Credit Cards/Axis Bank/Axis Vistara Signature Credit Card

Axis Vistara Signature Credit Card

Axis Vistara Signature Credit Card

Axis Bank

Last updated: Feb 03, 2026

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Annual Fee

₹3,000

Joining Fee

₹3,000

Forex Fee

3.5%

Lounge Access

8 visits/yr

The Axis Vistara Signature Credit Card is a premium travel card designed for frequent flyers, offering exclusive travel benefits such as complimentary premium economy tickets, Club Vistara Silver membership, and lounge access. Cardholders enjoy accelerated CV points for everyday spends and milestone rewards. This card provides excellent value for those seeking superior travel privileges and rewards.

Features of Axis Vistara Signature Credit Card which makes it unique

Club Vistara Silver Membership

Exclusive privileges like priority check-in and extra baggage allowance

Enhances travel experience

Superior to standard memberships


Rewards Structure of Axis Vistara Signature Credit Card

Base

base

Condition: All retail purchases excluding wallet reloads and utility payments

Reward Rate:2 CV points per ₹100 spent

:

Milestones of Axis Vistara Signature Credit Card

Spend ₹75,000 in 90 days

₹75,000 : 3,000 bonus CV points

Annual spend ₹1,50,000

₹1,50,000 : 1 complimentary premium economy ticket

Annual spend ₹3,00,000

₹3,00,000 : 1 complimentary premium economy ticket

Annual spend ₹4,50,000

₹4,50,000 : 1 complimentary premium economy ticket

Annual spend ₹9,00,000

₹9,00,000 : 1 complimentary premium economy ticket

Fees & Charges of Axis Vistara Signature Credit Card

Fee & AmountFee Value
Joining Fee
₹3,000
Annual Fee
₹3,000
Forex Markup Fee
3.5%
Cash Advance Fee
2.5%
Late Payment Fee
₹750
Over Limit Fee
₹500
Returned Payment Fee
₹350
Cash Withdrawal Fee
3%

Renewal Conditions:Fee applicable; complimentary ticket on renewal


Fee Explanation Standard bank rates apply for overdue amounts and transactions.

Detailed Explanation of Axis Vistara Signature Credit Card Fees

Joining Fee: 3000 (one-time)

Applicable on card issuance

Annual Fee: 3000 (yearly)

Fee applicable; annual renewal required

Cash Advance Fee: 2.5% (transaction)

Minimum ₹500 per transaction

Lounge Access Benefits with Axis Vistara Signature Credit Card

domestic Lounges

silver

Visits per year: 8

Guest access: No

2 visits per quarter at select domestic airports

Insurance Coverage with Axis Vistara Signature Credit Card

Purchase Protection

₹1,00,000

Protection against theft or damage within 90 days of purchase

Travel Document Loss

USD 300

Valid during travel

Additional Features of Axis Vistara Signature Credit Card

Contactless Payments

Tap and pay enabled for faster payments

Golf Privileges

3 complimentary golf rounds at select premium courses

Welcome Bonus with Axis Vistara Signature Credit Card

Welcome Bonus: premium economy ticket voucher
Bonus Conditions: Offer valid on joining and renewal fee payment

Application Process for Axis Vistara Signature Credit Card

Processing Time

7-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

1

Apply online via Axis Bank portal or visit branch

2

Submit required KYC documents

3

Verification and approval process

4

Card delivery within 7-10 business days

Required Documents for Axis Vistara Signature Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar Passport Voter ID

Address Proof

all

Accepted documents:

Utility Bill Passport Aadhaar

Income Proof

salaried

Accepted documents:

Salary slips Form 16 Bank statements

Income Proof

self-employed

Accepted documents:

IT returns Bank statements

Axis Vistara Signature Credit Card Merchant Acceptance Network

Domestic Acceptance

Wide acceptance across India at retail and travel merchants

International Acceptance

Accepted globally wherever Visa is accepted

Online Acceptance

Yes, usable for all online transactions

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

apple paygoogle paysamsung payphone paypaytmamezon pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria for Axis Vistara Signature Credit Card

Quick Eligibility Check

Minimum Age

18+

Credit Score

700+

Citizenship

Indian only

Income Requirements

Salaried Applicants

₹50,000

Minimum annual income

Self-Employed Applicants

₹50,000

Minimum annual income

Who Can Apply

Important Conditions

  1. Applicant must be an Indian resident with valid KYC documents.

How Approval Is Decided

  • Age between 18 and 70 years
  • Minimum annual income ₹6,00,000
  • Indian resident with valid credit score

Pros of Axis Vistara Signature Credit Card

  • High-value travel benefits
  • Multiple complimentary premium economy tickets
  • Strong rewards on everyday spends
  • Excellent dining discounts
  • Golf privileges included

Cons of Axis Vistara Signature Credit Card

  • Joining and renewal fee of ₹3000
  • Limited international lounge access
  • Higher forex fee compared to some cards

Frequently Asked Questions about Axis Vistara Signature Credit Card


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Axis Vistara Signature Credit Card – Fees & Benefits | Finanjo