Axis Select Credit Card
Axis Bank
last updated: Nov 13, 2025
₹3,000
₹3,000
3.5%
20 visits/yr
Contents
The Axis Select Credit Card is designed for lifestyle-focused users who enjoy premium rewards on retail shopping, dining, and travel. It offers attractive milestone bonuses, complimentary airport lounge visits, and exclusive discounts, making it ideal for frequent shoppers and travelers alike. With a robust rewards program and generous golf privileges, this card balances luxury with everyday value.
Features of Axis Select Credit Card which makes it unique
Golf Privileges
6 complimentary golf rounds yearly, plus 6 more on spending ₹3 lakh
Enhance lifestyle
More than typical credit cards
Priority Pass Lounge Access
12 international lounge visits
Travel comfort
Higher than most competitor cards
Rewards Structure of Axis Select Credit Card
"Retail Shopping
acceleratedAll Other Spends
baseAbove ₹20,000
Milestones of Axis Select Credit Card
Annual Spend Bonus
₹3,00,000 : 5,000 EDGE Reward Points
Renewal Fee Waiver
₹8,00,000 : Full annual fee waiver
Fees & Charges of Axis Select Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Waived on ₹8,00,000 annual spend
Fee Explanation Standard bank rates apply for overdue amounts.
Lounge Access Benefits with Axis Select Credit Card
international Lounges
silverVisits per year: 12
Guest access: No
Priority Pass membership valid for primary cardholder
domestic Lounges
goldVisits per year: 8
Guest access: No
2 complimentary visits per quarter for primary cardholder
Insurance Coverage with Axis Select Credit Card
travel insurance
₹10,00,000Valid on international trips
purchase protection
₹50,000Valid for 90 days from purchase
Additional Features of Axis Select Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Up to 3 free add-on cards
Welcome Bonus with Axis Select Credit Card
Welcome Bonus: 10,000 EDGE Reward points
Bonus Conditions: Valid on first transaction within 30 days of card issuance.
Application Process for Axis Select Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online via the Axis Bank portal
Upload KYC documents
Receive verification call
Card dispatched within 7 business days
Required Documents for Axis Select Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Select Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Select Credit Card
Quick Eligibility Check
Minimum Age
21+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have a valid PAN and Aadhaar card.
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 700
Pros of Axis Select Credit Card
- Strong rewards on retail spends
- Complimentary international and domestic lounge access
- Milestone bonus reward points and fee waivers
Cons of Axis Select Credit Card
- High joining and annual fees
- No instant approval
Frequently Asked Questions about Axis Select Credit Card
What is the joining fee for the Axis Select Credit Card?
The joining fee is ₹3,000, waived for Burgundy account holders.
How can I waive the annual fee?
Spend ₹8,00,000 in an anniversary year to get a full waiver.
What are the welcome bonus details?
Get 10,000 EDGE Reward points worth ₹2,000 on your first transaction within 30 days of card issuance.
Is lounge access complimentary?
Yes, you get 12 international Priority Pass lounge visits and 8 domestic lounge visits annually.
Are add-on cards available?
Yes, up to 3 add-on cards are available free of charge.
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