Axis My Wings Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹500
₹1,200
3.5%
6 visits/yr
Contents
Axis My Wings Credit Card is a premium travel-focused credit card offering complimentary flight tickets, cashback on travel bookings, and exclusive dining discounts. Enjoy rewards on shopping, travel, and lifestyle spends with flexible redemption options. The card also provides airport lounge access and fuel surcharge waivers for frequent travelers.
Features of Axis My Wings Credit Card which makes it unique
Smart EMI
Instant EMI conversion at checkout
Flexible repayment
faster than peers
Spend Analyzer
Track monthly expenses by category
Better budgeting
AI-based
Rewards Structure of Axis My Wings Credit Card
Dining
acceleratedPartner restaurants only
Earn 4x on dining
Shopping
baseAll merchants
Standard earn rate
Travel
acceleratedFlight, hotel, rail bookings
Earn 4x on travel
Milestones of Axis My Wings Credit Card
Quarterly Milestone
₹50,000 : ₹500 cashback
Annual Milestone
₹2,00,000 : Free flight ticket
Fees & Charges of Axis My Wings Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹1,200 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | ₹750 |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹350 |
| Cash Withdrawal Fee | 2% |
Renewal Conditions:Waived on ₹1,00,000 annual spend
Fee Explanation Standard bank rates apply for overdue amounts.
Detailed Explanation of Axis My Wings Credit Card Fees
Annual Fee: 500 (yearly)
Waived on ₹1L annual spend
Cash Advance Fee: 2.5% (transaction)
min ₹300
Lounge Access Benefits with Axis My Wings Credit Card
domestic Lounges
goldVisits per year: 4
Guest access: No
Valid for primary cardholder only
international Lounges
platinumVisits per year: 2
Guest access: Yes
Through Priority Pass
Insurance Coverage with Axis My Wings Credit Card
travel insurance
₹10,00,000Valid on international trips
purchase protection
₹50,000Within 90 days of purchase
Additional Features of Axis My Wings Credit Card
Contactless Payments
Tap and pay enabled
Add-on Cards
Up to 3 free add-on cards
Welcome Bonus with Axis My Wings Credit Card
Welcome Bonus: 2 complimentary flight tickets
Bonus Conditions: Valid for new customers only
Application Process for Axis My Wings Credit Card
Processing Time
5-7 business days
Online Application
Available
Instant Approval
Available
Step-by-Step Process
Apply online via Axis Bank portal
Upload KYC documents
Receive verification call
Card dispatched within 7 days
Required Documents for Axis My Wings Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis My Wings Credit Card Merchant Acceptance Network
Domestic Acceptance
Wide coverage across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis My Wings Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
750+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹30,000
Minimum annual income
Self-Employed Applicants
₹40,000
Minimum annual income
Who Can Apply
Important Conditions
- Customer must have a valid PAN and Aadhaar card.
How Approval Is Decided
- Minimum income ₹30,000/month
- Indian resident
- Credit score above 750
Pros of Axis My Wings Credit Card
- Strong travel rewards
- Free lounge visits
- Attractive milestone bonuses
Cons of Axis My Wings Credit Card
- High annual fee
- Limited merchant offers outside travel
Frequently Asked Questions about Axis My Wings Credit Card
Is there a joining fee?
Yes, ₹1,200, waived on first-year spend above ₹50,000.
What are the annual fee waiver conditions?
Spend ₹1 lakh in a year for waiver.
What is the welcome bonus?
2 complimentary flight tickets for new customers.
Can I get lounge access?
Yes, 1 complimentary domestic lounge access per quarter.
What is the reward rate?
4 EDGE points per ₹200 spent on all categories.
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