Is there a joining fee for the Axis Pride Platinum Credit Card?

No, there is no joining fee for this card.

What is the annual fee and can it be waived?

The annual fee is ₹250, waived if you spend ₹20,000 or more in a year.

Who is eligible for this credit card?

Indian Defence personnel and Government employees are eligible to apply.

What rewards can I earn?

Earn 4 EDGE points for every ₹200 spent plus up to 15% dining discount.

Are there any fuel surcharge waivers?

Yes, enjoy a 1% fuel surcharge waiver up to ₹250 monthly.

Credit Cards/Axis Bank/Axis Pride Platinum Credit Card

Axis Pride Platinum Credit Card

Axis Bank

Last updated: Feb 03, 2026

fuelgroceryrestaurantse-commerce

Annual Fee

₹250

Joining Fee

₹0

Forex Fee

3.5%

Lounge Access

No lounge access

Axis Pride Platinum Credit Card is specially designed for Indian Defence and Government employees, offering rewarding benefits such as dining discounts, fuel surcharge waivers, and a robust EDGE rewards program. This no-joining-fee card provides excellent value with easy annual fee waiver conditions. Maximize savings on dining and everyday spends with assured rewards.

Features of Axis Pride Platinum Credit Card which makes it unique

EDGE Rewards Program

Earn and redeem EDGE points on all spends

Flexible redemption options

Higher rewards rate than basic cards

Dining Delights

Special discounts at partner restaurants

Save on eating out

Exclusive benefit for defence and government employees

Rewards Structure of Axis Pride Platinum Credit Card

Dining

accelerated

At partner restaurants

Reward Rate:15% discount

Monthly Cap:₹500 monthly

Save up to 15% at select dining outlets

Base Rewards

base

All purchases

Reward Rate:4 EDGE points per ₹200

Monthly Cap:No cap

Earn reward points on all spends

Fuel

base

At fuel pumps

Reward Rate:1% waiver

Monthly Cap:₹250 monthly

Fuel surcharge waiver for fuel transactions between ₹400 and ₹4,000

Milestones of Axis Pride Platinum Credit Card

Annual Spend Milestone

₹20,000 : Annual fee waiver

Fees & Charges of Axis Pride Platinum Credit Card

Fee & Amount	Fee Value
Joining Fee	0
Annual Fee	₹250
Forex Markup Fee	3.5%
Cash Advance Fee	2.5%
Late Payment Fee	₹500
Over Limit Fee	₹500
Returned Payment Fee	₹300
Cash Withdrawal Fee	3%

Renewal Conditions:Waived on ₹20,000 annual spend

Fee Explanation Standard bank rates apply for overdue amounts. Fuel surcharge waiver of 1% up to ₹250 per month at select fuel stations.

Detailed Explanation of Axis Pride Platinum Credit Card Fees

Annual Fee: 250 (yearly)

Waived on ₹20,000 annual spend

Cash Advance Fee: 2.5% (transaction)

Minimum ₹500

Foreign Currency Transaction Fee: 3.5% (transaction)

Applied on forex transactions

Late Payment Fee: ₹500 (per incident)

Standard charges

Overlimit Fee: ₹500 (per incident)

Applied if credit limit exceeded

Insurance Coverage with Axis Pride Platinum Credit Card

Lost Card Liability

Full protection

Zero liability on lost card

Fraud Protection

Full

EVM chip and fraud protection

Additional Features of Axis Pride Platinum Credit Card

Add-on Cards

Up to 3 free add-on cards

For family members

Contactless Payments

Enabled for quick payments

Welcome Bonus with Axis Pride Platinum Credit Card

Welcome Bonus: no specific welcome benefit
Bonus Conditions: Available to Defence personnel and Government of India employees only

Application Process for Axis Pride Platinum Credit Card

Processing Time

5-7 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

Apply online via Axis Bank website

Upload KYC documents

Verification call if required

Card dispatched within 7 business days

Required Documents for Axis Pride Platinum Credit Card

ID Proof

all

Accepted documents:

PAN Aadhaar Defense ID

Address Proof

all

Accepted documents:

Passport Utility Bill

Income Proof

all

Accepted documents:

Government service certificate or salary slip