Axis Shoppers Stop Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹500
₹500
3.5%
No lounge access
Contents
The Axis Shoppers Stop Credit Card offers exclusive rewards for Shoppers Stop shoppers, including accelerated points, fuel surcharge waivers, and discounts on dining. It provides value with low joining and annual fees, making it ideal for frequent shoppers seeking savings.
Rewards Structure of Axis Shoppers Stop Credit Card
Shoppers Stop
acceleratedPrivate label brands
Earn 10x points on exclusive brands
Other Brands at Shoppers Stop
acceleratedAll other brands
Earn 6x points on other brands
Other Purchases
baseAll merchants outside Shoppers Stop
Standard earn rate outside store
Milestones of Axis Shoppers Stop Credit Card
Annual Spend Milestone
₹1,00,000 : Annual fee waiver
Welcome Bonus
First transaction : ₹300 First Citizen points
Fees & Charges of Axis Shoppers Stop Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Waived on ₹1,00,000 annual spend
Fee Explanation Standard bank rates apply for overdue amounts.
Detailed Explanation of Axis Shoppers Stop Credit Card Fees
Joining Fee: ₹500 + GST (one-time)
Non-refundable
Annual Fee: ₹500 + GST (yearly)
Waived on ₹1L annual spend
Cash Advance Fee: 2.5% (transaction)
Minimum ₹500
Foreign Currency Markup: 3.5% (transaction)
Additional Features of Axis Shoppers Stop Credit Card
Contactless Payments
Tap and pay enabled
Mobile Wallet Support
Apple Pay, Google Pay, Samsung Pay, PhonePe, Paytm, Amazon Pay
Welcome Bonus with Axis Shoppers Stop Credit Card
Welcome Bonus: ₹300 Citizen points
Bonus Conditions: Valid on first transaction within 30 days
Application Process for Axis Shoppers Stop Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via Axis Bank portal
Upload KYC documents
Receive verification call
Card dispatched within 7 days
Required Documents for Axis Shoppers Stop Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Shoppers Stop Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Shoppers Stop Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹15,000
Minimum annual income
Self-Employed Applicants
₹25,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have a valid PAN and Aadhaar card.
How Approval Is Decided
- Minimum income ₹15,000/month
- Indian resident
- Credit score above 700
Pros of Axis Shoppers Stop Credit Card
- Attractive rewards for Shoppers Stop shoppers
- Low joining and annual fees
- Convenient fuel surcharge waiver
Cons of Axis Shoppers Stop Credit Card
- Limited travel and lounge benefits
- Rewards mainly beneficial for Shoppers Stop shopping
Frequently Asked Questions about Axis Shoppers Stop Credit Card
Is there a joining fee for the Axis Shoppers Stop Credit Card?
Yes, the joining fee is ₹500 plus applicable taxes.
How can I waive the annual fee?
The annual fee of ₹500 is waived when you spend ₹1,00,000 or more in a year.
What rewards can I earn on Shoppers Stop purchases?
Earn 20 First Citizen points per ₹200 on private label brands and 12 points per ₹200 on other brands.
Is there a fuel surcharge waiver benefit?
Yes, 1% fuel surcharge waiver up to ₹400 per month on fuel transactions between ₹400 and ₹4,000.
Can I use this card for contactless and mobile wallet payments?
Yes, supports contactless payments and major mobile wallets including Apple Pay and Google Pay.
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