Club Vistara SBI PRIME Credit Card
SBI Bank
Last updated: Oct 25, 2025
₹1,499
₹1,499
1.99%
12 visits/yr
Contents
The Club Vistara SBI Card PRIME is a travel-focused premium credit card designed for frequent Vistara flyers. It offers high CV point accrual on Vistara spends, complimentary Premium Economy e-gift voucher on joining, lounge access and milestone flight vouchers. Ideal for members who prioritise airline benefits, travel perks and milestone rewards.
Features of Club Vistara SBI PRIME Credit Card which makes it unique
Tier Benefits
Complimentary Club Vistara tier extension/upgrade benefits for eligible cardholders
Priority check-in, extra baggage and other airline privileges
Better for frequent Vistara flyers vs generic reward cards
Rewards Structure of Club Vistara SBI PRIME Credit Card
Milestones of Club Vistara SBI PRIME Credit Card
Early Spend Milestone
₹75,000 : 3,000 CV points (within 90 days)
Annual Milestone
Varies by tier (example thresholds up to ₹8,00,000) : Premium Economy / Economy flight e-gift vouchers and hotel vouchers depending on total annual spend
Fees & Charges of Club Vistara SBI PRIME Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 1.99% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Waived on specified annual spends (check issuer T&Cs for exact threshold).
Fee Explanation Standard bank rates and charges apply for overdue amounts and special services as per the card issuer's terms.
Lounge Access Benefits with Club Vistara SBI PRIME Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Subject to issuer limits; check quarterly caps
international Lounges
silverVisits per year: 4
Guest access: Yes
Priority Pass program terms apply; check issuer for activation requirements
Insurance Coverage with Club Vistara SBI PRIME Credit Card
travel insurance
VariesIssuer terms; note that some high-value air accident covers have been revised by issuers — check current T&Cs
lost card liability
Up to ₹1,00,000Subject to issuer terms and claim process
Additional Features of Club Vistara SBI PRIME Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Add-on cards available as per issuer policy
Welcome Bonus with Club Vistara SBI PRIME Credit Card
Welcome Bonus: Premium Economy gift voucher & bonus CV points.
Bonus Conditions: Complimentary voucher on payment of joining/annual fee; bonus CV points on specified milestone spends (e.g., 3,000 CV points on ₹75,000 spend within 90 days or as per issuer T&Cs).
Application Process for Club Vistara SBI PRIME Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via the issuer portal
Upload KYC documents
Receive verification and underwriting
Card dispatched within the issuer timeframe
Required Documents for Club Vistara SBI PRIME Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Club Vistara SBI PRIME Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where network is supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Club Vistara SBI PRIME Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have valid PAN and Aadhaar (or other KYC) as required by the issuer.
How Approval Is Decided
- Minimum income as specified
- Indian resident
- Credit score above required threshold
Pros of Club Vistara SBI PRIME Credit Card
- Excellent value for frequent Vistara flyers
- Attractive milestone rewards and flight vouchers
- Lounge access and travel perks
Cons of Club Vistara SBI PRIME Credit Card
- Joining/annual fee applies
- Milestone benefits require high spends to maximise value
- Some insurance and benefit terms may change — verify current T&Cs
Frequently Asked Questions about Club Vistara SBI PRIME Credit Card
What is the joining bonus for the Club Vistara SBI Card PRIME?
A complimentary Premium Economy e-gift voucher on payment of the joining/annual fee; additional bonus CV points available on milestone spends as per issuer terms.
How many CV points do I earn on Vistara flights?
Club Vistara SBI Card PRIME typically earns 9 Club Vistara points per ₹100 spent on Vistara flights. Confirm the exact earn rate on issuer T&Cs.
What is the earn rate on non-airline spends?
Standard earn rates apply for other spends (commonly 4 CV points per ₹200, equivalent to 2 pts/₹100). Check issuer for exclusions.
How do milestone benefits work?
Meet specified spend thresholds within set timeframes to receive bonus CV points, flight e-vouchers or hotel vouchers. Thresholds and rewards vary — see issuer T&Cs.
Is lounge access included?
Yes — domestic lounge access (annual visits) and Priority Pass visits are included subject to issuer limits and activation rules.
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