10X Plus Signature Supercard visa Credit card
- Relatively high joining and annual fee (₹4,999 + GST)
- 3.5% forex markup — not ideal for frequent foreign spenders
- Some accelerated categories are restricted to in-app/platform purchases
Frequently Asked Questions about DBS 10X Plus Signature Supercard visa Credit card
What is the welcome bonus on DBS 10X Plus Signature Supercard?
You get 20,000 Cash Points on the first customer-initiated transaction (within 60 days) after paying the joining fee; points credited as per MITC.
How do I earn 10X or 20X points?
Achieve ₹20,000 monthly spends to unlock the 10X monthly multiplier; use DBS Card+ / DBS Delights eligible merchants to earn up to 20X accelerated Cash Points.
What is the annual fee and can it be waived?
Joining and annual fee for this variant is ₹4,999 + GST. There is no published automatic waiver for this variant — check MITC or bank communication for any promotional waivers.
What are the foreign transaction charges?
Foreign currency transactions attract a forex markup of 3.5% of the transaction amount (per DBS fee schedule).
How many lounge visits are included?
This variant includes 8 complimentary domestic lounge visits and 2 international lounge visits per year; guest access rules vary by lounge and program.
Are fuel spends rewarded?
Fuel spends and cash withdrawals are typically excluded from accelerated Cash Points; a fuel surcharge waiver is available up to the cap (refer MITC).
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