BOB Snapdeal RUPAY Credit Card
Bank of Baroda
Last updated: Feb 03, 2026
₹249
₹249
Free
No lounge access
Contents
A value-for-money co-branded shopping card that rewards Snapdeal shoppers with generous cashback and activation vouchers. Ideal for frequent online buyers who want simple, direct statement cashback and easy redemption. Comes with fuel surcharge waiver and add-on card options.
Features of BOB Snapdeal RUPAY Credit Card which makes it unique
Direct Cashback
Snapdeal cashback credited or adjusted against statement balance
No complex redemption steps
Easier than point-redemption models
Rewards Structure of BOB Snapdeal RUPAY Credit Card
Snapdeal Purchases
acceleratedSnapdeal website & mobile app
Online & Departmental Stores
acceleratedAll online merchants & departmental stores
Base
baseAll other merchant categories
Milestones of BOB Snapdeal RUPAY Credit Card
Quarterly Milestone
₹50,000 : Statement cashback or voucher (issuer-defined)
Annual Milestone
₹2,00,000 : Special shopping benefit (issuer-defined)
Fees & Charges of BOB Snapdeal RUPAY Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹249 |
| Annual Fee | ₹249 |
| Forex Markup Fee | 0 |
| Cash Advance Fee | 0 |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Standard renewal; refer to issuer for fee waiver/caps.
Fee Explanation Standard BOBCARD fees apply. See issuer T&Cs for full fee schedule.
Detailed Explanation of BOB Snapdeal RUPAY Credit Card Fees
Joining Fee: ₹249 (one-time)
Payable at issuance; some variants may be LTF for add-on virtual RUPAYs.
Annual Fee: ₹249 (yearly)
Standard renewal applies; refer to issuer for waiver options.
Cash Advance Fee: 2.5% (transaction)
Minimum ₹300.
Insurance Coverage with BOB Snapdeal RUPAY Credit Card
Purchase Protection
₹50,000Within 90 days of purchase (subject to issuer T&Cs).
Additional Features of BOB Snapdeal RUPAY Credit Card
Add-on Cards
Up to 3 free add-on cards (lifetime)
Smart EMI
Convert eligible transactions into EMIs
Minimum transaction value applies.
Welcome Bonus with BOB Snapdeal RUPAY Credit Card
Welcome Bonus: ₹500 Snapdeal voucher and reward points.
Bonus Conditions: Voucher & bonus points subject to card activation and minimum spends as per BOBCARD terms; activation window usually within 30–60 days of issuance. Refer to issuer T&Cs for details.
Application Process for BOB Snapdeal RUPAY Credit Card
Processing Time
5–7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via BOBCARD or partner portal
Complete e-sign / Video KYC
Upload KYC documents
Card dispatched within 5–7 business days
Required Documents for BOB Snapdeal RUPAY Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
BOB Snapdeal RUPAY Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
RuPay acceptance may vary internationally; check network acceptance
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for BOB Snapdeal RUPAY Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
650+
Citizenship
Indian resident
Income Requirements
Salaried Applicants
₹15,000
Minimum annual income
Self-Employed Applicants
₹25,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN and Aadhaar; additional KYC may be requested.
How Approval Is Decided
- Minimum age 21 years
- Indian resident
- Acceptable credit history as assessed by issuer
Pros of BOB Snapdeal RUPAY Credit Card
- Excellent value for frequent Snapdeal shoppers
- Low fees
- Direct cashback and simple rewards
Cons of BOB Snapdeal RUPAY Credit Card
- Limited travel or lounge benefits
- Rewards focused mainly on Snapdeal and online shopping
Frequently Asked Questions about BOB Snapdeal RUPAY Credit Card
Is there a joining fee?
Yes. The standard joining fee is ₹249 and the annual fee is ₹249. Some variants or virtual add-on cards may be LTF; check issuer offers.
What is the welcome/activation benefit?
New cardholders may receive Snapdeal vouchers up to ₹500 and bonus reward points on meeting the activation spend within the specified window. Terms apply.
How much cashback do I get on Snapdeal?
Snapdeal purchases earn 5% unlimited cashback (stated as 20 reward points per ₹100) as per issuer T&Cs. Cashback mechanics are described on BOBCARD.
Are UPI transactions eligible for rewards?
Core reward points are eligible for UPI transactions; activation benefits and some bonus points may be excluded. Refer to BOBCARD reward T&Cs for details.
What documents are required to apply?
Standard KYC documents: PAN, Aadhaar, proof of income (if applicable), passport-size photo and address proof as required by the issuer.
How are reward points redeemed?
Reward points are typically adjusted against the card statement or converted as per issuer redemption rules. Check BOBCARD for the exact redemption process.
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