Axis Vistara Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹1,500
₹1,500
3.5%
2 visits/yr
Contents
The Axis Vistara Credit Card is designed for frequent flyers who seek exclusive travel benefits. It offers complimentary economy class flight vouchers, Club Vistara membership, and rewards on every spend. Cardholders can enjoy airport lounge access and dining discounts across India.
Features of Axis Vistara Credit Card which makes it unique
Club Vistara Membership
Complimentary membership with accelerated miles earning
Priority check-in and baggage allowance
Exclusive to Axis Vistara cardholders
Rewards Structure of Axis Vistara Credit Card
Base
baseAll retail purchases except fuel
Earn steady rewards on all spends.
Milestones of Axis Vistara Credit Card
₹1,25,000 Annual Spend
₹1,25,000 : 1 Economy Class flight ticket
₹2,50,000 Annual Spend
₹2,50,000 : 1 Economy Class flight ticket
₹6,00,000 Annual Spend
₹6,00,000 : 1 Economy Class flight ticket
Fees & Charges of Axis Vistara Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,500 |
| Annual Fee | ₹1,500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹1,000 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹450 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Annual fee waived for renewals from April 18, 2025
Fee Explanation Standard charges apply for overdue amounts and cash advances.
Detailed Explanation of Axis Vistara Credit Card Fees
Joining Fee: 1500 (one-time)
Annual Fee: 1500 (yearly)
Waived for renewals from April 18, 2025
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500
Forex Fee: 3.5% (transaction)
Late Payment Fee: Up to ₹1000 (per incident)
Lounge Access Benefits with Axis Vistara Credit Card
domestic Lounges
silverVisits per year: 2
Guest access: No
Valid at select Indian airports
Insurance Coverage with Axis Vistara Credit Card
Travel Insurance
₹1,00,000Covers travel document loss and baggage delay
Additional Features of Axis Vistara Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Free add-on cards available
Welcome Bonus with Axis Vistara Credit Card
Welcome Bonus: Economy Class flight ticket voucher
Bonus Conditions: Valid on card issuance; voucher usable within 6 months
Application Process for Axis Vistara Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via Axis Bank portal
Upload KYC documents
Receive verification call
Card dispatched within 7 business days
Required Documents for Axis Vistara Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Vistara Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide acceptance across India
International Acceptance
Accepted worldwide
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Vistara Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹50,000
Minimum annual income
Self-Employed Applicants
₹60,000
Minimum annual income
Who Can Apply
Important Conditions
- Applicant must be an Indian resident with valid ID proofs.
How Approval Is Decided
- Primary cardholder aged 18-70 years
- Minimum annual income ₹6,00,000
- Indian resident
- Credit score above 700
Pros of Axis Vistara Credit Card
- Free economy class ticket vouchers
- Reward points on every purchase
- Exclusive airline partnership benefits
Cons of Axis Vistara Credit Card
- Higher forex and cash advance fees
- Annual fee applicable
- Limited accelerated rewards categories
Frequently Asked Questions about Axis Vistara Credit Card
What is the joining fee for Axis Vistara Credit Card?
The joining fee is ₹1,500, which gives a complimentary Economy Class flight ticket voucher.
Is the annual fee waived?
Annual fee is waived for card renewals starting April 18, 2025.
How do I earn rewards on spending?
Earn 2 CV points for every ₹200 spent on retail purchases excluding fuel.
Can I get lounge access with this card?
Yes, you get 2 domestic lounge visits per year at select airports.
Are there any travel insurance benefits?
Yes, travel insurance coverage up to ₹1,00,000 is included.
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