Axis Neo Credit Card

Foreign Currency Transaction Fee: 3.5% of the transaction amount (per transaction)

Applicable on all transactions made in foreign currency or at international merchants

Foreign Currency Charges: A foreign currency transaction fee of 3.5% is applicable on international purchases and transactions made in currencies other than Indian Rupees. This includes online and offline international merchant transactions.

Joining Fee: ₹250 (one-time)

Waived for select application channels; lifetime free for eligible users

Joining Fee Details: A one-time joining fee of ₹250 may be charged at the time of card issuance. This fee is waived for select channels, and the card is offered as lifetime free for eligible customers.

Annual Fee: ₹250 (yearly)

Waived for select channels; lifetime free for eligible users.

Annual Fee Details: An annual fee of ₹250 may be charged starting from the second year. This fee is waived for select application channels, and the card is offered as lifetime free for eligible customers.

Cash Advance Fee: 2.5% of the withdrawn amount (minimum ₹500) (per transaction)

Interest is charged from the transaction date until full repayment

Cash Advance Charges: A cash advance fee of 2.5% of the withdrawn amount or ₹500 (whichever is higher) is applicable on each cash withdrawal. Interest charges apply from the date of withdrawal until the outstanding amount is fully repaid.

Late Payment Fee: ₹500 – ₹1,200 (based on total payment due) (per incident)

Applicable if the minimum amount due is not paid by the due date

Late Payment Charges: Late payment fees are charged based on the total payment due: Nil if Total Payment Due is less than 500 500 if total payment due is between 501-5,000 750 if total payment due is between 5,001-10,000 1200 if total payment due is greater than 10,000