Club Vistara SBI Credit Card
SBI Bank
Last updated: Feb 03, 2026
₹1,499
₹1,499
2%
6 visits/yr
Contents
A travel-first co-branded card built around Club Vistara membership and flight benefits. It offers Club Vistara points on everyday spends, milestone flight rewards and lounge access. Ideal for frequent Vistara flyers seeking free ticket redemptions and travel perks.
Features of Club Vistara SBI Credit Card which makes it unique
Club Vistara Integration
Seamless credit to Club Vistara CV account for redemptions
Straightforward flight redemptions and member benefits
Better value for frequent Vistara flyers
Rewards Structure of Club Vistara SBI Credit Card
Milestones of Club Vistara SBI Credit Card
Milestone Rewards
Varies by year (refer issuer) : Economy/premium ticket discounts or CV point bonuses
Fees & Charges of Club Vistara SBI Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Forex Markup Fee | 2% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Fee may be waived based on annual spend as per issuer T&C.
Fee Explanation Standard issuer fees apply for overdue amounts and special transactions. Check card T&Cs for exact fee slabs.
Detailed Explanation of Club Vistara SBI Credit Card Fees
Annual Fee: 1499 (yearly)
Waiver subject to issuer's annual-spend conditions
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300 per transaction
Lounge Access Benefits with Club Vistara SBI Credit Card
domestic Lounges
silverVisits per year: 4
Guest access: No
Domestic lounge access subject to card variant and issuer program rules
international Lounges
silverVisits per year: 2
Guest access: Yes
Priority Pass membership may carry pay-per-visit charges after complimentary visits
Insurance Coverage with Club Vistara SBI Credit Card
travel insurance
As per issuer termsCheck issuer's policy for covered events and exclusions
Additional Features of Club Vistara SBI Credit Card
Contactless Payments
Tap-to-pay enabled for quick in-store transactions
Priority Pass
Limited complimentary Priority Pass access for international lounges (subject to terms)
Usage fees may apply for some visits
Welcome Bonus with Club Vistara SBI Credit Card
Welcome Bonus: 10,000 Club Vistara points
Bonus Conditions: Welcome points available for new cardholders who meet the spend threshold within 90 days; standard T&C apply.
Application Process for Club Vistara SBI Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via SBI Card portal or partner sites
Complete KYC and upload documents
Issuer performs verification and approves
Card dispatched within the timeframe indicated by issuer
Required Documents for Club Vistara SBI Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Club Vistara SBI Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally where network supported
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Club Vistara SBI Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
650+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹25,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Primary cardholder must complete KYC; PAN and Aadhaar recommended for faster processing.
How Approval Is Decided
- Minimum income and eligibility as per issuer
- Indian resident with valid KYC
- Satisfactory credit history
Pros of Club Vistara SBI Credit Card
- Strong value for Vistara flyers
- Useful milestone and free ticket benefits
- Dedicated airline reward currency (CV points)
Cons of Club Vistara SBI Credit Card
- Annual fee that may be high for light travellers
- Some benefits vary by card variant and may change under issuer T&C
Frequently Asked Questions about Club Vistara SBI Credit Card
What is the welcome bonus and how do I get it?
The welcome bonus is awarded after meeting the required spend (example: earn 10,000 CV points after ₹20,000 spend within 90 days). Always confirm the exact threshold and eligibility on the issuer site.
How many CV points do I earn on everyday spends?
Base earn is 3 CV points per ₹200 on retail spends; accelerated rates apply for select categories and Vistara bookings. Check your CV account for precise earn rates.
Is the annual fee refundable or waivable?
Annual fee waivers or reductions are subject to issuer's annual-spend criteria and card variant rules—refer to issuer MITC for waiver slabs.
Does the card include lounge access?
Yes — domestic lounge visits and limited Priority Pass access are available depending on the specific card variant; guest access and exact visit counts are governed by issuer terms.
How do I redeem Club Vistara points?
Redeem CV points for Vistara flight bookings and partner redemptions via your Club Vistara account. Minimum transfer or redemption rules may apply.
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